BBVA 20-F DEF-14A Report Dec. 31, 2018

BANCO BILBAO VIZCAYA ARGENTARIA, S.A.

20-Fs

20-F	Fiscal year ended Dec. 31, 2023
20-F	Fiscal year ended Dec. 31, 2022
20-F	Fiscal year ended Dec. 31, 2021
20-F	Fiscal year ended Dec. 31, 2020
20-F	Fiscal year ended Dec. 31, 2019
20-F	Fiscal year ended Dec. 31, 2018
20-F	Fiscal year ended Dec. 31, 2017
20-F	Fiscal year ended Dec. 31, 2016
20-F	Fiscal year ended Dec. 31, 2015
20-F	Fiscal year ended Dec. 31, 2014
20-F	Fiscal year ended Dec. 31, 2013
20-F	Fiscal year ended Dec. 31, 2012
20-F	Fiscal year ended Dec. 31, 2011
20-F	Fiscal year ended Dec. 31, 2010
20-F	Fiscal year ended Dec. 31, 2009

TABLE OF CONTENTS

Part I Item 1. Identity Of Directors, Senior Management and Advisers Item 2. Offer Statistics and Expected Timetable Item 3. Key Information Item 4. Information on The Company Business Overview Operating Segments Non Core Real Estate Item 16B. Code Of Ethics Item 4. Information on The Company Item 4A. Unresolved Staff Comments Item 5. Operating and Financial Review and Prospects Item 10. Additional Information Material Contracts Joint Venture Agreement with Cerberus Item 4. Information on The Company History and Development Of The Company Capital Divestitures 2018 Item 4. Information on The Company History and Development Of The Company Capital Expenditures 2017 Item 4. Information on The Company Competition Item 6. Directors, Senior Management and Employees Item 16. A. Audit Committee Financial Expert Item 7. Major Shareholders and Related Party Transactions Item 8. Financial Information Item 4. Information on The Company Business Overview Supervision and Regulation Dividends Item 9. The Offer and Listing Item 7. Major Shareholders and Related Party Transactions Major Shareholders Item 10. Additional Information Exchange Controls Restrictions on Acquisitions Of Shares Item 10. Additional Information Item 9. The Offer and Listing Offer and Listing Details Reporting Requirements Item 11. Quantitative and Qualitative Disclosures About Market Risk Item 12. Description Of Securities Other Than Equity Securities Part II Item 13. Defaults, Dividend Arrearages and Delinquencies Item 14. Material Modifications To The Rights Of Security Holders and Use Of Proceeds Item 15. Controls and Procedures Item 16. [reserved]Item 16A. Audit Committee Financial Expert Item 16B. Code Of Ethics Item 16C. Principal Accountant Fees and Services Item 16D. Exemptions From The Listing Standards For Audit Committees Item 16E. Purchases Of Equity Securities By The Issuer and Affiliated Purchasers Item 16F. Change in Registrant S Certifying Accountant Item 16G. Corporate Governance Item 16H. Mine Safety Disclosure Part III Item 17. Financial Statements Item 18. Financial Statements Item 19 Exhibits Note 7 Analyzes The Group S Main Risks That Are Hedged Using These Derivatives

Exhibits

1.1 Amended and Restated Bylaws (Estatutos) of the Registrant (English translation) (*) 10.1 Information on Compensation Plans (**) 12.1 Section 302 Group Executive Chairman Certification 12.2 Section 302 Chief Executive Officer Certification 12.3 Section 302 Chief Financial Officer Certification 13.1 Section 906 Certification 15.1 Consent of Independent Registered Public Accounting Firm 15.2 Consent of Independent Registered Public Accounting Firm

Supplier name	Ticker
Visa Inc.	V
Bank of America Corporation	BAC
Mastercard Incorporated	MA
Citigroup Inc.	C
Canaan Inc.	CAN
Adobe Inc.	ADBE
International Business Machines Corporation	IBM
Oracle Corporation	ORCL
salesforce.com, inc.	CRM

BBVA 20-F Report ended Dec. 31, 2018

Exhibits