CFG 10-K Annual Report Dec. 31, 2015 | Alphaminr
CITIZENS FINANCIAL GROUP INC/RI

CFG 10-K Fiscal year ended Dec. 31, 2015

CITIZENS FINANCIAL GROUP INC/RI
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TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. Selected Consolidated Financial DataItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataNote 1 - Significant Accounting PoliciesNote 2 - Cash and Due From BanksNote 3 - SecuritiesNote 4 - Loans and LeasesNote 5 - Allowance For Credit Losses, Nonperforming Assets, and Concentrations Of Credit RiskNote 6 - Variable Interest EntitiesNote 7 - Premises, Equipment and SoftwareNote 8 - Lease CommitmentsNote 9 - GoodwillNote 10 - Mortgage BankingNote 11 - DepositsNote 12 - Borrowed FundsNote 13 - Stockholders EquityNote 14 - Employee BenefitsNote 15 - Income TaxesNote 16 - DerivativesNote 17 - Commitments and ContingenciesNote 18 - DivestituresNote 19 - Related Party Transactions and Significant Transactions with RbsNote 20 - Fair Value MeasurementsNote 21 - Regulatory MattersNote 22 - Exit Costs and Restructuring ReservesNote 23 - Reclassifications Out Of Accumulated Other Comprehensive Income (loss)Note 24 - Business SegmentsNote 25 - Share-based CompensationNote 26 - Earnings Per ShareNote 27 - Parent Company Only FinancialsNote 28 - Other Operating ExpenseNote 29 - Subsequent EventsItem 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosureItem 9A. Controls and ProceduresItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder MattersItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accountant Fees and ServicesPart IVItem 15. Exhibits and Financial Statement Schedules