KMPR 10-K Annual Report Dec. 31, 2017 | Alphaminr

Effective Date August 11, 2021

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KEMPER CORP

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PROXIES

DEF 14A	Filed on March 26, 2025
DEF 14A	Filed on March 20, 2024
DEF 14A	Filed on March 22, 2023
DEF 14A	Filed on March 23, 2022
DEF 14A	Filed on March 24, 2021
DEF 14A	Filed on March 25, 2020
DEF 14A	Filed on March 20, 2019
DEF 14A	Filed on March 24, 2017
DEF 14A	Filed on March 24, 2016
DEF 14A	Filed on March 27, 2015
DEF 14A	Filed on March 28, 2014
DEF 14A	Filed on March 22, 2013
DEF 14A	Filed on March 23, 2012
DEF 14A	Filed on March 28, 2011
DEF 14A	Filed on March 29, 2010

TABLE OF CONTENTS

Part Iprint Item 1. Businessprint Item 1A. Risk Factorsprint Item 1B. Unresolved Staff Commentsprint Item 2. Propertiesprint Item 3. Legal Proceedingsprint Item 4. Mine Safety Disclosuresprint Part IIprint Item 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity Securitiesprint Item 6. Selected Financial Dataprint Item 7. Management S Discussion and Analysis Of Financial Condition and Results Of Operationsprint Item 7A. Quantitative and Qualitative Disclosures About Market Riskprint Item 8. Financial Statements and Supplementary Dataprint Note 1. Basis Of Presentation and Significant Estimatesprint Note 2. Summary Of Accounting Policies and Accounting Changesprint Note 2. Summary Of Accounting Policies and Accounting Changes (continued)print Note 3. Acquisition Of Businessprint Note 3. Acquisition Of Business (continued)print Note 4. Investmentsprint Note 4. Investments (continued)print Note 5. Goodwillprint Note 6. Property and Casualty Insurance Reservesprint Note 6. Property and Casualty Insurance Reserves (continued)print Note 7. Debtprint Note 7. Debt (continued)print Note 8. Leasesprint Note 8. Leases (continued)print Note 9. Shareholders Equityprint Note 9. Shareholders Equity (continued)print Note 10. Long-term Equity-based Compensationprint Note 10. Long-term Equity-based Compensation (continued)print Note 11. Income From Continuing Operations Per Unrestricted Shareprint Note 12. Other Comprehensive Income (loss) and Accumulated Other Comprehensive Incomeprint Note 12. Other Comprehensive Income (loss) and Accumulated Other Comprehensive Income (continued)print Note 13. Income From Investmentsprint Note 13. Income From Investments (continued)print Note 14. Insurance Expensesprint Note 15. Income Taxesprint Note 15. Income Taxes (continued)print Note 16. Pension Benefitsprint Note 16. Pension Benefits (continued)print Note 17. Postretirement Benefits Other Than Pensionsprint Note 17. Postretirement Benefits Other Than Pensions (continued)print Note 18. Business Segmentsprint Note 18. Business Segments (continued)print Note 19. Discontinued Operationsprint Note 19. Discontinued Operations (continued)print Note 20. Catastrophe Reinsuranceprint Note 20. Catastrophe Reinsurance (continued)print Note 21. Other Reinsuranceprint Note 22. Fair Value Measurementsprint Note 22. Fair Value Measurements (continued)print Note 23. Contingenciesprint Note 23. Contingencies (continued)print Note 24. Related Partiesprint Note 25. Quarterly Financial Information (unaudited)print Note 25. Quarterly Financial Information (unaudited) (continued)print Note 26. Subsequent Eventsprint Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosureprint Item 9A. Controls and Proceduresprint Item 9B. Other Informationprint Part IIIprint Item 10. Directors, Executive Officers and Corporate Governanceprint Item 11. Executive Compensationprint Item 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder Mattersprint Item 13. Certain Relationships and Related Transactions, and Director Independenceprint Item 14. Principal Accounting Fees and Servicesprint Part IVprint Item 15. Exhibits, Financial Statement Schedulesprint Item 16. Form 10-k Summaryprint

Exhibits

3.1 Restated Certificate of Incorporation 8-K 001-18298 3.2 August 8, 2014 3.2 Amended and Restated Bylaws of Kemper Corporation 8-K 001-18298 3.3 August 8, 2014 4.1 Indenture, dated as of February 27, 2014, by and between Kemper Corporation and The Bank of New York Mellon Trust Company, N.A., as Trustee 8-K 001-18298 4.1 February 27, 2014 4.2 First Supplemental Indenture dated as of February 27, 2014, to the Indenture dated as of February 27, 2014, by and between Kemper and The Bank of New York Mellon Trust Company, N.A., as Trustee (including the form of 7.375% Subordinated Debentures due 2054). 8-K 001-18298 4.2 February 27, 2014 4.3 Second Supplemental Indenture, dated as of February 24, 2015, to the Indenture, dated as of February 27, 2014, between Kemper Corporation and The Bank of New York Mellon Trust Company, N.A., as Trustee (including the form of 4.350% Senior Notes due 2025) 8-K 001-18298 4.2 February 24, 2015 4.4 Form of Certificate Representing Shares of Kemper Corporation Common Stock 10-K 001-18298 4.6 February 12, 2016 10.1 Amended and Restated Credit Agreement, dated as of June 2, 2015, by and among Kemper, the lenders party thereto, JP Morgan Chase Bank, N.A., as administrative agent, swing line lender and issuing bank, and Wells Fargo Bank, National Association and Fifth Third Bank, as co-syndication agents 8-K 001-18298 10.1 June 8, 2015 10.2 Advances and Security Agreement and Addendum to Advances and Security Agreement, effective as of December 31, 2013, between Trinity Universal Insurance Company and the Federal Home Loan Bank of Dallas 10-K 001-18298 10.2 February 14, 2014 10.3 Advances, Collateral Pledge, and Security Agreement, dated as of March 18, 2014, between United Insurance Company of America and the Federal Home Loan Bank of Chicago 8-K 001-18298 10.1 March 21, 2014 10.4* Kemper Pension Equalization Plan, as amended and restated effective August 25, 2011, as amended by Amendment No. 2 effective September 16, 2013 10-K 001-18298 10.3 February 14, 2014 10.5* Kemper Supplemental Retirement Plan, as amended and restated effective September 22, 2016 10-K 001-18298 10.5 February 13, 2017 10.6* Kemper Non-Qualified Deferred Compensation Plan, as amended and restated effective March 16, 2016 10-Q 001-18298 10.3 May 5, 2016 10.7* Kemper 1995 Non-employee Director Stock Option Plan, as amended and restated effective February 3, 2009 10-K 001-18298 10.2 February 4, 2009 10.8* Form of Stock Option Agreement under the Kemper 1995 Non-employee Director Stock Option Plan, as of February 1, 2006 10-Q 001-18298 10.6 May 4, 2011 10.9* Form of Stock Option Agreement under the Kemper 1995 Non-employee Director Stock Option Plan, as of February 3, 2009 10-K 001-18298 10.7 February 4, 2009 10.10* Kemper 1997 Stock Option Plan, as amended and restated effective February 1, 2006 10-Q 001-18298 10.2 May 4, 2011 10.11* Form of Stock Option and SAR Agreement under the Kemper 1997 Stock Option Plan, as of February 1, 2006 10-Q 001-18298 10.8 May 4, 2011 10.12* Kemper 2002 Stock Option Plan, as amended and restated effective February 3, 2009 10-K 001-18298 10.4 February 4, 2009 10.13* Form of Stock Option and SAR Agreement under the Kemper 2002 Stock Option Plan, as of February 1, 2006 10-Q 001-18298 10.9 May 4, 2011 10.14* Form of Stock Option Agreement (including stock appreciation rights) under the Kemper 2002 Stock Option Plan, as of February 1, 2011 10-K 001-18298 10.9 February 3, 2011 10.15* Kemper 2011 Omnibus Equity Plan, as amended and restated effective October 30, 2013 10-Q 001-18298 10.1 October 31, 2013 10.16* Kemper 2011 Omnibus Equity Plan, as amended and restated effective February 8, 2017 10-K 001-18298 10.17 February 13, 2017 10.17* Form of Stock Option and SAR Agreement for Non-employee Directors under the Kemper 2011 Omnibus Equity Plan, as of August 25, 2011 10-K 001-18298 10.13 February 17, 2012 10.18* Form of Time-Vested Restricted Stock Award Agreement under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2013 10-K 001-18298 10.24 February 15, 2013 10.19* Form of Stock Option and SAR Agreement for Non-employee Directors under the Kemper 2011 Omnibus Equity Plan, as of May 1, 2013 10-Q 001-18298 10.1 May 2, 2013 10.20* Form of Deferred Stock Unit Agreement for Non-employee Directors under the Kemper 2011 Omnibus Equity Plan, as of May 1, 2013 10-Q 001-18298 10.2 May 2, 2013 10.21* Form of Stock Option and SAR Agreement - Installment-Vesting form under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2014 10-K 001-18298 10.24 February 14, 2014 10.22* Form of Stock Option and SAR Agreement - Cliff-Vesting Form under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2014 10-K 001-18298 10.25 February 14, 2014 10.23* Form of Time-Vested Restricted Stock Unit Award Agreement - Installment-Vesting Form under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2014 10-K 001-18298 10.26 February 14, 2014 10.24* Form of Time-Vested Restricted Stock Unit Award Agreement - Cliff- Vesting Form under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2014 10-K 001-18298 10.27 February 14, 2014 10.25* Form of Performance-Based Restricted Stock Unit Award Agreement under the Kemper 2011 Omnibus Equity Plan, as of February 4, 2014 10-K 001-18298 10.28 February 14, 2014 10.26* Form of Performance-Based Restricted Stock Unit Award Agreement under the Kemper 2011 Omnibus Equity Plan, as of February 26, 2016 10-Q 001-18298 10.1 May 5, 2016 10.27* Form of Performance-Based Restricted Stock Unit Award Agreement (Relative TSR) under the Kemper 2011 Omnibus Equity Plan, as of February 7, 2017 10-K 001-18298 10.29 February 13, 2017 10.28* Form of Performance-Based Restricted Stock Unit Award Agreement (Adjusted ROE) under the Kemper 2011 Omnibus Equity Plan, as of February 7, 2017 10-K 001-18298 10.30 February 13, 2017 10.29* Form of Stock Option and SAR Agreement - Installment-Vesting form under the Kemper 2011 Omnibus Equity Plan, as of February 7, 2017 10-K 001-18298 10.31 February 13, 2017 10.30* Form of Time-Vested Restricted Stock Unit Award Agreement - Installment-Vesting Form under the Kemper 2011 Omnibus Equity Plan, as of February 7, 2017 10-K 001-18298 10.33 February 13, 2017 10.31* Form of Performance Share Unit Award Agreement (Adjusted ROE) under the Kemper 2011 Omnibus Equity Plan, as of October 31, 2017 10.32* Form of Performance Share Unit Award Agreement (Relative TSR) under the Kemper 2011 Omnibus Equity Plan, as of October 31, 2017 10.33* Form of Stock Option and SAR Agreement (Installment-Vesting) under the Kemper 2011 Omnibus Equity Plan, as of October 31, 2017 10.34* Form of Performance Share Unit Award Agreement (Adjusted ROE) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.35* Form of Performance Share Unit Award Agreement (Relative TSR) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.36* Form of Restricted Stock Unit Award Agreement (Cliff Vesting) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.37* Form of Restricted Stock Unit Award Agreement (Installment Vesting) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.38* Form of Non-Qualified Stock Option and SAR Award Agreement (Cliff Vesting) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.39* Form of Non-Qualified Stock Option and SAR Award Agreement (Installment Vesting) under the Kemper 2011 Omnibus Equity Plan, as of February 6, 2018 10.40* Kemper 2009 Performance Incentive Plan, as amended and restated effective February 4, 2014 10-K 001-18298 10.32 February 14, 2014 10.41* Form of Multi-Year Incentive Award Agreement under the Kemper 2009 Performance Incentive Plan, as of February 4, 2014 10-K 001-18298 10.34 February 14, 2014 10.42* Kemper Executive Performance Plan, effective February 4, 2014 10-K 001-18298 10.35 February 14, 2014 10.43* Kemper is a party to individual Indemnification and Expense Advancement Agreements with each of its directors, as amended and restated effective February 1, 2012 8-K 001-18298 10.25 February 6, 2012 10.44* Kemper is a party to individual severance agreements with the following executive officers: 10-K 001-18298 10.42 February 13, 2017 10.45* Separation Agreement, dated as of March 2, 2016, with Denise I. Lynch, former Vice President and Property & Casualty Group Executive of the Company 10-Q 001-18298 10.2 May 5, 2016 10.46* Letter with Frank J. Sodaro, former Chief Financial Officer, dated October 7, 2016, with Separation Agreement included as Exhibit B and subsequently executed by the parties without material revision as of January 13, 2017 10-Q 001-18298 10.1 November 3, 2016 12 Ratios of Earnings to Fixed Charges 21 Subsidiaries of Kemper Corporation 23 Consent of Deloitte& Touche LLP 31.1 Certification of Chief Executive Officer Pursuant to SEC Rule 13a-14(a) 31.2 Certification of Chief Financial Officer Pursuant to SEC Rule 13a-14(a) 32.1 Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (furnished pursuant to Item 601(b)(32) of Regulation S-K) 32.2 Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (furnished pursuant to Item 601(b)(32) of Regulation S-K)

* THE VALUE IS THE MARKET VALUE AS OF THE LAST DAY OF THE QUARTER FOR WHICH THE 13F WAS FILED.

FUND	NUMBER OF SHARES	VALUE ($)	PUT OR CALL

DIRECTORS	AGE	BIO	OTHER DIRECTOR MEMBERSHIPS

Customers

Customer name	Ticker
C.H. Robinson Worldwide, Inc.	CHRW

Suppliers

Supplier name	Ticker
Aon Plc	AON
The Hartford Financial Services Group, Inc.	HIG
Amgen Inc.	AMGN
Bristol-Myers Squibb Company	BMY
Fidelity National Information Services, Inc.	FIS
AbbVie Inc.	ABBV

Owner	Position	Direct Shares	Indirect Shares