BBVA 20-F DEF-14A Report Dec. 31, 2024 | Alphaminr

Effective Date August 11, 2021

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20-Fs

20-F	Fiscal year ended Dec. 31, 2024
20-F	Fiscal year ended Dec. 31, 2023
20-F	Fiscal year ended Dec. 31, 2022
20-F	Fiscal year ended Dec. 31, 2021
20-F	Fiscal year ended Dec. 31, 2020
20-F	Fiscal year ended Dec. 31, 2019
20-F	Fiscal year ended Dec. 31, 2018
20-F	Fiscal year ended Dec. 31, 2017
20-F	Fiscal year ended Dec. 31, 2016
20-F	Fiscal year ended Dec. 31, 2015
20-F	Fiscal year ended Dec. 31, 2014
20-F	Fiscal year ended Dec. 31, 2013
20-F	Fiscal year ended Dec. 31, 2012
20-F	Fiscal year ended Dec. 31, 2011
20-F	Fiscal year ended Dec. 31, 2010
20-F	Fiscal year ended Dec. 31, 2009

TABLE OF CONTENTS

Part Iprint Item 1. Identity Of Directors, Senior Management and Advisersprint Item 2. Offer Statistics and Expected Timetableprint Item 3. Key Informationprint Item 5. Operating and Financial Review and Prospects Operating Results Operating Environmentprint Item 4. Information on The Company History and Development Of The Company Capital Expendituresprint Item 4. Information on The Company Other Relevant Informationprint Item 4. Information on The Company Business Overview Supervision and Regulation Capital Requirements, Mrel and Resolutionprint Item 4. Information on The Company Business Overview Supervision and Regulation Principal Marketsprint Item 5. Operating and Financial Review and Prospects Liquidity and Capital Resources Capitalprint Item 5. Operating and Financial Review and Prospects Liquidity and Capital Resourcesprint Item 4. Information on The Companyprint Item 10. Additional Information Documents on Displayprint Item 5. Operating and Financial Review and Prospects Operating Results Results Of Operations By Operating Segmentprint Item 8. Financial Information Consolidated Statements and Other Financial Information Dividendsprint Item 4A. Unresolved Staff Commentsprint Item 5. Operating and Financial Review and Prospectsprint Item 4. Information on The Company Business Overview Supervision and Regulation Principal Markets Turkeyprint Item 4. Information on The Company Selected Statistical Information Average Balances and Ratesprint Item 4. Information on The Company Business Overviewprint Item 4. Information on The Company Business Overview Supervision and Regulationprint Item 4. Information on The Company Competitionprint Item 3. Key Information Risk Factors Business Risks The Group Is Exposed To Various Risks in Connection with Climate Changeprint Item 6. Directors, Senior Management and Employeesprint Item 16. A. Audit Committee Financial Expertprint Item 7. Major Shareholders and Related Party Transactionsprint Item 8. Financial Informationprint Item 9. The Offer and Listingprint Item 7. Major Shareholders and Related Party Transactions Major Shareholdersprint Item 8. Financial Information Consolidated Statements and Other Financial Information Dividends Share Buyback Programsprint Item 10. Additional Information Exchange Controls Restrictions on Acquisitions Of Sharesprint Item 10. Additional Informationprint Item 6. Directors, Senior Management and Employees Compensationprint Item 4. Information on The Company Business Overview Supervision and Regulation Dividendsprint Item 9. The Offer and Listing Offer and Listing Details Reporting Requirementsprint Item 11. Quantitative and Qualitative Disclosures About Market Riskprint Item 12. Description Of Securities Other Than Equity Securitiesprint Part IIprint Item 13. Defaults, Dividend Arrearages and Delinquenciesprint Item 14. Material Modifications To The Rights Of Security Holders and Use Of Proceedsprint Item 15. Controls and Proceduresprint Item 16. [reserved]print Item 16A. Audit Committee Financial Expertprint Item 16B. Code Of Ethicsprint Item 16C. Principal Accountant Fees and Servicesprint Item 16D. Exemptions From The Listing Standards For Audit Committeesprint Item 16E. Purchases Of Equity Securities By The Issuer and Affiliated Purchasersprint Item 16F. Change in Registrant S Certifying Accountantprint Item 16G. Corporate Governanceprint Item 16 B. Code Of Ethicsprint Item 16H. Mine Safety Disclosureprint Item 16I. Disclosure Regarding Foreign Jurisdictions That Prevent Inspectionsprint Item 16J. Insider Trading Policiesprint Item 16K. Cybersecurityprint Item 4. Information on The Company Business Overview Supervision and Regulation Principal Markets Spainprint Item 6. Directors, Senior Management and Employees Board Practices Committees Technology and Cybersecurity Committeeprint Part IIIprint Item 17. Financial Statementsprint Item 18. Financial Statementsprint Item 19 Exhibitsprint Item 4. Information on The Company Organizational Structureprint Note 7 Analyzes The Group S Main Risks That Are Hedged Using These Financial Instrumentsprint Note 22. 4 Introduces The Details Of The Convertible And/or Exchangeable Securitiesprint

Exhibits

1.1 Amended and Restated Bylaws (Estatutos) of the Registrant (English translation) 2.1 Description of Registrants Securities Registered under Section 12 of the Exchange Act 4.1 Information on Compensation Plans (*) 11.1 InsiderTradingPolicy 12.1 Section 302 Group Executive Chair Certification 12.2 Section 302 Chief Executive Officer Certification 12.3 Section 302 Chief Financial Officer Certification 13.1 Section 906 Certification 15.1 Consent of Independent Registered Public Accounting Firm 97.1 Remuneration Recoupment Policy(***)

* THE VALUE IS THE MARKET VALUE AS OF THE LAST DAY OF THE QUARTER FOR WHICH THE 13F WAS FILED.

FUND	NUMBER OF SHARES	VALUE ($)	PUT OR CALL

DIRECTORS	AGE	BIO	OTHER DIRECTOR MEMBERSHIPS

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