CINF 10-K Annual Report Dec. 31, 2018 | Alphaminr
CINCINNATI FINANCIAL CORP

CINF 10-K Fiscal year ended Dec. 31, 2018

CINCINNATI FINANCIAL CORP
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TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For The Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. Selected Financial DataItem 7. Management's Discussion and Analysis Of Financial Condition andItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataNote 1 Summary Of Significant Accounting PoliciesNote 2 InvestmentsNote 3 Fair Value MeasurementsNote 4 Property Casualty Loss and Loss ExpensesNote 5 Life Policy and Investment Contract ReservesNote 6 Deferred Policy Acquisition CostsNote 7 Note PayableNote 8 Long-term Debt and Capital Lease ObligationsNote 9 Shareholders Equity and Dividend RestrictionsNote 10 ReinsuranceNote 11 Income TaxesNote 12 Net Income Per Common ShareNote 13 Employee Retirement BenefitsNote 14 Statutory Accounting InformationNote 15 Transactions with Affiliated PartiesNote 16 Commitments and Contingent LiabilitiesNote 17 Share-based Associate Compensation PlansNote 18 Segment InformationNote 19 Quarterly Supplementary DataItem 9. Changes in and Disagreements with Accountants onItem 9A. Controls and ProceduresItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management andItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accounting Fees and ServicesPart IVItem 15. Exhibits, Financial Statement Schedules

Exhibits

3.1 Amended and Restated Articles of Incorporation of Cincinnati Financial Corporation (incorporated by reference to the companys Quarterly Report on Form 10-Q for the quarter ended September30,2017, Exhibit 3.1) 3.2 Amended and Restated Code of Regulations of Cincinnati Financial Corporation, as of May 5, 2018 (incorporated by reference to the companys Quarterly Report on Form 10-Q for the quarter ended June 30, 2018, Exhibit 3.2) 10.1 Cincinnati Financial Corporation Nonemployee Director Stock Plan of 2018 (incorporated by reference to the companys definitive Proxy Statement dated March 21, 2018) 10.2 Cincinnati Financial Corporation Stock Option Plan No. VII (incorporated by reference to the companys definitive Proxy Statement dated March 8, 2002) (File No. 000-04604) 10.3 Cincinnati Financial Corporation Annual Incentive Compensation Plan of 2009, as amended January31,2014 (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated February 3, 2014) 10.4 Cincinnati Financial Corporation 2006 Stock Compensation Plan (incorporated by reference to the companys definitive Proxy Statement dated March 30, 2006) 10.5 Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to the companys definitive Proxy Statement dated March 16, 2012) 10.6 Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to the companys Definitive Proxy Statement dated March 16, 2016, Appendix B) 10.7 First Amendment of Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 99.1 filed with the Companys current report on Form 8-K dated April11,2016) 10.8 Amended and Restated Cincinnati Financial Corporation Supplemental Retirement Plan dated January1, 2009 (incorporated by reference to Exhibit 10.7 filed with the companys Annual Report on Form 10-K dated February 27, 2013) 10.9 Form of Incentive Stock Option Agreement for Stock Option Plan VII (incorporated by reference to Exhibit10.1 filed with the companys Current Report on Form 8-K dated October 20, 2006) 10.10 Form of Nonqualified Stock Option Agreement for Stock Option Plan VII (incorporated by reference to Exhibit 10.2 filed with the companys Current Report on Form 8-K dated October 20, 2006) 10.11 Form of Incentive Stock Option Agreement for the 2006 Stock Compensation Plan (incorporated by reference to Exhibit 10.3 filed with the companys Current Report on Form 8-K dated October20,2006) 10.12 Form of Nonqualified Stock Option Agreement for the 2006 Stock Compensation Plan (incorporated by reference to Exhibit 10.4 filed with the companys Current Report on Form 8-K dated October20,2006) 10.13 Form of Incentive Stock Option Agreement for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated February 21, 2013) 10.14 Form of Nonqualified Stock Option Agreement for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.2 filed with the companys Current Report on Form 8-K dated February 21, 2013) 10.15 Form of Restricted Stock Unit Agreement (service based) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.3 filed with the companys Current Report on Form 8-K dated February 21, 2013) 10.16 Form of Restricted Stock Unit Agreement (service based/ratable) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated February 13, 2015) 10.17 Form of Restricted Stock Unit Agreement (performance based) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.4 filed with the companys Current Report on Form 8-K dated February 21, 2013) 10.18 Form of Incentive Compensation Agreement for the Cincinnati Financial Corporation Incentive Compensation Plan of 2009 (as amended January 31, 2014) (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.19 Form of Incentive Stock Option Agreement for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.2 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.2 Form of Nonqualified Stock Option Agreement for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.3 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.21 Form of Restricted Stock Unit Agreement (service based/cliff) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.4 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.22 Form of Restricted Stock Unit Agreement (service based/ratable) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.5 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.23 Form of Restricted Stock Unit Agreement (performance-based) for the Cincinnati Financial Corporation 2012 Stock Compensation Plan (incorporated by reference to Exhibit 10.6 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.24 Form of Incentive Stock Option Agreement for the Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 10.7 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.25 Form of Nonqualified Stock Option Agreement for the Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 10.8 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.26 Form of Restricted Stock Unit Agreement (service based/cliff) for the Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 10.9 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.27 Form of Restricted Stock Unit Agreement (service based/ratable) for the Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 10.10 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.28 Form of Restricted Stock Unit Agreement (performance based) for the Cincinnati Financial Corporation 2016 Stock Compensation Plan (incorporated by reference to Exhibit 10.11 filed with the companys Current Report on Form 8-K dated January 30, 2017) 10.29 Amended and Restated Cincinnati Financial Corporation Top Hat Savings Plan dated January1,2018 (incorporated by reference to Exhibit 10.31 filed with the company's Form 10-K dated February 23, 2018) 10.30 Cincinnati Financial Corporation Executive Deferred Compensation Agreement by and between the Cincinnati Financial Corporation and Michael J. Sewell, dated as of October 25, 2011 (incorporated by reference to Exhibit 10.2 filed with the companys Quarterly Report on Form 10-Q for the quarter ended September 30, 2011) 10.31 Amended and Restated Credit Agreement by and among Cincinnati Financial Corporation, CFC Investment Company, PNC Bank, N.A. as Administrative Agent, PNC Capital Markets LLC, as Sole Bookrunner and Joint Lead Arranger, Fifth Third Bank, N.A., as Joint Lead Arranger and Syndication Agent, The Huntington National Bank and U.S. Bank, N.A., as Documentation Agents, dated May13,2014 (incorporated by reference to the companys Current Report on Form 8-K dated May13,2014, Exhibit 10.1) 10.32 First Amendment of the Amended and Restated Credit Agreement by and among Cincinnati Financial Corporation, CFC Investment Company, PNC Bank, N.A. as Administrative Agent, PNC Capital Markets LLC, as Sole Bookrunner and Joint Lead Arranger, Fifth Third Bank, N.A., as Joint Lead Arranger and Syndication Agent, The Huntington National Bank and U.S. Bank, N.A., as Documentation Agents, dated February 8, 2016 (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated February 8, 2016) 10.33 Second Amendment of the Amended and Restated Credit Agreement by and among Cincinnati Financial Corporation, CFC Investment Company, PNC Bank, N.A., as Administrative Agent, PNC Capital Markets, LLC, as Sole Bookrunner and Joint Lead Arranger, Fifth Third Bank, N.A. as Joint Lead Arranger and Syndication Agent, The Huntington National Bank and U.S. Bank, N.A. as Documentation Agents, dated March 31, 2016 (incorporated by reference to Exhibit 10.1 filed with the companys Current Report on Form 8-K dated April 4, 2016) 10.34 Third Amendment of the Amended and Restated Credit Agreement by and among Cincinnati Financial Corporation, CFC Investment Company, PNC Bank, N.A., as Administrative Agent, PNC Capital Markets, LLC, as Sole Bookrunner and Joint Lead Arranger, Fifth Third Bank, N.A. as Joint Lead Arranger and Syndication Agent, The Huntington National Bank and U.S. Bank, N.A. as Documentation Agents, dated February 4, 2019 (incorporated by reference to Exhbit 10.1 filed with the company's Current Report on Form 8-K dated February 6, 2019) 10.35 Reimbursement Agreement for Letters of Credit by and between Bank of Nova Scotia and The Cincinnati Insurance Company, dated October 15, 2018 (incorporated by reference to Exhibit 10.1 filed with the company's Current Report on Form 8-K dated October 17, 2018) 23 Consent of Independent Registered Public Accounting Firm 31A Certification pursuant to Section 302 of the Sarbanes Oxley Act of 2002 Chief Executive Officer 31B Certification pursuant to Section 302 of the Sarbanes Oxley Act of 2002 ChiefFinancialOfficer 32 Certification pursuant to Section 906 of the Sarbanes Oxley Act of 2002