BBVA 20-F DEF-14A Report Dec. 31, 2020 | Alphaminr

Effective Date August 11, 2021

These terms and conditions govern your use of the website alphaminr.com and its related services.

These Terms and Conditions (“Terms”) are a binding contract between you and Alphaminr, (“Alphaminr”, “we”, “us” and “service”). You must agree to and accept the Terms. These Terms include the provisions in this document as well as those in the Privacy Policy. These terms may be modified at any time.

Subscription

Your subscription will be on a month to month basis and automatically renew every month. You may terminate your subscription at any time through your account.

Fees

We will provide you with advance notice of any change in fees.

Usage

You represent that you are of legal age to form a binding contract. You are responsible for any activity associated with your account. The account can be logged in at only one computer at a time.
The Services are intended for your own individual use. You shall only use the Services in a manner that complies with all laws. You may not use any automated software, spider or system to scrape data from Alphaminr.

Limitation of Liability

Alphaminr is not a financial advisor and does not provide financial advice of any kind. The service is provided “As is”. The materials and information accessible through the Service are solely for informational purposes. While we strive to provide good information and data, we make no guarantee or warranty as to its accuracy.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL ALPHAMINR BE LIABLE TO YOU FOR DAMAGES OF ANY KIND, INCLUDING DAMAGES FOR INVESTMENT LOSSES, LOSS OF DATA, OR ACCURACY OF DATA, OR FOR ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (1) FIFTY DOLLARS OR (2) THE AMOUNTS PAID BY YOU TO ALPHAMINR IN THE SIX MONTH PERIOD PRECEDING THIS APPLICABLE CLAIM. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL OR CERTAIN OTHER DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.

If any provision of these Terms is found to be invalid under any applicable law, such provision shall not affect the validity or enforceability of the remaining provisions herein.

BANCO BILBAO VIZCAYA ARGENTARIA, S.A.

20-Fs

20-F	Fiscal year ended Dec. 31, 2023
20-F	Fiscal year ended Dec. 31, 2022
20-F	Fiscal year ended Dec. 31, 2021
20-F	Fiscal year ended Dec. 31, 2020
20-F	Fiscal year ended Dec. 31, 2019
20-F	Fiscal year ended Dec. 31, 2018
20-F	Fiscal year ended Dec. 31, 2017
20-F	Fiscal year ended Dec. 31, 2016
20-F	Fiscal year ended Dec. 31, 2015
20-F	Fiscal year ended Dec. 31, 2014
20-F	Fiscal year ended Dec. 31, 2013
20-F	Fiscal year ended Dec. 31, 2012
20-F	Fiscal year ended Dec. 31, 2011
20-F	Fiscal year ended Dec. 31, 2010
20-F	Fiscal year ended Dec. 31, 2009

TABLE OF CONTENTS

Part I Item 1. Identity Of Directors, Senior Management and Advisers Item 2. Offer Statistics and Expected Timetable Item 3. Key Information Item 5. Operating and Financial Review and Prospects Critical Accounting Policies Goodwill in Consolidation Item 5. Operating and Financial Review and Prospects Operating Results Operating Environment Item 4. Information on The Company History and Development Of The Company Capital Divestitures Item 8. Financial Information Consolidated Statements and Other Financial Information Dividends Item 4. Information on The Company Business Overview Supervision and Regulation Item 4. Information on The Company Item 10. Additional Information Material Contracts Sale Of Bbva Usa To The Pnc Financial Services Group Item 5. Operating and Financial Review and Prospects Operating Results Results Of Operations By Operating Segment Part By The Depreciation Of The Mexican Peso Against The Euro Item 5. Operating and Financial Review and Prospects Operating Results Item 4A. Unresolved Staff Comments Item 5. Operating and Financial Review and Prospects Item 4. Information on The Company Business Overview Supervision and Regulation Capital Requirements Item 4. Information on The Company Business Overview Supervision and Regulation Dividends Item 4. Information on The Company Business Overview Supervision and Regulation Principal Markets Turkey Item 4. Information on The Company Competition Item 6. Directors, Senior Management and Employees Item 16. A. Audit Committee Financial Expert Item 7. Major Shareholders and Related Party Transactions Item 8. Financial Information Item 9. The Offer and Listing Item 7. Major Shareholders and Related Party Transactions Major Shareholders Item 10. Additional Information Exchange Controls Restrictions on Acquisitions Of Shares Item 10. Additional Information Item 10. Additional Information Memorandum and Articles Of Association Restrictions on Foreign Investments Item 9. The Offer and Listing Offer and Listing Details Reporting Requirements Item 11. Quantitative and Qualitative Disclosures About Market Risk Item 12. Description Of Securities Other Than Equity Securities Part II Item 13. Defaults, Dividend Arrearages and Delinquencies Item 14. Material Modifications To The Rights Of Security Holders and Use Of Proceeds Item 15. Controls and Procedures Item 16. [reserved]Item 16A. Audit Committee Financial Expert Item 16B. Code Of Ethics Item 16C. Principal Accountant Fees and Services Item 16D. Exemptions From The Listing Standards For Audit Committees Item 16E. Purchases Of Equity Securities By The Issuer and Affiliated Purchasers Item 16F. Change in Registrant S Certifying Accountant Item 16G. Corporate Governance Item 16H. Mine Safety Disclosure Part III Item 17. Financial Statements Item 18. Financial Statements Item 19 Exhibits Note 1. 6 Includes Information on The Consideration Of The Covid-19 Pandemic in The Estimates Made Note 7. 5 Presents Information Regarding The Impact on Liquidity and Financing Risk Note 32 Includes Information with Regard To The Impact on The Group's Capital Note 47 Includes Information on The Impact Of The Update Of The Macroeconomic Scenario Affected By The Covid-19 Pandemic Note 7 Analyzes The Group S Main Risks That Are Hedged Using These Derivatives Note 22. 4 Introduces The Details Of The Convertible And/or Exchangeable Securities

Exhibits

1.1 Amended and Restated Bylaws (Estatutos) of the Registrant (English translation) (*) 2.1 Description of Registrants Securities Registered under Section 12 of the Exchange Act 4.1 Information on Compensation Plans (**) 10.1 Share Purchase Agreement between Banco Bilbao Vizcaya Argentaria, S.A. and The PNC Financial Services Group of November 15, 2020 12.1 Section 302 Group Executive Chairman Certification 12.2 Section 302 Chief Executive Officer Certification 12.3 Section 302 Chief Financial Officer Certification 13.1 Section 906 Certification 15.1 Consent of Independent Registered Public Accounting Firm

* THE VALUE IS THE MARKET VALUE AS OF THE LAST DAY OF THE QUARTER FOR WHICH THE 13F WAS FILED.

FUND	NUMBER OF SHARES	VALUE ($)	PUT OR CALL

DIRECTORS	AGE	BIO	OTHER DIRECTOR MEMBERSHIPS

No Customers Found

Suppliers

Supplier name	Ticker
Visa Inc.	V
Bank of America Corporation	BAC
Mastercard Incorporated	MA
Citigroup Inc.	C
Canaan Inc.	CAN
Adobe Inc.	ADBE
International Business Machines Corporation	IBM
Oracle Corporation	ORCL
salesforce.com, inc.	CRM

Owner	Position	Direct Shares	Indirect Shares