MCY 10-K Annual Report Dec. 31, 2020 | Alphaminr
ALPHAMINR

MCY 10-K Fiscal year ended Dec. 31, 2020

Balance Sheet
Cash Flow
Income Statement
Debt
MERCURY GENERAL CORP
10-Ks and 10-Qs
10-Q
 		Quarter ended Sept. 30, 2024
10-Q
 		Quarter ended June 30, 2024
10-Q
 		Quarter ended March 31, 2024
10-K
 		Fiscal year ended Dec. 31, 2023
10-Q
 		Quarter ended Sept. 30, 2023
10-Q
 		Quarter ended June 30, 2023
10-Q
 		Quarter ended March 31, 2023
10-K
 		Fiscal year ended Dec. 31, 2022
10-Q
 		Quarter ended Sept. 30, 2022
10-Q
 		Quarter ended June 30, 2022
10-Q
 		Quarter ended March 31, 2022
10-K
 		Fiscal year ended Dec. 31, 2021
10-Q
 		Quarter ended Sept. 30, 2021
10-Q
 		Quarter ended June 30, 2021
10-Q
 		Quarter ended March 31, 2021
10-K
 		Fiscal year ended Dec. 31, 2020
10-Q
 		Quarter ended Sept. 30, 2020
10-Q
 		Quarter ended June 30, 2020
10-Q
 		Quarter ended March 31, 2020
10-K
 		Fiscal year ended Dec. 31, 2019
10-Q
 		Quarter ended Sept. 30, 2019
10-Q
 		Quarter ended June 30, 2019
10-Q
 		Quarter ended March 31, 2019
10-K
 		Fiscal year ended Dec. 31, 2018
10-Q
 		Quarter ended Sept. 30, 2018
10-Q
 		Quarter ended June 30, 2018
10-Q
 		Quarter ended March 31, 2018
10-K
 		Fiscal year ended Dec. 31, 2017
10-Q
 		Quarter ended Sept. 30, 2017
10-Q
 		Quarter ended June 30, 2017
10-Q
 		Quarter ended March 31, 2017
10-K
 		Fiscal year ended Dec. 31, 2016
10-Q
 		Quarter ended Sept. 30, 2016
10-Q
 		Quarter ended June 30, 2016
10-Q
 		Quarter ended March 31, 2016
10-K
 		Fiscal year ended Dec. 31, 2015
10-Q
 		Quarter ended Sept. 30, 2015
10-Q
 		Quarter ended June 30, 2015
10-Q
 		Quarter ended March 31, 2015
10-K
 		Fiscal year ended Dec. 31, 2014
10-Q
 		Quarter ended Sept. 30, 2014
10-Q
 		Quarter ended June 30, 2014
10-Q
 		Quarter ended March 31, 2014
10-K
 		Fiscal year ended Dec. 31, 2013
10-Q
 		Quarter ended Sept. 30, 2013
10-Q
 		Quarter ended June 30, 2013
10-Q
 		Quarter ended March 31, 2013
10-K
 		Fiscal year ended Dec. 31, 2012
10-Q
 		Quarter ended Sept. 30, 2012
10-Q
 		Quarter ended June 30, 2012
10-Q
 		Quarter ended March 31, 2012
10-K
 		Fiscal year ended Dec. 31, 2011
10-Q
 		Quarter ended Sept. 30, 2011
10-Q
 		Quarter ended June 30, 2011
10-Q
 		Quarter ended March 31, 2011
10-K
 		Fiscal year ended Dec. 31, 2010
10-Q
 		Quarter ended Sept. 30, 2010
10-Q
 		Quarter ended June 30, 2010
10-Q
 		Quarter ended March 31, 2010
10-K
 		Fiscal year ended Dec. 31, 2009
PROXIES
DEF 14A
 		Filed on March 26, 2024
DEF 14A
 		Filed on March 28, 2023
DEF 14A
 		Filed on March 29, 2022
DEF 14A
 		Filed on March 30, 2021
DEF 14A
 		Filed on March 31, 2020
DEF 14A
 		Filed on March 29, 2019
DEF 14A
 		Filed on March 30, 2018
DEF 14A
 		Filed on March 31, 2017
DEF 14A
 		Filed on April 1, 2016
DEF 14A
 		Filed on April 2, 2015
DEF 14A
 		Filed on April 1, 2014
DEF 14A
 		Filed on March 28, 2013
DEF 14A
 		Filed on April 2, 2012
DEF 14A
 		Filed on April 1, 2011
DEF 14A
 		Filed on March 31, 2010
TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. Selected Financial DataItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 7A. Quantitative and Qualitative Disclosures About Market RisksItem 8. Financial Statements and Supplementary DataItem 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosureItem 9A. Controls and ProceduresItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers, and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder MattersItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accounting Fees and ServicesPart IVItem 15. Exhibits and Financial Statement Schedules

Exhibits

3.2 Amended and Restated Bylaws of the Company. This document was filed as an exhibit to Registrants Form 10-Q for the quarterly period ended September30, 2007, and is incorporated herein by this reference. 3.3 First Amendment to Amended and Restated Bylaws of the Company. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on August4, 2008, and is incorporated herein by this reference. 3.4 Second Amendment to Amended and Restated Bylaws of the Company. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on February25, 2009, and is incorporated herein by this reference. 3.5 Third Amendment to Amended and Restated Bylaws of the Company. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on May11, 2018, and is incorporated herein by this reference. 4.2 Indenture, dated as of March 8, 2017, between Mercury General Corporation and Wilmington Trust, National Association. This document was filed as an exhibit to Registrants Form 8-K, filed with the Securities and Exchange Commission on March 8, 2017, and is incorporated herein by this reference. 4.3 First Supplemental Indenture, dated as of March 8, 2017, between Mercury General Corporation and Wilmington Trust, National Association. This document was filed as an exhibit to Registrants Form 8-K, filed with the Securities and Exchange Commission on March 8, 2017, and is incorporated herein by this reference. 4.4 Description of Registrant's Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2019, and is incorporated herein by this reference. 10.10* Amendment 2002-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2002, and is incorporated herein by this reference. 10.11* Amendment 2002-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2002, and is incorporated herein by this reference. 10.12* Amendment 2003-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2004, and is incorporated herein by this reference. 10.13* Amendment 2004-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2004, and is incorporated herein by this reference. 10.14* Amendment 2006-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2007, and is incorporated herein by this reference. 10.15* Amendment 2006-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2006, and is incorporated herein by this reference. 10.16* Amendment 2007-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2007, and is incorporated herein by this reference. 10.17* Amendment 2008-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2008, and is incorporated herein by this reference. 10.18* Amendment 2008-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2008, and is incorporated herein by this reference. 10.19* Amendment 2009-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2009, and is incorporated herein by this reference. 10.20* Amendment 2009-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2009, and is incorporated herein by this reference. 10.21* Amendment 2011-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2011, and is incorporated herein by this reference. 10.22* Amendment 2013-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2013, and is incorporated herein by this reference. 10.23* Amendment 2014-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2014, and is incorporated herein by this reference. 10.24* Amendment 2014-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2014, and is incorporated herein by this reference. 10.25* Amendment 2015-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2015, and is incorporated herein by this reference. 10.26* Amendment 2015-2 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2015, and is incorporated herein by this reference. 10.27* Amendment 2017-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2017, and is incorporated herein by this reference. 10.28* Amendment 2019-1 to the Mercury General Corporation Profit Sharing Plan. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2018, and is incorporated herein by this reference. 10.29* Amendment 2020-1 to the Mercury General Corporation Profit Sharing Plan. Filed herewith. 10.37 Management Agreement dated January 22, 1997 between Mercury County Mutual Insurance Company and Mercury Insurance Services, LLC. This document was filed as an exhibit to Registrants Form 10-K for the fiscal year ended December31, 2006, and is incorporated herein by this reference. 10.38* Mercury General Corporation Senior Executive Incentive Bonus Plan. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on May10, 2013, and is incorporated herein by this reference. 10.39* Amended and Restated Mercury General Corporation 2005 Equity Incentive Award Plan. This document was filed as an exhibit to the Registrants Form 8-K filed with the Securities and Exchange Commission on November1, 2010, and is incorporated herein by this reference. 10.40* Form of Incentive Stock Option Agreement under the Mercury General Corporation 2005 Equity Incentive Award Plan. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on May16, 2005, and is incorporated herein by this reference. 10.41* Form of Restricted Stock Unit Award Agreement under the Mercury General Corporation 2005 Equity Incentive Award Plan. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on October5, 2010, and is incorporated herein by this reference. 10.42* Mercury General Corporation Annual Incentive Plan. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on May 2, 2011, and is incorporated herein by this reference. 10.43* Mercury General Corporation 2015 Incentive Award Plan This document was filed as an exhibit to Registrants Form S-8 filed with the Securities and Exchange Commission on February 20, 2015 (File No. 333-202204), and is incorporated herein by this reference. 10.44* Form of Restricted Stock Unit Agreement under the Mercury General Corporation 2015 Incentive Award Plan This document was filed as an exhibit to Registrants Form S-8 filed with the Securities and Exchange Commission on February 20, 2015 (File No. 333-202204), and is incorporated herein by this reference. 10.45* Form of Stock Option Agreement under the Mercury General Corporation 2015 Incentive Award Plan This document was filed as an exhibit to Registrants Form S-8 filed with the Securities and Exchange Commission on February 20, 2015 (File No. 333-202204), and is incorporated herein by this reference. 10.46* Form of Restricted Stock Unit Agreement under the Mercury General Corporation 2015 Incentive Award Plan (2016 and later version). This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on March 23, 2016, and is incorporated herein by this reference. 10.47 Credit Agreement, dated as of March 29, 2017, by and among Mercury General Corporation, Bank of America, as Administrative Agent, and the Lenders party thereto. This document was filed as an exhibit to Registrants Form 8-K filed with the Securities and Exchange Commission on April 3, 2017, and is incorporated herein by this reference. 10.48 First Amendment Agreement to Credit Agreement, dated as of March 22, 2019, by and among Mercury General Corporation, Bank of America, as Administrative Agent, and the Lenders party thereto. This document was filed as an exhibit to Registrants Form 10-Q for the quarterly period ended March 31, 2020, and is incorporated herein by this reference. 10.49 Second Amendment Agreement to Credit Agreement, dated as of April 21, 2020, by and among Mercury General Corporation, Bank of America, as Administrative Agent, and the Lenders party thereto. This document was filed as an exhibit to Registrants Form 10-Q for the quarterly period ended March 31, 2020, and is incorporated herein by this reference. 10.50 Third Amendment Agreement to Credit Agreement, dated as of October 28, 2020, by and among Mercury General Corporation, Bank of America, as Administrative Agent, and the Lenders party thereto. This document was filed as an exhibit to Registrants Form 10-Q for the quarterly period ended September 30, 2020, and is incorporated herein by this reference. 10.51* Separation Agreement and General Release, effective May 24, 2018, by and between Allan Lubitz and Mercury Insurance Services, LLC. This document was filed as an exhibit to Registrant's Form 10-Q for the quarterly period ended June 30, 2018, and is incorporated herein by this reference. 21.1 Subsidiaries of the Company This document was filed as an exhibit to Registrant's Form 10-K for the annual period ended December 31, 2019, and is incorporated herein by this reference. 23.1 Consent of Independent Registered Public Accounting Firm. Filed herewith. 31.1 Certification of Registrants Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. Filed herewith. 31.2 Certification of Registrants Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. Filed herewith. 32.1 Certification of Registrants Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as created by Section 906 of the Sarbanes-Oxley Act of 2002. This certification is being furnished solely to accompany this Annual Report on Form 10-K and is not being filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and is not to be incorporated by reference into any filing of the Company. Filed herewith. 32.2 Certification of Registrants Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as created by Section 906 of the Sarbanes-Oxley Act of 2002. This certification is being furnished solely to accompany this Annual Report on Form 10-K and is not being filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and is not to be incorporated by reference into any filing of the Company. Filed herewith.