MET 10-K Annual Report Dec. 31, 2017 | Alphaminr
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MET 10-K Fiscal year ended Dec. 31, 2017

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METLIFE INC
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TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant S Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. Selected Financial DataItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataItem 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosureItem 9A. Controls and ProceduresItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder MattersItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accountant Fees and ServicesPart IVItem 15. Exhibits and Financial Statement SchedulesItem 16. Form 10-k Summary

Exhibits

2.3 Master Separation Agreement, dated August 4, 2017, between MetLife, Inc. and Brighthouse Financial, Inc. 8-K 001-15787 2.1 August 7, 2017 3.1 Amended and Restated Certificate of Incorporation of MetLife, Inc. 10-K 001-15787 3.1 March 1, 2017 3.2 Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on April 7, 2000. 10-K 001-15787 3.2 March 1, 2017 3.3 Certificate of Designations of Floating Rate Non-Cumulative Preferred Stock, Series A, of MetLife, Inc., filed with the Secretary of State of Delaware on June 10, 2005. 10-K 001-15787 3.3 March 1, 2017 3.4 Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated April 29, 2011. 10-K 001-15787 3.4 March 1, 2017 3.5 Certificate of Retirement of Series B Contingent Convertible Junior Participating Non-Cumulative Perpetual Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on November 5, 2013. 10-Q 001-15787 3.6 November 7, 2013 3.6 Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated April 29, 2015. 8-K 001-15787 3.1 April 30, 2015 3.7 Certificate of Designations of 5.250% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series C, of MetLife, Inc., filed with the Secretary of State of Delaware on May 28, 2015. 8-K 001-15787 3.1 May 28, 2015 3.8 Certificate of Elimination of 6.500% Non-Cumulative Preferred Stock, Series B, of MetLife, Inc., filed with the Secretary of State of Delaware on November 3, 2015. 10-Q 001-15787 3.7 November 5, 2015 3.9 Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated October 23, 2017 8-K 001-15787 3.1 October 24, 2017 3.10 Amended and Restated By-Laws of MetLife, Inc., effective September 27, 2016. 8-K 001-15787 3.2 September 29, 2016 4.2 Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on April 7, 2000(See Exhibit 3.2 above). 4.3 Certificate of Designations of Floating Rate Non-Cumulative Preferred Stock, Series A, of MetLife, Inc., filed with the Secretary of State of Delaware on June 10, 2005.(See Exhibit 3.3 above). 4.5 Certificate of Designations of 5.250% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series C, of MetLife, Inc., filed with the Secretary of State of Delaware on May 28, 2015.(See Exhibit 3.7 above). 4.6 Form of Stock Certificate, 5.250% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series C, of MetLife, Inc. 8-K 001-15787 4.2 May 28, 2015 4.7 Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated October 23, 2017(See Exhibit 3.9 above).Certain instruments defining the rights of holders of long-term debt of MetLife, Inc. and its consolidated subsidiaries are omitted pursuant to Item 601(b)(4)(iii) of Regulation S-K. MetLife, Inc. hereby agrees to furnish to the Securities and Exchange Commission, upon request, copies of such instruments. 10.1 MetLife Executive Severance Plan (as amended and restated, effective June 14, 2010).* 10-K 001-15787 10.1 February 27, 2015 10.2 Offer Letter, dated March 25, 2009, between American Life Insurance Company and Michel Khalaf.* 10-K 001-15787 10.2 March 1, 2017 10.3 Adjustment of certain compensation items for Michel Khalaf, effective July 1, 2012.* 10-Q 001-15787 10.2 November 7, 2012 10.4 Employment Agreement between Christopher G. Townsend and MetLife Asia Pacific Limited, dated May 11, 2012.* 8-K 001-15787 10.1 May 16, 2012 10.5 Letter Agreement dated June 11, 2015 between MetLife, Inc. and Christopher Townsend.* 8-K 001-15787 10.1 June 15, 2015 10.6 Tax Equalization Agreement dated June 10, 2015 between MetLife, Inc. and Michel Khalaf.* 10-Q 001-15787 10.1 August 6, 2015 10.7 Separation Agreement, Waiver and General Release, dated July 30, 2015, between MetLife Group, Inc. and William J. Wheeler.* 10-Q 001-15787 10.1 November 5, 2015 10.8 Agreement to Protect Corporate Property executed by William J. Wheeler on June 21, 2001.* 10-Q 001-15787 10.2 November 5, 2015 10.9 Agreement to Protect Corporate Property, dated January 1, 2015, executed by Esther S. Lee.* 10-K 001-15787 10.13 February 25, 2016 10.10 Form of Agreement to Protect Corporate Property executed by Steven A. Kandarian, Steven J. Goulart, and Maria M. Morris.* 10-K 001-15787 10.14 February 25, 2016 10.11 Form of Agreement to Protect Corporate Property executed by Ricardo A. Anzaldua, John C. R. Hele, Frans Hijkoop, and Esther Lee on May 25, 2016; Steven A. Kandarian on May 31, 2016; Steven J. Goulart on June 2, 2016; Maria M. Morris on June 8, 2016 and Martin J. Lippert on July 6, 2016.* 10-Q 001-15787 10.1 August 5, 2016 10.12 MetLife, Inc. 2005 Stock and Incentive Compensation Plan, effective April 15, 2005 (the 2005 SIC Plan).* 10-K 001-15787 10.24 February 27, 2015 10.13 Form of Management Stock Option Agreement under the 2005 SIC Plan (effective as of April 25, 2007).* 10-K 001-15787 10.24 February 27, 2013 10.14 Amendment to Stock Option Agreements under the 2005 SIC Plan (effective as of April 25, 2007).* 10-K 001-15787 10.25 February 27, 2013 10.15 Form of Management Stock Option Agreement under the 2005 SIC Plan (effective December 15, 2009).* 10-K 001-15787 10.28 February 27, 2015 10.16 Form of Management Stock Option Agreement under the 2005 SIC Plan.* 10-K 001-15787 10.29 February 27, 2015 10.17 Form of Stock Option Agreement under the 2005 SIC Plan (effective February 11, 2013).* 8-K 001-15787 10.9 February 15, 2013 10.18 Form of Stock Option Agreement (Three-Year Cliff Exercisability) under the 2005 SIC Plan (effective February 11, 2013).* 8-K 001-15787 10.10 February 15, 2013 10.19 Form of Restricted Stock Unit Agreement (effective February 11, 2013).* 8-K 001-15787 10.4 February 15, 2013 10.20 Form of Restricted Stock Unit Agreement (Three-Year Cliff Period of Restriction; No Code 162(m) Goals) (effective February 11, 2013).* 8-K 001-15787 10.5 February 15, 2013 10.21 Form of Performance Share Agreement (effective February 11, 2013).* 8-K 001-15787 10.1 February 15, 2013 10.22 MetLife International Performance Unit Incentive Plan (as amended and restated effective February 11, 2013).* 8-K 001-15787 10.2 February 15, 2013 10.23 Form of Performance Unit Agreement (effective February 11, 2013).* 8-K 001-15787 10.3 February 15, 2013 10.24 MetLife International Unit Option Incentive Plan, dated July 21, 2011 (as amended and restated effective February 23, 2011).* 10-K 001-15787 10.24 March 1, 2017 10.25 Form of Unit Option Agreement under the MetLife International Unit Option Incentive Plan (effective February 23, 2011).* 10-K 001-15787 10.25 March 1, 2017 10.26 MetLife International Unit Option Incentive Plan (as amended and restated December 3, 2012).* 8-K 001-15787 10.11 February 15, 2013 10.27 Form of Unit Option Agreement (effective February 11, 2013).* 8-K 001-15787 10.12 February 15, 2013 10.28 Form of Unit Option Agreement (Three-Year Cliff Exercisability) (effective February 11, 2013).* 8-K 001-15787 10.13 February 15, 2013 10.29 MetLife International Restricted Unit Incentive Plan (as amended and restated effective February 11, 2013).* 8-K 001-15787 10.6 February 15, 2013 10.30 Form of Restricted Unit Agreement (effective February 11, 2013).* 8-K 001-15787 10.7 February 15, 2013 10.31 Form of Restricted Unit Agreement (Three-Year Cliff Period of Restriction; No Code 162(m) Goals) (effective February 11, 2013).* 8-K 001-15787 10.8 February 15, 2013 10.33 Amendment to MetLife Policyholder Trust Agreement. 10-K 001-15787 10.62 February 27, 2013 10.34 Five-Year Credit Agreement, dated as of May 30, 2014, among MetLife, Inc. and MetLife Funding, Inc., as borrowers, and the other parties signatory thereto, amending and restating (i) the Five-Year Credit Agreement, dated as of August 12, 2011, among MetLife, Inc. and MetLife Funding, Inc., as borrowers, and the other parties signatory thereto and (ii) the Five-Year Credit Agreement dated as of September 13, 2012 among MetLife, Inc. and MetLife Funding, Inc., as borrowers, and the other parties signatory thereto. 8-K 001-15787 10.1 June 4, 2014 10.35 First Amendment dated as of November20, 2015 to the Five-Year Credit Agreement dated as of May30, 2014, among MetLife, Inc. and MetLife Funding, Inc., as Borrowers, Bank of America, N.A., as Administrative Agent, Fronting L/C Issuer, Several L/C Agent and a Limited Fronting Lender, JPMorgan Chase Bank, N.A. and Wells Fargo Bank, National Association, as Fronting L/C Issuers and Limited Fronting Lenders, and the other Lenders party thereto. 8-K 001-15787 10.1 November 24, 2015 10.36 Second Amendment dated December20, 2016 to the Five-Year Credit Agreement, dated as of May30, 2014, among MetLife, Inc. and MetLife Funding, Inc., as borrowers, and the other parties signatory thereto, providing for the amendment and restatement of such Credit Agreement. 8-K 001-15787 10.1 December 21, 2016 10.37 Metropolitan Life Auxiliary Savings and Investment Plan (as amended and restated, effective January 1, 2008).* 10-K 001-15787 10.72 February 27, 2013 10.38 Amendment 1 to the Metropolitan Life Auxiliary Savings and Investment Plan (as amended and restated, effective January 1, 2008).* 10-K 001-15787 10.74 February 27, 2015 10.39 Amendment Number 2 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008).* 10-K 001-15787 10.48 February 25, 2016 10.40 Amendment Number 3 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008).* 10-K 001-15787 10.75 February 27, 2013 10.41 Amendment Number 4 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008).* 10-K 001-15787 10.77 February 27, 2014 10.42 MetLife Deferred Compensation Plan for Officers, as amended and restated, effective November 1, 2003.* 10-K 001-15787 10.78 February 27, 2014 10.43 Amendment Number One to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003), dated May 4, 2005.* 10-K 001-15787 10.52 February 25, 2016 10.44 Amendment Number Two to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003, effective December 14, 2005).* 10-K 001-15787 10.53 February 25, 2016 10.45 Amendment Number Three to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003, effective February 26, 2007).* 10-K 001-15787 10.45 March 1, 2017 10.46 MetLife Leadership Deferred Compensation Plan, dated November 2, 2006 (as amended and restated, effective with respect to salary and cash incentive compensation, January 1, 2005, and with respect to stock compensation, April 15, 2005).* 10-K 001-15787 10.46 March 1, 2017 10.47 Amendment Number One to the MetLife Leadership Deferred Compensation Plan, dated December 13, 2007 (effective as of December 31, 2007).* 10-K 001-15787 10.81 February 27, 2013 10.48 Amendment Number Two to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2008 (effective December 31, 2008).* 10-K 001-15787 10.84 February 27, 2014 10.49 Amendment Number Three to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2009 (effective January 1, 2010).* 10-K 001-15787 10.85 February 27, 2015 10.50 Amendment Number Four to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2009 (effective December 31, 2009).* 10-K 001-15787 10.86 February 27, 2015 10.51 Amendment Number Five to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2009 (effective January 1, 2011).* 10-K 001-15787 10.60 February 25, 2016 10.52 Amendment Number Six to the MetLife Leadership Deferred Compensation Plan, dated December 27, 2011 (effective January 1, 2011).* 10-K 001-15787 10.52 March 1, 2017 10.53 Amendment Number Seven to the MetLife Leadership Deferred Compensation Plan, dated December 26, 2012 (effective January 1, 2013).* 10-K 001-15787 10.53 March 1, 2017 10.54 Amendment Number Eight to the MetLife Leadership Deferred Compensation Plan, dated December 17, 2013 (effective January 1, 2014).* 10-K 001-15787 10.54 March 1, 2017 10.55 Amendment Number Nine to the MetLife Leadership Deferred Compensation Plan, dated December 30, 2014 (effective January 1, 2015).* 10-K 001-15787 10.88 February 27, 2015 10.56 Amendment Number Ten to the MetLife Leadership Deferred Compensation Plan, dated September 30, 2016 (effective October 1, 2016).* 10-K 001-15787 10.56 March 1, 2017 10.57 Amendment Number Eleven to the MetLife Leadership Deferred Compensation Plan, dated September 30, 2016 (effective October 1, 2016).* 10-K 001-15787 10.57 March 1, 2017 10.58 MetLife Non-Management Director Deferred Compensation Plan (as amended and restated, effective January 1, 2005).* S-8 333-214710 4.1 November 18, 2016 10.59 MetLife, Inc. Director Indemnity Plan (dated and effective July 22, 2008).* 10-K 001-15787 10.94 February 27, 2014 10.60 MetLife Auxiliary Pension Plan, dated August 7, 2006 (as amended and restated, effective June 30, 2006).* 10-K 001-15787 10.60 March 1, 2017 10.61 MetLife Auxiliary Pension Plan, dated December 21, 2006 (amending and restating Part I thereof, effective January 1, 2007).* 10-K 001-15787 10.61 March 1, 2017 10.62 MetLife Auxiliary Pension Plan, dated December 21, 2007 (amending and restating Part I thereof, effective January 1, 2008).* 10-K 001-15787 10.95 February 27, 2013 10.63 Amendment #1 to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated October 24, 2008 (effective October 1, 2008).* 10-K 001-15787 10.98 February 27, 2014 10.64 Amendment Number Two to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 12, 2008 (effective December 31, 2008).* 10-K 001-15787 10.99 February 27, 2014 10.65 Amendment Number Three to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008) dated March 25, 2009 (effective January 1, 2009).* 10-K 001-15787 10.71 February 25, 2016 10.66 Amendment Number Four to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 16, 2009 (effective January 1, 2010).* 10-K 001-15787 10.102 February 27, 2015 10.67 Amendment Number Five to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008) dated December 21, 2010 (effective January 1, 2010).* 10-K 001-15787 10.73 February 25, 2016 10.68 Amendment Number Six to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008) dated December 20, 2012 (effective January 1, 2012).* 10-K 001-15787 10.101 February 27, 2013 10.69 Amendment Number Seven to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008) dated December 27, 2013 (effective December 10, 2013).* 10-K 001-15787 10.69 March 1, 2017 10.70 Alico Overseas Pension Plan, dated January 2009.* 10-K 001-15787 10.70 March 1, 2017 10.71 Amendment Number One to the Alico Overseas Pension Plan (effective November 1, 2010), dated December 20, 2010.* 10-K 001-15787 10.71 March 1, 2017 10.72 Amendment Number Two to the Alico Overseas Pension Plan (effective as of November 1, 2011), dated December 13, 2011.* 10-K 001-15787 10.72 March 1, 2017 10.73 Amendment Number Three to the Alico Overseas Pension Plan, dated May 1, 2012 (effective January 1, 2012).* 8-K 001-15787 10.1 May 4, 2012 10.74 Members Explanatory Handbook for the Metropolitan Life Insurance Company of Hong Kong Limited Healthcare Plan (2014).* 10-K 001-15787 10.79 February 25, 2016 10.75 MetLife Plan for Transition Assistance for Officers, dated April 21, 2014 (as amended and restated, effective April 1, 2014 (the MPTA)).* 10-Q 001-15787 10.2 August 8, 2014 10.76 Amendment Number One to the MPTA, dated December 30, 2014 (effective January 1, 2015).* 10-K 001-15787 10.111 February 27, 2015 10.77 Amendment Number Two to the MPTA, dated March 30, 2016 (effective April 1, 2016).* 10-K 001-15787 10.77 March 1, 2017 10.78 Amendment Number Three to the MPTA, dated June 30, 2016 (effective June 30, 2016).* 10-K 001-15787 10.78 March 1, 2017 10.79 Amendment Number Four to the MPTA, dated October 24, 2016 (effective October 31, 2016).* 10-K 001-15787 10.79 March 1, 2017 10.80 Amendment Number Five to the MPTA, dated November 3, 2016 (effective October 1, 2016).* 10-K 001-15787 10.80 March 1, 2017 10.81 MetLife, Inc. 2015 Non-Management Director Stock Compensation Plan, effective January 1, 2015.* S-8 333-198141 4.1 August 14, 2014 10.82 MetLife, Inc. 2015 Stock and Incentive Plan, effective January 1, 2015 (the 2015 SIC Plan).* S-8 333-198145 4.1 August 14, 2014 10.83 Form of Performance Share Agreement under the 2015 SIC Plan.* 8-K 001-15787 10.1 December 11, 2014 10.84 Form of Performance Unit Agreement under the 2015 SIC Plan.* 8-K 001-15787 10.2 December 11, 2014 10.85 Form of Restricted Stock Unit Agreement (Ratable Period of Restriction Ends in Thirds; Code Section 162(m) Goals) under the 2015 SIC Plan.* 8-K 001-15787 10.3 December 11, 2014 10.86 Form of Restricted Stock Unit Agreement (Three-Year Cliff Period of Restriction; No Code Section 162(m) Goals).* 8-K 001-15787 10.4 December 11, 2014 10.87 Form of Restricted Unit Agreement (Ratable Period of Restriction Ends in Thirds; Code Section 162(m) Goals).* 8-K 001-15787 10.5 December 11, 2014 10.88 Form of Restricted Unit Agreement (Three-Year Cliff Period of Restriction; No Code Section 162(m) Goals.* 8-K 001-15787 10.6 December 11, 2014 10.89 Form of Stock Option Agreement (Ratable Exercisability in Thirds).* 8-K 001-15787 10.7 December 11, 2014 10.90 Form of Stock Option Agreement (Three-Year Cliff Exercisability).* 8-K 001-15787 10.8 December 11, 2014 10.91 Form of Unit Option Agreement (Ratable Exercisability in Thirds).* 8-K 001-15787 10.9 December 11, 2014 10.92 Form of Unit Option Agreement (Three-Year Cliff Exercisability).* 8-K 001-15787 10.10 December 11, 2014 10.93 MetLife Annual Variable Incentive Plan (effective as amended and restated January 1, 2015).* 8-K 001-15787 10.11 December 11, 2014 10.94 Form of Performance Share Agreement under the 2015 SIC Plan, effective January 1, 2016.* 10-K 001-15787 10.95 February 25, 2016 10.95 Form of Performance Unit Agreement under the 2015 SIC Plan, effective January 1, 2016.* 10-K 001-15787 10.96 February 25, 2016 10.96 Form of Restricted Stock Unit Agreement (Ratable Period of Restriction Ends in Thirds; Code Section 162(m) Goals) under the 2015 SIC Plan, effective January 1, 2016.* 10-K 001-15787 10.97 February 25, 2016 10.97 Form of Restricted Stock Unit Agreement (Three-Year Cliff Period of Restriction; No Code Section 162(m) Goals), effective January 1, 2016.* 10-K 001-15787 10.98 February 25, 2016 10.98 Form of Restricted Unit Agreement (Ratable Period of Restriction Ends in Thirds; Code Section 162(m) Goals), effective January 1, 2016.* 10-K 001-15787 10.99 February 25, 2016 10.99 Form of Restricted Unit Agreement (Three-Year Cliff Period of Restriction; No Code Section 162(m) Goals), effective January 1, 2016.* 10-K 001-15787 10.100 February 25, 2016 10.100 Form of Stock Option Agreement (Ratable Exercisability in Thirds), effective January 1, 2016.* 10-K 001-15787 10.101 February 25, 2016 10.101 Form of Stock Option Agreement (Three-Year Cliff Exercisability), effective January 1, 2016.* 10-K 001-15787 10.102 February 25, 2016 10.102 Form of Unit Option Agreement (Ratable Exercisability in Thirds), effective January 1, 2016.* 10-K 001-15787 10.103 February 25, 2016 10.103 Form of Unit Option Agreement (Three-Year Cliff Exercisability), effective January 1, 2016.* 10-K 001-15787 10.104 February 25, 2016 10.104 Award Agreement Supplement, effective January 1, 2016.* 10-K 001-15787 10.105 February 25, 2016 10.105 MetLife Individual Distribution Sales Deferred Compensation Plan, effective January 1, 2010.* S-8 333-198143 4.1 August 14, 2014 10.106 Amendment Number One to the MetLife Individual Distribution Sales Deferred Compensation Plan, effective January 1, 2010.* S-8 333-198143 4.2 August 14, 2014 10.107 Amendment Number Two to the MetLife Individual Distribution Sales Deferred Compensation Plan, effective January 1, 2010.* S-8 333-198143 4.3 August 14, 2014 10.108 Amendment Number Three to the MetLife Individual Distribution Sales Deferred Compensation Plan, effective January 1, 2013.* S-8 333-198143 4.4 August 14, 2014 10.109 Amendment Number Four to the MetLife Individual Distribution Sales Deferred Compensation Plan, effective January 1, 2014.* S-8 333-198143 4.5 August 14, 2014 10.110 Amendment Number Five to the MetLife Individual Distribution Sales Deferred Compensation Plan, effective June 1, 2014.* S-8 333-198143 4.6 August 14, 2014 10.111 Purchase Agreement by and among MetLife, Inc. and Massachusetts Mutual Life Insurance Company, dated as of February 28, 2016. 10-Q 001-15787 10.1 May 6, 2016 10.112 Sign-on Payments Letter, dated May 24, 2017, effective July 10, 2017, between MetLife Group, Inc. and Susan Podlogar.* 10-Q 001-15787 10.1 November 6, 2017 10.113 Sign-on Payments Letter, dated June 14, 2017, effective September 11, 2017, between MetLife Group, Inc. and Ramy Tadros.* 10-Q 001-15787 10.2 November 6, 2017 10.114 Letter of Understanding, dated June 15, 2017, effective July 1, 2017, with Michel Khalaf.* 10-Q 001-15787 10.3 November 6, 2017 10.115 MetLife Deferred Compensation Plan For Globally Mobile Employees, effective July 31, 2014, for which Michel Khalaf became eligible July 1, 2017.* 10-Q 001-15787 10.4 November 6, 2017 10.116 MetLife, Inc. and Metropolitan Life Insurance Company Compensation Committee and Board of Directors Resolutions of June 13, 2017 approving Michel Khalafs eligibility to participate in the MetLife Deferred Compensation Plan For Globally Mobile Employees.* 10-Q 001-15787 10.5 November 6, 2017 10.117 Amendment Number Four to the Alico Overseas Pension Plan, dated June 19, 2017, effective July 1, 2017.* 10-Q 001-15787 10.6 November 6, 2017 10.118 Form of Agreement to Protect Corporate Property executed by Susan Podlogar, effective July 10, 2017, and executed by Ramy Tadros, effective September 11, 2017.* 10-Q 001-15787 10.1 August 5, 2016 10.119 Form of Agreement to Protect Corporate Property executed by Michel Khalaf, effective April 9, 2012.* 10-Q 001-15787 10.15 February 25, 2016 10.120 Tax Separation Agreement, dated as of July 27, 2017, by and among MetLife, Inc. and its affiliates and Brighthouse Financial, Inc. and its affiliates. 8-K 001-15787 10.1 August 7, 2017 10.121 MetLife Performance-Based Compensation Recoupment Policy (effective as amended and restated November 1, 2017).* 8-K 001-15787 10.1 November 6, 2017 10.122 Letter Agreement entered December 15, 2017 between MetLife, Inc. and Christopher Townsend.* 8-K 001-15787 10.1 November 21, 2017 10.123 Separation Agreement, Waiver, And General Release, effective October 4, 2017, between MetLife Group, Inc. and Maria Morris* 10.124 Form of Performance Share Agreement, effective February 27, 2018.* 8-K 001-15787 10.1 February 20, 2018 10.125 Form of Performance Unit Agreement, effective February 27, 2018.* 8-K 001-15787 10.2 February 20, 2018 10.126 Form of Restricted Stock Unit Agreement (Ratable Period of Restriction Ends in Thirds), effective February 27, 2018.* 8-K 001-15787 10.3 February 20, 2018 10.127 Form of Restricted Stock Unit Agreement (Three-Year Cliff Period of Restriction), effective February 27, 2018.* 8-K 001-15787 10.4 February 20, 2018 10.128 Form of Restricted Unit Agreement (Ratable Period of Restriction Ends in Thirds), effective February 27, 2018.* 8-K 001-15787 10.5 February 20, 2018 10.129 Form of Restricted Unit Agreement (Three-Year Cliff Period of Restriction), effective February 27, 2018.* 8-K 001-15787 10.6 February 20, 2018 10.130 Award Agreement Supplement, effective February 27, 2018.* 8-K 001-15787 10.7 February 20, 2018 12.1 Statement re: Computation of Ratios of Earnings to Fixed Charges 21.1 Subsidiaries of the Registrant. 23.1 Consent of Deloitte & Touche LLP. 31.1 Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 31.2 Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 32.1 Certification of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 32.2 Certification of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.