BPOP 10-K Annual Report Dec. 31, 2022 | Alphaminr

Effective Date August 11, 2021

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POPULAR INC

10-Ks and 10-Qs

10-Q	Quarter ended Sept. 30, 2024
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10-K	Fiscal year ended Dec. 31, 2016
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10-K	Fiscal year ended Dec. 31, 2012
10-Q	Quarter ended Sept. 30, 2012
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10-K	Fiscal year ended Dec. 31, 2011
10-Q	Quarter ended Sept. 30, 2011
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10-Q	Quarter ended March 31, 2011
10-K	Fiscal year ended Dec. 31, 2010
10-Q	Quarter ended Sept. 30, 2010
10-Q	Quarter ended June 30, 2010
10-Q	Quarter ended March 31, 2010
10-K	Fiscal year ended Dec. 31, 2009

PROXIES

DEF 14A	Filed on March 27, 2024
DEF 14A	Filed on March 29, 2023
DEF 14A	Filed on March 30, 2022
DEF 14A	Filed on March 25, 2021
DEF 14A	Filed on March 31, 2020
DEF 14A	Filed on March 20, 2019
DEF 14A	Filed on March 21, 2018
DEF 14A	Filed on March 9, 2017
DEF 14A	Filed on March 9, 2016
DEF 14A	Filed on March 12, 2015
DEF 14A	Filed on March 20, 2014
DEF 14A	Filed on March 15, 2013
DEF 14A	Filed on March 12, 2012
DEF 14A	Filed on March 11, 2011
DEF 14A	Filed on March 15, 2010

TABLE OF CONTENTS

Part I Popular, Inc Item 1. Business Item 1A. Risk Factors Item 1A Of This Form 10-k Item 1B. Unresolved Staff Comments Item 2. Properties Item 3. Legal Proceedings Item 4. Mine Safety Disclosure Part II Item 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Item 6. [reserved]Item 7. Management S Discussion and Analysis Of Financial Condition and Results Of Operations Item 7A. Quantitative and Qualitative Disclosures About Market Risk Item 8. Financial Statements and Supplementary Data Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure Item 9A. Controls and Procedures Item 9B. Other Information Item 9C. Disclosure Regarding Foreign Jurisdictions That Prevent Inspections Part III Item 10. Directors, Executive Officers and Corporate Governance Item 11. Executive Compensation Item 12. Security Ownership Of Certain Beneficial Owners and Management and Related Item 13. Certain Relationships and Related Transactions, and Director Independence Item 14. Principal Accountant Fees and Services Part IV Item 15. Exhibits and Financial Statement Schedules Item 16. Form 10-k Summary Note 1 Nature Of Operations and Basis Of Presentation Note 2 Summary Of Significant Accounting Policies Note 33 To The Consolidated Financial Statements For Additional Information on Operating and Finance Lease Arrangements Note 3 - New Accounting Pronouncements Note 5 - Restrictions on Cash and Due From Banks and Certain Securities Note 6 Debt Securities Available-for-sale Note 7 Debt Securities Held-to-maturity Note 8 Loans Note 9 Allowance For Credit Losses Loans Held-in-portfolio Note 10 Mortgage Banking Activities Note 11 Transfers Of Financial Assets and Mortgage Servicing Assets Note 12 - Premises and Equipment Note 13 Other Real Estate Owned Note 14 Other Assets Note 15 Goodwill and Other Intangible Assets Note 4, Business Combination, For Additional Information Related To The Assets Acquired and Liabilities Assumed As A Result Of Note 16 Deposits Total Interest Bearing Deposits As Of The End Of The Periods Presented Consisted Of:Note 16 Deposits Note 17 Borrowings Note 18 Trust Preferred Securities Note 19 Other Liabilities Note 20 Stockholders Equity Note 21 Regulatory Capital Requirements Note 22 Other Comprehensive (loss) Income Note 23 Guarantees Note 24 Commitments and Contingencies Note 25 Non-consolidated Variable Interest Entities Note 26 Derivative Instruments and Hedging Activities Note 27 Related Party Transactions Note 28 Fair Value Measurement Note 11 To The Consolidated Financial Statements For Additional Information on Msrs Note 29 Fair Value Of Financial Instruments Note 30 Employee Benefits Note 31 Net Income Per Common Share Note 32 Revenue From Contracts with Customers Note 33 Leases Note 34 - Stock-based Compensation Note 35 Income Taxes Note 36 Supplemental Disclosure on The Consolidated Statements Of Cash Flows Note 37 Segment Reporting Note 38 - Popular, Inc. (holding Company Only) Financial Information

Exhibits

RestatedCertificateofIncorporationofPopular,Inc.(incorporatedbyreferencetoExhibit3.1oftheCorporations Quarterly Report on Form 10-Q for the quarter endedJune 30, 2020).AmendedandRestatedBylawsofPopular,Inc.(incorporatedbyreferencetoExhibit3.1ofPopular,Inc.sCurrent Report on Form 8-K dated and filed on January2, 2020).Specimen ofPhysical CommonStock Certificateof Popular,Inc. (incorporatedby referenceto Exhibit4.1 ofPopular,Inc.s Current Report on Form 8-K dated May 29, 2012and filed on May 30, 2012).Description of Popular, Inc.s securities registered pursuant to Section 12 ofthe Securities Exchange Act. (1)Popular, Inc. 2020 Omnibus Incentive Plan (incorporated by reference to Exhibit 4.4of Popular, Inc.s Form S-8 filed on May 12, 2020). *Compensation Agreement for Alejandro M.Ballester as director ofPopular, Inc.,dated January 28, 2010(incorporated by reference to Exhibit 10.9 of Popular, Inc.s Annual Report on Form10-K for the year ended December 31, 2009).*Compensation Agreement forCarlos A.Unanue asdirector ofPopular, Inc.,dated January28, 2010(incorporated by reference to Exhibit 10.10 of Popular, Inc.s Annual Report on Form 10-Kfor the year ended December 31, 2009). *CompensationAgreementforC.KimGoodwinasdirectorofPopular,Inc.,datedMay10,2011(incorporatedby reference to Exhibit 10.1 of Popular, Inc.s Quarterly Report on Form10-Q for the quarter ended June 30, 2011). *Compensation Agreement for JoaquinE. Bacardi, IIIas director ofPopular, Inc.,dated April 30,2013 (incorporated by reference to Exhibit 10.2 of Popular, Inc.s Quarterly Report on Form10-Q for the quarter ended June 30, 2013). *Compensation Agreement for John. W.Diercksen as director of Popular,Inc., dated October 18, 2013 (incorporated by reference to Exhibit 10.13 of Popular, Inc.s Annual Report on 10-K forthe year ended December 31, 2013). *Form of 2015 Long-TermEquity Incentive Award andAgreement (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2015). *Form of 2016 Long-Term Equity Incentive Award and Agreement (incorporated by reference to Exhibit 10.27 of Popular,Inc.s Annual Report on Form 10-K for the year ended December31, 2015). *FormofDirectorCompensationLetter,ElectionFormandRestrictedStockAgreement,effectiveApril26,2016 (incorporated by reference to Exhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarter ended March 31, 2016). *Form of 2017 Long-TermEquity Incentive Award andAgreement (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2017). *Long-TermEquityIncentiveAwardandAgreementforIgnacioAlvarez,datedasofJune22,2017(incorporatedby reference to Exhibit 10.1 of Popular, Inc.s Quarterly report on Form 10-Qfor the quarter ended June 30, 2017). *FormofPopular,Inc.2018Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2018). *Director Compensation Letter,Election Form and Restricted StockAgreement for Myrna M.Soto, dated June 22,2018 (incorporated by reference to Exhibit10.1 of Popular,Inc.s Quarterly Report onForm 10-Q for thequarter ended June 30, 2018). *Director Compensation Letter, Election Formand Restricted Stock Agreement for Robert Carrady,dated December 29,2018(incorporated byreference toExhibit10.25 ofPopular,Inc.sAnnualReport onForm 10-Kfor theyearended December 31, 2018). *FormofDirector CompensationLetter,Election FormandRestricted StockUnit AwardAgreement,effectiveMay7,2019(incorporated byreference toExhibit10.26 ofPopular,Inc.sAnnualReport onForm 10-Kfor theyearended December 31, 2018). *FormofPopular,Inc.2019Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2019). *Director Compensation Letter, ElectionForm and Restricted Stock Unit AwardAgreement for Richard L. Carrin, dated July 1,2019 (incorporated byreference toExhibit 10.1of Popular,Inc.s AnnualReport onForm 10-Qfor thequarter ended September 30, 2019). *FormofPopular,Inc.2020Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2020). *FormofDirectorCompensation ElectionFormandRestricted StockUnitAwardAgreement,effectiveMay12,2020 (incorporated by reference to Exhibit10.2 of Popular,Inc.s Quarterly Report onForm 10-Q for thequarter ended June 30, 2020). *FormofPopular,Inc.2021Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2021). *Form of Director Compensation Letter,Election Form and Restricted Stock Unit AwardAgreement for Betty DeVita and JosR.Rodriguez,effectiveJune25,2021(incorporatedbyreferencetoExhibit10.1ofPopular,Inc.sQuarterly Report on Form 10-Q for the quarter endedJune 30, 2021). *FormofPopular,Inc.2022Long-TermEquity IncentiveAwardandAgreement(incorporated byreference toExhibit 10.1 of Popular, Inc.s Quarterly Report on Form 10-Q for the quarterended March 31, 2022). *Asset Purchase Agreement, dated as of February 24, 2022,among Evertec, Inc. and Evertec Group, LLC, Popular,Inc. and Banco Popular de Puerto Rico (incorporatedby reference to Exhibit 2.1 of Popular, Inc.s Current Report on Form 8-K dated and filed on February 24,2022).Second Amended andRestated Master Service Agreement,dated as ofJuly 1,2022, among Popular,Inc., Banco Popular de Puerto Rico, andEvertec Group, LLC and its Subsidiaries(Incorporated by reference to Exhibit 99.1on Form 8-K filed on July 1, 2022.)Schedule of Subsidiaries of Popular, Inc. (1)Issuers of Guaranteed Securities (1)Consent of Independent Registered Public AccountingFirm. (1)Certification of Principal Executive Officer pursuant to Section302 of the Sarbanes-Oxley Act of 2002. (1)Certification of Principal Financial Officer pursuant to Section302 of the Sarbanes-Oxley Act of 2002. (1)Certification of Principal Executive Officerpursuant to 18 U.S.C. Section1350, as adopted pursuant toSection 906 of the Sarbanes-Oxley Act of 2002. (1)(2)Certification of PrincipalFinancial Officer pursuantto 18 U.S.C.Section 1350, asadopted pursuant toSection 906 of the Sarbanes-Oxley Act of 2002. (1)(2)

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