BPOP 10-K Annual Report Dec. 31, 2024 | Alphaminr

Effective Date August 11, 2021

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POPULAR INC

10-Qs and 10-Ks

10-K	Fiscal year ended Dec. 31, 2024
10-Q	Quarter ended Sept. 30, 2024
10-Q	Quarter ended June 30, 2024
10-Q	Quarter ended March 31, 2024
10-K	Fiscal year ended Dec. 31, 2023
10-Q	Quarter ended Sept. 30, 2023
10-Q	Quarter ended June 30, 2023
10-Q	Quarter ended March 31, 2023
10-K	Fiscal year ended Dec. 31, 2022
10-Q	Quarter ended Sept. 30, 2022
10-Q	Quarter ended June 30, 2022
10-Q	Quarter ended March 31, 2022
10-K	Fiscal year ended Dec. 31, 2021
10-Q	Quarter ended Sept. 30, 2021
10-Q	Quarter ended June 30, 2021
10-Q	Quarter ended March 31, 2021
10-K	Fiscal year ended Dec. 31, 2020
10-Q	Quarter ended Sept. 30, 2020
10-Q	Quarter ended June 30, 2020
10-Q	Quarter ended March 31, 2020
10-K	Fiscal year ended Dec. 31, 2019
10-Q	Quarter ended Sept. 30, 2019
10-Q	Quarter ended June 30, 2019
10-Q	Quarter ended March 31, 2019
10-K	Fiscal year ended Dec. 31, 2018
10-Q	Quarter ended Sept. 30, 2018
10-Q	Quarter ended June 30, 2018
10-Q	Quarter ended March 31, 2018
10-K	Fiscal year ended Dec. 31, 2017
10-Q	Quarter ended Sept. 30, 2017
10-Q	Quarter ended June 30, 2017
10-Q	Quarter ended March 31, 2017
10-K	Fiscal year ended Dec. 31, 2016
10-Q	Quarter ended Sept. 30, 2016
10-Q	Quarter ended June 30, 2016
10-Q	Quarter ended March 31, 2016
10-K	Fiscal year ended Dec. 31, 2015
10-Q	Quarter ended Sept. 30, 2015
10-Q	Quarter ended June 30, 2015
10-Q	Quarter ended March 31, 2015
10-K	Fiscal year ended Dec. 31, 2014
10-Q	Quarter ended Sept. 30, 2014
10-Q	Quarter ended June 30, 2014
10-Q	Quarter ended March 31, 2014
10-K	Fiscal year ended Dec. 31, 2013
10-Q	Quarter ended Sept. 30, 2013
10-Q	Quarter ended June 30, 2013
10-Q	Quarter ended March 31, 2013
10-K	Fiscal year ended Dec. 31, 2012
10-Q	Quarter ended Sept. 30, 2012
10-Q	Quarter ended June 30, 2012
10-Q	Quarter ended March 31, 2012
10-K	Fiscal year ended Dec. 31, 2011
10-Q	Quarter ended Sept. 30, 2011
10-Q	Quarter ended June 30, 2011
10-Q	Quarter ended March 31, 2011
10-K	Fiscal year ended Dec. 31, 2010
10-Q	Quarter ended Sept. 30, 2010
10-Q	Quarter ended June 30, 2010
10-Q	Quarter ended March 31, 2010
10-K	Fiscal year ended Dec. 31, 2009

PROXIES

DEF 14A	Filed on March 25, 2025
DEF 14A	Filed on March 27, 2024
DEF 14A	Filed on March 29, 2023
DEF 14A	Filed on March 30, 2022
DEF 14A	Filed on March 25, 2021
DEF 14A	Filed on March 31, 2020
DEF 14A	Filed on March 20, 2019
DEF 14A	Filed on March 21, 2018
DEF 14A	Filed on March 9, 2017
DEF 14A	Filed on March 9, 2016
DEF 14A	Filed on March 12, 2015
DEF 14A	Filed on March 20, 2014
DEF 14A	Filed on March 15, 2013
DEF 14A	Filed on March 12, 2012
DEF 14A	Filed on March 11, 2011
DEF 14A	Filed on March 15, 2010

TABLE OF CONTENTS

Part I Popular, Incprint Item 1. Businessprint Item 1A. Risk Factorsprint Item 1B. Unresolved Staff Commentsprint Item 1C. Cybersecurityprint Item 2. Propertiesprint Item 3. Legal Proceedingsprint Item 4. Mine Safety Disclosureprint Part IIprint Item 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuerprint Item 6. [reserved]print Item 7. Management S Discussion and Analysis Of Financial Condition and Results Of Operationsprint Item 7A. Quantitative and Qualitative Disclosures About Market Riskprint Item 8. Financial Statements and Supplementary Dataprint Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosureprint Item 9A. Controls and Proceduresprint Item 9B. Other Informationprint Item 9C. Disclosure Regarding Foreign Jurisdictions That Prevent Inspectionsprint Part IIIprint Item 10. Directors, Executive Officers and Corporate Governanceprint Item 11. Executive Compensationprint Item 12. Security Ownership Of Certain Beneficial Owners and Management and Relatedprint Item 13. Certain Relationships and Related Transactions, and Director Independenceprint Item 14. Principal Accountant Fees and Servicesprint Part IVprint Item 15. Exhibits and Financial Statement Schedulesprint Item 16. Form 10-k Summaryprint Note 1 Nature Of Operationsprint Note 2 Summary Of Significant Accounting Policiesprint Note 32 To The Consolidated Financial Statements For Additional Information on Operating and Finance Lease Arrangementsprint Note 3 - New Accounting Pronouncementsprint Note 4 - Restrictions on Cash and Due From Banks and Certain Securitiesprint Note 5 Debt Securities Available-for-saleprint Note 6 Debt Securities Held-to-maturityprint Note 7 Loansprint Note 8 Allowance For Credit Losses Loans Held-in-portfolioprint Note 9 Mortgage Banking Activitiesprint Note 10 Transfers Of Financial Assets and Mortgage Servicing Assetsprint Note 11 - Premises and Equipmentprint Note 12 Other Real Estate Ownedprint Note 13 Other Assetsprint Note 14 Goodwill and Other Intangible Assetsprint Note 15 Deposits Total Deposits As Of The End Of The Periods Presented Consisted Of:print Note 15 Depositsprint Note 16 Borrowingsprint Note 17 Trust Preferred Securitiesprint Note 18 Other Liabilitiesprint Note 19 Stockholders Equityprint Note 20 Regulatory Capital Requirementsprint Note 21 Other Comprehensive Lossprint Note 22 Guaranteesprint Note 23 Commitments and Contingenciesprint Note 24 Non-consolidated Variable Interest Entitiesprint Note 25 Derivative Instruments and Hedging Activitiesprint Note 26 Related Party Transactionsprint Note 27 Fair Value Measurementprint Note 28 Fair Value Of Financial Instrumentsprint Note 29 Employee Benefitsprint Note 30 Net Income Per Common Shareprint Note 31 Revenue From Contracts with Customersprint Note 32 Leasesprint Note 33 - Stock-based Compensationprint Note 34 Income Taxesprint Note 35 Supplemental Disclosure on The Consolidated Statements Of Cash Flowsprint Note 36 Segment Reportingprint Note 37 - Popular, Inc. (holding Company Only) Financial Informationprint

Exhibits

RestatedCertificateofIncorporationofPopular,Inc.(incorporatedbyreferencetoExhibit3.1oftheCorporations Quarterly Report on Form 10-Q for the quarter endedJune 30, 2020).Amended and Restated Bylaws ofPopular, Inc. asof May 9, 2024 (incorporatedby reference to Exhibit 3.1of Popular,Inc.s Current Report on Form 8-K dated May 9, 2024 andfiled on May 10, 2024).Specimen ofPhysical CommonStock Certificateof Popular,Inc. (incorporatedby referenceto Exhibit4.1 ofPopular,Inc.s Current Report on Form 8-K dated May 29, 2012and filed on May 30, 2012).Description of Popular, Inc.s securities registered pursuant to Section 12 ofthe Securities Exchange Act. (1)Popular, Inc. 2020 Omnibus Incentive Plan (incorporated by reference to Exhibit 4.4of Popular, Inc.s Form S-8 filed on May 12, 2020). *Compensation Agreement for Alejandro M.Ballester as director ofPopular, Inc.,dated January 28, 2010(incorporated by reference to Exhibit 10.9 of Popular, Inc.s Annual Report on Form10-K for the year ended December 31, 2009).*Compensation Agreement forCarlos A.Unanue asdirector ofPopular, Inc.,dated January28, 2010(incorporated by reference to Exhibit 10.10 of Popular, Inc.s Annual Report on Form 10-Kfor the year ended December 31, 2009). *CompensationAgreementforC.KimGoodwinasdirectorofPopular,Inc.,datedMay10,2011(incorporatedby reference to Exhibit 10.1 of Popular, Inc.s Quarterly Report on Form10-Q for the quarter ended June 30, 2011). *Compensation Agreement for JoaquinE. Bacardi, IIIas director ofPopular, Inc.,dated April 30,2013 (incorporated by reference to Exhibit 10.2 of Popular, Inc.s Quarterly Report on Form10-Q for the quarter ended June 30, 2013). *Compensation Agreement for John. W.Diercksen as director of Popular,Inc., dated October 18, 2013 (incorporated by reference to Exhibit 10.13 of Popular, Inc.s Annual Report on 10-K forthe year ended December 31, 2013). *Form of 2015 Long-TermEquity Incentive Award andAgreement (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2015). *Form of 2016 Long-Term Equity Incentive Award and Agreement (incorporated by reference to Exhibit 10.27 of Popular,Inc.s Annual Report on Form 10-K for the year ended December31, 2015). *FormofDirectorCompensationLetter,ElectionFormandRestrictedStockAgreement,effectiveApril26,2016 (incorporated by reference to Exhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarter ended March 31, 2016). *Form of 2017 Long-TermEquity Incentive Award andAgreement (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2017). *Long-TermEquityIncentiveAwardandAgreementforIgnacioAlvarez,datedasofJune22,2017(incorporatedby reference to Exhibit 10.1 of Popular, Inc.s Quarterly report on Form 10-Qfor the quarter ended June 30, 2017). *FormofPopular,Inc.2018Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2018). *Director Compensation Letter,Election Form and Restricted StockAgreement for Myrna M.Soto, dated June 22,2018 (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report onForm 10-Q for thequarter ended June 30, 2018). *Director Compensation Letter, Election Formand Restricted Stock Agreement for Robert Carrady,dated December 29,2018(incorporated byreference toExhibit10.25 ofPopular,Inc.sAnnualReport onForm 10-Kfor theyearended December 31, 2018). *FormofDirector CompensationLetter,Election FormandRestricted StockUnit AwardAgreement,effectiveMay7,2019(incorporated byreference toExhibit10.26 ofPopular,Inc.sAnnualReport onForm 10-Kfor theyearended December 31, 2018). *FormofPopular,Inc.2019Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2019). *Director Compensation Letter, ElectionForm and Restricted Stock Unit AwardAgreement for Richard L. Carrin, dated July 1,2019 (incorporated byreference toExhibit 10.1of Popular,Inc.s AnnualReport onForm 10-Qfor thequarter ended September 30, 2019). *FormofPopular,Inc.2020Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2020). *FormofDirectorCompensation ElectionFormandRestricted StockUnitAwardAgreement,effectiveMay12,2020 (incorporated by reference to Exhibit10.2 of Popular,Inc.s Quarterly Report onForm 10-Q for thequarter ended June 30, 2020). *FormofPopular,Inc.2021Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2021). *Form of Director Compensation Letter,Election Form and Restricted Stock Unit AwardAgreement for Betty DeVita and JosR.Rodriguez,effectiveJune25,2021(incorporatedbyreferencetoExhibit10.1ofPopular,Inc.sQuarterly Report on Form 10-Q for the quarter endedJune 30, 2021). *FormofPopular,Inc.2022Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2022). *Asset Purchase Agreement, dated as of February 24, 2022,among Evertec, Inc. and Evertec Group, LLC, Popular,Inc. and Banco Popular de Puerto Rico (incorporatedby reference to Exhibit 2.1 of Popular, Inc.s Current Report on Form 8-K dated and filed on February 24,2022).Second Amended andRestated Master Service Agreement,dated as ofJuly 1,2022, among Popular,Inc., Banco Popular de Puerto Rico, andEvertec Group, LLC and its Subsidiaries(Incorporated by reference to Exhibit 99.1on Form 8-K filed on July 1, 2022.)Form of Popular, Inc.2023 Long-Term EquityIncentive Award and Agreement (incorporated by reference to Exhibit 10.1 of Popular, Incs Quarterly Report on Form 10-Q for the quarterended March 31, 2023). *AwardAgreement,datedasofDecember7,2023,byandbetweenCarlosJ.VzquezandPopular,Inc.(incorporatedbyreferencetoExhibit10.28ofPopular,Inc.sAnnualReportonForm10-Kfortheyearended December 31, 2023). *ServicesAgreement,datedasofDecember7,2023,byandbetweenCarlosJ.VzquezandPopular,Inc.(incorporatedbyreferencetoExhibit10.29ofPopular,Inc.sAnnualReportonForm10-Kfortheyearended December 31, 2023). *Form of Popular, Inc.2024 Long-Term EquityIncentive Award and Agreement (incorporated by reference to Exhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2024). *Insider Trading Policy and Procedures (1).Schedule of Subsidiaries of Popular, Inc. (1)Issuers of Guaranteed Securities (1)Consent of Independent Registered Public AccountingFirm. (1)Certification of Principal Executive Officer pursuant to Section302 of the Sarbanes-Oxley Act of 2002. (1)Certification of Principal Financial Officer pursuant to Section 302of the Sarbanes-Oxley Act of 2002. (1)Certification of Principal Executive Officerpursuant to 18 U.S.C. Section1350, as adopted pursuant toSection 906 of the Sarbanes-Oxley Act of 2002. (1)(2)Certification of PrincipalFinancial Officer pursuantto 18 U.S.C.Section 1350, asadopted pursuant toSection 906 of the Sarbanes-Oxley Act of 2002. (1)(2)Compensation Recoupment Policy of Popular, Inc. (1)

* THE VALUE IS THE MARKET VALUE AS OF THE LAST DAY OF THE QUARTER FOR WHICH THE 13F WAS FILED.

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