FITB 10-K Annual Report Dec. 31, 2020 | Alphaminr

FITB 10-K Fiscal year ended Dec. 31, 2020

FIFTH THIRD BANCORP
10-Ks and 10-Qs
10-Q
Quarter ended Sept. 30, 2024
10-Q
Quarter ended June 30, 2024
10-Q
Quarter ended March 31, 2024
10-K
Fiscal year ended Dec. 31, 2023
10-Q
Quarter ended Sept. 30, 2023
10-Q
Quarter ended June 30, 2023
10-Q
Quarter ended March 31, 2023
10-K
Fiscal year ended Dec. 31, 2022
10-Q
Quarter ended Sept. 30, 2022
10-Q
Quarter ended June 30, 2022
10-Q
Quarter ended March 31, 2022
10-K
Fiscal year ended Dec. 31, 2021
10-Q
Quarter ended Sept. 30, 2021
10-Q
Quarter ended June 30, 2021
10-Q
Quarter ended March 31, 2021
10-K
Fiscal year ended Dec. 31, 2020
10-Q
Quarter ended Sept. 30, 2020
10-Q
Quarter ended June 30, 2020
10-Q
Quarter ended March 31, 2020
10-K
Fiscal year ended Dec. 31, 2019
10-Q
Quarter ended Sept. 30, 2019
10-Q
Quarter ended June 30, 2019
10-Q
Quarter ended March 31, 2019
10-K
Fiscal year ended Dec. 31, 2018
10-Q
Quarter ended Sept. 30, 2018
10-Q
Quarter ended June 30, 2018
10-Q
Quarter ended March 31, 2018
10-K
Fiscal year ended Dec. 31, 2017
10-Q
Quarter ended Sept. 30, 2017
10-Q
Quarter ended June 30, 2017
10-Q
Quarter ended March 31, 2017
10-K
Fiscal year ended Dec. 31, 2016
10-Q
Quarter ended Sept. 30, 2016
10-Q
Quarter ended June 30, 2016
10-Q
Quarter ended March 31, 2016
10-K
Fiscal year ended Dec. 31, 2015
10-Q
Quarter ended Sept. 30, 2015
10-Q
Quarter ended June 30, 2015
10-Q
Quarter ended March 31, 2015
10-K
Fiscal year ended Dec. 31, 2014
10-Q
Quarter ended Sept. 30, 2014
10-Q
Quarter ended June 30, 2014
10-Q
Quarter ended March 31, 2014
10-K
Fiscal year ended Dec. 31, 2013
10-Q
Quarter ended Sept. 30, 2013
10-Q
Quarter ended June 30, 2013
10-Q
Quarter ended March 31, 2013
10-K
Fiscal year ended Dec. 31, 2012
10-Q
Quarter ended Sept. 30, 2012
10-Q
Quarter ended June 30, 2012
10-Q
Quarter ended March 31, 2012
10-K
Fiscal year ended Dec. 31, 2011
10-Q
Quarter ended Sept. 30, 2011
10-Q
Quarter ended June 30, 2011
10-Q
Quarter ended March 31, 2011
10-K
Fiscal year ended Dec. 31, 2010
10-Q
Quarter ended Sept. 30, 2010
10-Q
Quarter ended June 30, 2010
10-Q
Quarter ended March 31, 2010
10-K
Fiscal year ended Dec. 31, 2009
PROXIES
DEF 14A
Filed on March 5, 2024
DEF 14A
Filed on March 6, 2023
DEF 14A
Filed on March 1, 2022
DEF 14A
Filed on March 2, 2021
DEF 14A
Filed on March 4, 2020
DEF 14A
Filed on March 6, 2019
DEF 14A
Filed on March 6, 2018
DEF 14A
Filed on March 9, 2017
DEF 14A
Filed on March 10, 2016
DEF 14A
Filed on March 5, 2015
DEF 14A
Filed on March 6, 2014
DEF 14A
Filed on March 7, 2013
DEF 14A
Filed on March 8, 2012
DEF 14A
Filed on March 10, 2011
DEF 14A
Filed on March 10, 2010
TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. Selected Financial DataItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataItem 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosureItem 9A. Controls and ProceduresItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder MattersItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accounting Fees and ServicesPart IVItem 15. Exhibits, Financial Statement SchedulesItem 16. Form 10 K Summary

Exhibits

2.1 Agreement and Plan of Merger by and among Fifth Third Bancorp, Fifth Third Financial Corporation and MB Financial, Inc. dated as of May20, 2018. Incorporated by reference to Exhibit 2.1 to the Registrants Current Report on Form8-K filed with the SEC on May22, 2018. 3.1 Amended Articles of Incorporation of Fifth Third Bancorp. Incorporated by reference to Exhibit 3.1 to the Registrants Current Report on Form8-K filed with the SEC on June20, 2019. 3.2 Amendment to the Amended Articles of Incorporation of Fifth Third Bancorp. Incorporated by reference to Exhibit 3.1 to the Registrants Current Report on Form 8-K filed with the SEC on August26, 2019. 3.3 Amendment to the Amended Articles of Incorporation of Fifth Third Bancorp, as Amended (included as Attachment to Exhibit 3.3). Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on September17, 2019. 3.4 Amendment to the Amended Articles of Incorporation of Fifth Third Bancorp, as Amended (included as Attachment to Exhibit 3.4). Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on July 30, 2020. 3.5 Regulations of Fifth Third Bancorp, as Amended as of March 23, 2020. Incorporated by reference to Exhibit 3.2 to the Registrants Current Report on Form 8-K filed with the SEC on March24, 2020. 4.2 First Supplemental Indenture, dated as of December20, 2006, between Fifth Third Bancorp and Wilmington Trust Company, as Trustee. Incorporated by reference to Exhibit 4.14 to Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2006. 4.3 Global Security dated as of March4, 2008 representing Fifth Third Bancorps $500,000,000 8.25% Subordinated Notes due 2038. Incorporated by reference to Exhibit 4.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended March31, 2008.(1) 4.4 Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and Wilmington Trust Company, as trustee. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on May6, 2008. 4.5 First Supplemental Indenture dated as of January25, 2011 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third and the Trustee. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on January25, 2011. 4.6 Second Supplemental Indenture dated as of March7, 2012 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Wilmington Trust Company. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on March7, 2012. 4.7 Global Security dated as of March7, 2012 representing Fifth Third Bancorps $500,000,000 3.500% Senior Notes due 2022. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K/A filed with the SEC on March7, 2012. 4.8 Deposit Agreement dated as of May16, 2013, between Fifth Third Bancorp, as issuer, Wilmington Trust, National Association, as depositary and calculation agent, American Stock Transfer& Trust Company, LLC, as transfer agent and registrar, and the holders from time to time of the depositary receipts issued thereunder. Incorporated by reference to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on May16, 2013. 4.9 Form of Certificate Representing the 5.10% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series H, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.2 of the Registrants Current Report on Form 8-K filed with the SEC on May16, 2013. 4.10 Form of Depositary Receipt for the 5.10% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series H, of Fifth Third Bancorp. Incorporated by reference as Exhibit A to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on May16, 2013. 4.11 Global Security dated as of November20, 2013 representing Fifth Third Bancorps $500,000,000 4.30% Subordinated Notes due 2024. Incorporated by reference to Exhibit 4.1 of the Registrants Current Report on Form 8-K filed with the SEC on November20, 2013.(2) 4.12 Deposit Agreement dated December9, 2013, between Fifth Third Bancorp, as issuer, Wilmington Trust, National Association, as depositary and calculation agent, American Stock Transfer& Trust Company, LLC as transfer agent and registrar, and the holders from time to time of the depositary receipts issued thereunder. Incorporated by reference to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on December9, 2013. 4.13 Form of Certificate Representing the 6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series I, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.2 of the Registrants Current Report on Form 8-K filed with the SEC on December9, 2013. 4.14 Form of Depositary Receipt for the 6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series I, of Fifth Third Bancorp. Incorporated by reference as Exhibit A to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on December9, 2013. 4.15 Deposit Agreement dated June5, 2014, among Fifth Third Bancorp, as issuer, Wilmington Trust, National Association, as depositary and calculation agent, American Stock Transfer& Trust Company, LLC as transfer agent and registrar, and the holders from time to time of the depositary receipts issued thereunder. Incorporated by reference to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on June5, 2014. 4.16 Form of Certificate Representing the 4.90% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series J, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.2 of the Registrants Current Report on Form 8-K filed with the SEC on June5, 2014. 4.17 Form of Depositary Receipt for the 4.90% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series J, of Fifth Third Bancorp. Incorporated by reference as Exhibit A to Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the SEC on June5, 2014. 4.18 Third Supplemental Indenture dated as of February28, 2014 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 of the Registrants Current Report on Form 8-K filed with the SEC on February28, 2014. 4.19 Fourth Supplemental Indenture dated as of July27, 2015 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on July27, 2015. 4.20 Fifth Supplemental Indenture dated as of June15, 2017 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on June15, 2017. 4.21 Form of 2.600% Senior Notes due 2022. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on June15, 2017. 4.22 Sixth Supplemental Indenture dated as of March14, 2018 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on March14, 2018. 4.23 Form of 3.950% Senior Notes due 2028. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on March14, 2018. 4.24 Seventh Supplemental Indenture dated as of June5, 2018 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on June5, 2018. 4.25 Form of Floating Rate Senior Notes due 2021. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on June5, 2018. 4.26 Amendment dated as of August31, 2018 to Seventh Supplemental Indenture dated as of June5, 2018 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September30, 2018. 4.27 Eighth Supplemental Indenture dated as of January25, 2019 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on January25, 2019. 4.28 Form of 3.650% Senior Notes due 2024. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on January25, 2019. 4.29 Second Amended and Restated Deposit Agreement, dated as of August26, 2019, among Fifth Third Bancorp, as issuer, and American Stock Transfer& Trust Company, LLC, as depositary, transfer agent and registrar, and the holders from time to time of the depositary receipts issued. Incorporated by reference to Exhibit 4.1 to the Registrants Form 8-A filed with the SEC on August26, 2019. 4.30 Form of depositary receipt representing the Depositary Shares (included as Exhibit A to Exhibit 4.34). Incorporated by reference to Exhibit 4.1 to the Registrants Form 8-A filed with the SEC on August26, 2019. 4.31 Deposit Agreement dated September17, 2019, between Fifth Third Bancorp, as issuer, American Stock Transfer& Trust Company, LLC, as depositary, transfer agent and registrar, relating to receipts, Depositary Shares and related 4.95% Non-Cumulative Perpetual Preferred Stock, Series K. Incorporated by reference to Exhibit 4.3 to the Registrants Current Report on Form 8-K filed with the SEC on September17, 2019. 4.32 Form of Certificate Representing the 4.95% Non-Cumulative Perpetual Preferred Stock, Series K, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on September17, 2019. 4.33 Form of Depositary Receipt for the 4.95% Non-Cumulative Perpetual Preferred Stock, Series K, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.4 to the Registrants Current Report on Form 8-K filed with the SEC on September17, 2019. 4.34 Ninth Supplemental Indenture dated as of October28, 2019 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on October28, 2019. 4.35 Form of 2.375% Senior Notes due 2025. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on October28, 2019. 4.36 Tenth Supplemental Indenture dated as of May 5, 2020 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April 30, 2008 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrants Current Report on Form 8-K filed with the SEC on May 5, 2020. 4.37 Form of 1.625% Senior Notes due 2023. Incorporated by reference to Exhibit 4.2 to the Registrants Current Report on Form 8-K filed with the SEC on May 5, 2020. 4.38 Form of 2.550% Senior Notes due 2027. Incorporated by reference to Exhibit 4.3 to the Registrants Current Report on Form 8-K filed with the SEC on May 5, 2020. 4.39 Form of Certificate Representing the 4.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series L, of Fifth Third Bancorp. Incorporated by reference to Exhibit 4.2 of the Registrants Current Report on Form 8-K filed with the SEC on July 30, 2020. 4.40 Deposit Agreement dated July 30, 2020, between Fifth Third Bancorp, as issuer, American Stock Transfer & Trust Company, LLC, as depositary, transfer agent and registrar, and the holders from time to time of depositary receipts issued. Incorporated by reference to Exhibit 4.3 to the Registrants Current Report onForm 8-K filed with the SEC on July 30, 2020. 4.41 Form of Depositary Receipt for the 4.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series L, of Fifth Third Bancorp. Incorporated by reference to Exhibit A of Exhibit 4.3 to the Registrants Current Report of Form 8-K filed with the SEC on July 30, 2020. 4.43 Description of Registrants Securities. 10.1 Fifth Third Bancorp Unfunded Deferred Compensation Plan for Non-Employee Directors (as amended and restated effective as of September 1, 2020). Incorporated by reference to Exhibit 10.2 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September 30, 2020.* 10.2 Fifth Third Bancorp Master Profit Sharing Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.5 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2011.* 10.3 First Amendment to Fifth Third Bancorp Master Profit Sharing Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.6 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2011.* 10.4 Second Amendment to Fifth Third Bancorp Master Profit Sharing Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.7 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2012.* 10.5 Third Amendment to Fifth Third Bancorp Master Profit Sharing Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.8 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.* 10.6 Fifth Third Bancorp 401(k) Savings Plan, as Amended and Restated effective January 1,2020. Incorporated by reference to Exhibit 10.15to the Registrant's Annual Report on Form 10-K for the fiscal year ended December 31, 2019.* 10.7 The Fifth Third Bancorp Master Retirement Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.8 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.* 10.8 First Amendment to The Fifth Third Bancorp Master Retirement Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.10 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2015.* 10.9 Second Amendment to The Fifth Third Bancorp Master Retirement Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.11 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.10 Third Amendment to The Fifth Third Bancorp Master Retirement Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.16 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2017.* 10.11 Fourth Amendment to The Fifth Third Bancorp Master Retirement Plan, as Amended and Restated. Incorporated by reference to Exhibit 10.19 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.13 First Amendment to the Fifth Third Bancorp 2008 Incentive Compensation Plan. Incorporated by reference to Exhibit 10.22 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.14 Fifth Third Bancorp 2011 Incentive Compensation Plan. Incorporated by reference to Annex 1 to the Registrants Proxy Statement dated March10, 2011.* 10.15 First Amendment to the Fifth Third Bancorp 2011 Incentive Compensation Plan. Incorporated by reference to Exhibit 10.24 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.17 First Amendment to the Fifth Third Bancorp 2014 Incentive Compensation Plan. Incorporated by reference to Exhibit 10.26 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.19 First Amendment to the Fifth Third Bancorp 2017 Incentive Compensation Plan. Incorporated by reference to Exhibit 10.28 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.20 Fifth Third Bancorp 2019 Incentive Compensation Plan. Incorporated by reference to Exhibit 4.3 to the Registrants Form S-8 Registration Statement filed on April16, 2019 (Registration Statement No.333-230900).* 10.21 Amended and Restated Fifth Third Bancorp 1993 Stock Purchase Plan. Incorporated by reference to Exhibit 10.8 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2011.* 10.22 Fifth Third Bancorp Non-qualified Deferred Compensation Plan (as amended and restated effective as of September 1, 2020). Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September 30, 2020.* 10.24 Amendment No.1 to Fifth Third Bancorp Stock Option Gain Deferral Plan. Incorporated by reference to Exhibit 10.1 to the Registrants Current Report on Form 8-K filed with the SEC on May26, 2005.* 10.26 Fifth Third Bancorp Executive Change in Control Severance Plan, effective January1, 2015. Incorporated by reference to Exhibit 10.1 to Registrants Current Report on Form 8-K filed with the SEC on November21, 2014.* 10.27 First Amendment to the Fifth Third Bancorp Executive Change in Control Severance Plan. Incorporated by reference to Exhibit 10.40 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.28 Stock Appreciation Right Award Agreement. Incorporated by reference to Exhibit 10.2 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.* 10.29 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.3 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.* 10.30 Restricted Stock Award Agreement (for Directors). Incorporated by reference to Exhibit 10.4 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.* 10.31 Restricted Stock Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.5 of the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.* 10.32 Stock Appreciation Right Award Agreement. Incorporated by reference to Exhibit 10.34 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.* 10.33 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.35 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.* 10.34 Restricted Stock Unit Agreement (for Directors). Incorporated by reference to Exhibit 10.36 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.* 10.35 Restricted Stock Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.37 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.* 10.36 Master Confirmation for accelerated share repurchase transaction between Fifth Third Bancorp and Deutsche Bank AG, London Branch, with Deutsche Bank Securities Inc. acting as agent. Incorporated by reference to Exhibit 10.6 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2013.** 10.37 Master Confirmation, as supplemented by a Supplemental Confirmation, for accelerated share repurchase transaction dated October20, 2014 between Fifth Third Bancorp and Deutsche Bank AG, London Branch. Incorporated by reference to Exhibit 10.38 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2014.** 10.38 Master Confirmation, as supplemented by a Supplemental Confirmation, for accelerated share repurchase transaction dated July29, 2015 between Fifth Third Bancorp and Morgan Stanley& Co. LLC. Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September30, 2015.** 10.39 Master Confirmation, as supplemented by a Supplemental Confirmation, for accelerated share repurchase transaction dated April27, 2015 between Fifth Third Bancorp and Barclays Bank PLC, through its agent Barclays Capital Inc. Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2015.** 10.40 Master Confirmation, dated January22, 2015, and Supplemental Confirmation, for accelerated share repurchase transaction dated January22, 2015 between Fifth Third Bancorp and Wells Fargo Bank, National Association. Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended March31, 2015.** 10.41 Bancorp Director Pay Program. Incorporated by reference to Exhibit 10.2 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September30, 2016.* 10.42 2016 Restricted Stock Unit Grant Agreement (for Directors). Incorporated by reference to Exhibit 10.48 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.43 2017 Stock Appreciation Right Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.49 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.44 2017 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.50 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.45 2017 Restricted Stock Unit Grant Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.51 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.46 Long-Term Incentive Award Overview February 2017 Grants. Incorporated by reference to Exhibit 10.52 of the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2016.* 10.47 Restricted Stock Unit Grant Agreement (for Directors) for Fifth Third Bancorp 2017 Incentive Compensation Plan. Incorporated by reference to Exhibit 10.3 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended June30, 2017.* 10.48 2018 Stock Appreciation Right Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.67 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2017.* 10.49 2018 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.68 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2017.* 10.50 2018 Restricted Stock Unit Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.69 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2017.* 10.51 Long-Term Incentive Award Overview 2018 Grants. Incorporated by reference to Exhibit 10.70 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2017.* 10.52 2018 Restricted Stock Unit Grant Agreement (for Directors). Incorporated by reference to Exhibit 10.3 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended March31, 2018.* 10.53 2018 Long-Term Incentive Compensation Program Overview February 2019 Grants. Incorporated by reference to Exhibit 10.74 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.54 2019 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.75 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.55 2019 Restricted Stock Unit Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.76 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.56 2019 Stock Appreciation Right Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.77 to the Registrants Annual Report on Form 10-K for the fiscal year ended December31, 2018.* 10.57 2019 Long-Term Incentive Compensation Program Overview February 2020 Grants. Incorporated by reference to Exhibit 10.72 to the Registrants Annual Report on Form 10-K for the fiscal year ended December 31, 2019.* 10.58 2020 Performance Share Award Agreement. Incorporated by reference to Exhibit 10.73 to the Registrants Annual Report on Form 10-K for the fiscal year ended December 31, 2019.* 10.59 2020 Restricted Stock Unit Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.74 to the Registrants Annual Report on Form 10-K for the fiscal year ended December 31, 2019.* 10.60 2020 Stock Appreciation Right Award Agreement (for Executive Officers). Incorporated by reference to Exhibit 10.75 to the Registrants Annual Report on Form 10-K for the fiscal year ended December 31, 2019.* 10.61 2019 Restricted Stock Unit Grant Agreement (for Directors). Incorporated by reference to Exhibit 10.76to the RegistrantsAnnualReport on Form 10-Kfor the fiscalyear endedDecember 31, 2019.* 10.62 2020 Restricted Stock Unit Grant Agreement (for Directors). Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2020.* 10.63 2020 Long-Term Incentive Compensation Program Overview February 2021 Grants.* 10.64 2021 Performance Share Award Agreement.* 10.65 2021 Restricted Stock Unit Agreement (for Executive Officers).* 10.66 2021 Stock Appreciation Right Award Agreement (for Executive Officers).* 10.70 Master Confirmation, as supplemented by two Supplemental Confirmations, for accelerated share repurchase transaction dated March11, 2019 between Fifth Third Bancorp and JPMorgan Chase Bank, National Association, London Branch. Incorporated by reference to Exhibit 10.1 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended March31, 2019.** 10.71 Master Confirmation dated as of August5, 2019, as supplemented by a Supplemental Confirmation dated August5, 2019, for accelerated share repurchase transaction between Fifth Third Bancorp and Citibank, N.A. Incorporated by reference to Exhibit 10.2 to the Registrants Quarterly Report on Form 10-Q for the fiscal quarter ended September30, 2019.*** 10.72 Employment Agreement between Fifth Third Bancorp, Fifth Third Bank, and Teresa Tanner dated July1, 2019. Incorporated by reference to Exhibit 10.1 to the Registrants Current Report on Form 8-K/A filed with the SEC on July3, 2019.* 21 Fifth Third Bancorp Subsidiaries, as of February15, 2021. 23 Consent of Independent Registered Public Accounting Firm-Deloitte& Touche LLP. 31(i) Certification Pursuant to Section302 of the Sarbanes-Oxley Act of 2002 by Chief Executive Officer. 31(ii) Certification Pursuant to Section302 of the Sarbanes-Oxley Act of 2002 by Chief Financial Officer. 32(i) Certification Pursuant to 18 U.S.C. Section1350, as Adopted Pursuant to Section906 of the Sarbanes-Oxley Act of 2002 by Chief Executive Officer. 32(ii) Certification Pursuant to 18 U.S.C. Section1350, as Adopted Pursuant to Section906 of the Sarbanes-Oxley Act of 2002 by Chief Financial Officer.