SYF 10-Q Quarterly Report March 31, 2024 | Alphaminr

SYF 10-Q Quarter ended March 31, 2024

SYNCHRONY FINANCIAL
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TABLE OF CONTENTS
Part I. Financial InformationItem 2. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 1. Financial StatementsNote 1. Business DescriptionNote 2. Basis Of Presentation and Summary Of Significant Accounting PoliciesNote 3. Acquisitions and DispositionsNote 4. Debt SecuritiesNote 5. Loan Receivables and Allowance For Credit LossesNote 6. Variable Interest EntitiesNote 7. Goodwill and Other Intangible AssetsNote 8. DepositsNote 9. BorrowingsNote 10. Fair Value MeasurementsNote 11. Regulatory and Capital AdequacyNote 12. Earnings Per ShareNote 13. Equity and Other Stock Related InformationNote 14. Income TaxesNote 15. Legal Proceedings and Regulatory MattersItem 3. Quantitative and Qualitative Disclosures About Market RiskItem 4. Controls and ProceduresPart II. Other InformationItem 1. Legal ProceedingsItem 1A. Risk FactorsItem 2. Unregistered Sales Of Equity Securities and Use Of ProceedsItem 3. Defaults Upon Senior SecuritiesItem 4. Mine Safety DisclosuresItem 5. Other InformationItem 6. Exhibits

Exhibits

3.1 Amended and Restated Certificate of Incorporation of Synchrony Financial (incorporated by reference to Exhibit 3.2 of Amendment No. 5 to Form S-1 Registration Statement filed by Synchrony Financial on July 18, 2014 (No. 333-194528)) 3.2 Amended and Restated Bylaws of Synchrony Financial (incorporated by reference to Exhibit 3.1 of Form 8-K filed by Synchrony Financial on November 1, 2016) 4.1 Certificate of Designations of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, dated February 22, 2024 (incorporated by reference to Exhibit 4.1 of Form 8-K filed by Synchrony Financial on February 23, 2024) 4.2 Deposit Agreement , dated February 23, 2024, by and among the Company, Computershare Inc. and Computershare Trust Company, N.A., collectively as Depositary, and the holders from time to time of the depositary receipts described therein ((incorporated by reference to Exhibit 4.2 of Form 8-K filed by Synchrony Financial on February 23, 2024) 4.3 Form of Depositary Receipt (included in Exhibit 4.2) (incorporated by reference to Exhibit 4.3 of Form 8-K filed by Synchrony Financial on February 23, 2024) 31(a)* Certification Pursuant to Rules 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934, as Amended 31(b)* Certification Pursuant to Rules 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934, as Amended 32* Certification Pursuant to 18 U.S.C. Section 1350