URBN 10-Q Quarterly Report July 31, 2025 | Alphaminr

URBN 10-Q Quarter ended July 31, 2025

URBAN OUTFITTERS INC
10-Ks and 10-Qs
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
10-Q
10-Q
10-Q
10-K
PROXIES
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
DEF 14A
10-Q
false 183 Q2 457 0000912615 457 --01-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2024-07-31 0000912615 us-gaap:PerformanceSharesMember 2025-02-01 2025-07-31 0000912615 urbn:FederalGovernmentAgenciesMember urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:AccessoriesMember urbn:WholesaleOperationsMember 2025-05-01 2025-07-31 0000912615 urbn:OtherMember urbn:WholesaleOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:EmployeeStockMember 2024-02-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:VariableInterestRateOptionOneMember urbn:JpmorganChaseBankNAMember srt:MaximumMember urbn:ThirdAmendedCreditAgreementMember 2023-02-10 2023-02-10 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2025-01-31 0000912615 urbn:RetailOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-04-30 0000912615 us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:RetailOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-07-31 0000912615 urbn:OtherMember urbn:WholesaleOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2024-05-01 2024-07-31 0000912615 urbn:AccessoriesMember urbn:RetailOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2025-05-01 2025-07-31 0000912615 us-gaap:CommonStockMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-07-31 0000912615 urbn:SubscriptionOperationsMember 2025-02-01 2025-07-31 0000912615 urbn:ThirdAmendedCreditAgreementMember 2025-07-31 0000912615 urbn:AccessoriesMember urbn:WholesaleOperationsMember 2025-02-01 2025-07-31 0000912615 2025-02-01 2025-07-31 0000912615 us-gaap:RestrictedStockUnitsRSUMember 2024-02-01 2024-07-31 0000912615 us-gaap:RetainedEarningsMember 2025-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2025-05-01 2025-07-31 0000912615 urbn:WholesaleOperationsMember 2024-07-31 0000912615 urbn:SubscriptionOperationsMember 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-02-01 2025-07-31 0000912615 us-gaap:OperatingSegmentsMember 2024-05-01 2024-07-31 0000912615 urbn:AccessoriesMember urbn:RetailOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:AccessoriesMember urbn:WholesaleOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 us-gaap:RestrictedStockUnitsRSUMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-05-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:JpmorganChaseBankNAMember srt:MaximumMember urbn:ThirdAmendedCreditAgreementMember urbn:AdjustedBounceRateMember 2023-02-10 2023-02-10 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2025-04-30 0000912615 us-gaap:CertificatesOfDepositMember urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember srt:MinimumMember urbn:VariableInterestRateOptionOneMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember 2023-02-10 2023-02-10 0000912615 us-gaap:CertificatesOfDepositMember urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-05-01 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:WholesaleOperationsMember 2025-07-31 0000912615 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2025-02-01 2025-07-31 0000912615 urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-31 0000912615 us-gaap:OperatingSegmentsMember urbn:SubscriptionOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:RetainedEarningsMember 2025-01-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2024-04-30 0000912615 urbn:ApparelMember urbn:WholesaleOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:WholesaleOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:CommonStockMember 2024-05-01 2024-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-02-01 2024-07-31 0000912615 us-gaap:EmployeeStockMember 2025-02-01 2025-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 urbn:HomeMember urbn:RetailOperationsMember 2024-02-01 2024-07-31 0000912615 2024-10-31 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:PerformanceSharesMember 2024-02-01 2024-07-31 0000912615 us-gaap:CertificatesOfDepositMember urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 2024-07-31 0000912615 urbn:RetailOperationsMember us-gaap:OperatingSegmentsMember 2025-05-01 2025-07-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2025-01-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2025-01-31 0000912615 us-gaap:IntersegmentEliminationMember 2024-05-01 2024-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-04-30 0000912615 urbn:RetailOperationsMember us-gaap:OperatingSegmentsMember 2025-02-01 2025-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:HarrySCherkenJrMember 2025-05-01 2025-07-31 0000912615 us-gaap:CommonStockMember 2024-01-31 0000912615 2025-04-30 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-01-31 0000912615 us-gaap:OtherNonoperatingIncomeExpenseMember 2024-05-01 2024-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:WholesaleOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 2025-07-31 0000912615 us-gaap:PerformanceSharesMember 2024-02-01 2024-07-31 0000912615 2024-01-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2024-02-01 2024-07-31 0000912615 urbn:LongTermMarketableInvestmentsMember us-gaap:MutualFundMember 2024-07-31 0000912615 us-gaap:IntersegmentEliminationMember 2024-02-01 2024-07-31 0000912615 urbn:WholesaleOperationsMember 2025-02-01 2025-07-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2025-02-01 2025-07-31 0000912615 2024-05-01 2024-07-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2025-07-31 0000912615 us-gaap:PerformanceSharesMember 2025-07-31 0000912615 us-gaap:CommonStockMember 2025-04-30 0000912615 us-gaap:OperatingSegmentsMember urbn:RetailOperationsMember 2024-02-01 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:CommonStockMember 2025-01-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2025-07-31 0000912615 urbn:HomeMember urbn:RetailOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:RetainedEarningsMember 2024-02-01 2024-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-01-31 0000912615 urbn:RetailOperationsMember 2025-05-01 2025-07-31 0000912615 urbn:LongTermMarketableInvestmentsMember us-gaap:MutualFundMember 2025-01-31 0000912615 urbn:RichardAHayneMember 2025-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:OtherMember urbn:RetailOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:OtherNonoperatingIncomeExpenseMember 2025-02-01 2025-07-31 0000912615 urbn:ShortTermMarketableInvestmentsMember us-gaap:CommercialPaperMember 2025-07-31 0000912615 us-gaap:PerformanceSharesMember 2025-05-01 2025-07-31 0000912615 urbn:OtherMember urbn:WholesaleOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-04-30 0000912615 us-gaap:OperatingSegmentsMember 2025-02-01 2025-07-31 0000912615 us-gaap:USTreasurySecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 2025-09-03 0000912615 urbn:FederalGovernmentAgenciesMember urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 urbn:RetailOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2025-01-31 0000912615 us-gaap:OtherNonoperatingIncomeExpenseMember 2024-02-01 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2024-02-01 2024-07-31 0000912615 us-gaap:RetainedEarningsMember 2025-04-30 0000912615 us-gaap:OperatingSegmentsMember 2025-05-01 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2024-01-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2024-02-01 2024-07-31 0000912615 urbn:MargaretAHayneMember 2025-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2025-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:OtherMember urbn:WholesaleOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:RetainedEarningsMember 2024-05-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:CertificatesOfDepositMember urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2024-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2024-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2024-02-01 2024-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 us-gaap:IntersegmentEliminationMember 2025-02-01 2025-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2025-02-01 2025-07-31 0000912615 urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:RepurchaseAgreementsMember 2025-05-01 2025-07-31 0000912615 2019-06-04 0000912615 us-gaap:OtherNonoperatingIncomeExpenseMember 2025-05-01 2025-07-31 0000912615 2024-02-01 2024-04-30 0000912615 2024-02-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember 2023-02-10 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:RetailOperationsMember us-gaap:OperatingSegmentsMember 2024-05-01 2024-07-31 0000912615 urbn:WholesaleOperationsMember 2025-01-31 0000912615 us-gaap:RepurchaseAgreementsMember 2024-02-01 2024-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2025-01-31 0000912615 us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-01-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-04-30 0000912615 us-gaap:RetainedEarningsMember 2024-01-31 0000912615 us-gaap:OperatingSegmentsMember urbn:SubscriptionOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:AccessoriesMember urbn:RetailOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:WholesaleOperationsMember 2025-05-01 2025-07-31 0000912615 urbn:RetailOperationsMember urbn:ApparelMember 2025-05-01 2025-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2025-01-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:RetailOperationsMember 2025-07-31 0000912615 us-gaap:IntersegmentEliminationMember 2025-05-01 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:AccessoriesMember urbn:WholesaleOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember 2025-02-01 2025-07-31 0000912615 urbn:RetailOperationsMember urbn:ApparelMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:WholesaleOperationsMember 2024-05-01 2024-07-31 0000912615 urbn:HarrySCherkenJrMember 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:HomeMember urbn:RetailOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2025-07-31 0000912615 urbn:RetailOperationsMember 2024-07-31 0000912615 us-gaap:USTreasurySecuritiesMember urbn:LongTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:RetailOperationsMember 2025-01-31 0000912615 us-gaap:RestrictedStockUnitsRSUMember 2024-05-01 2024-07-31 0000912615 us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:PerformanceSharesMember 2024-05-01 2024-07-31 0000912615 us-gaap:StandbyLettersOfCreditMember urbn:ThirdAmendedCreditAgreementMember 2025-07-31 0000912615 2025-05-01 2025-07-31 0000912615 us-gaap:GeographicDistributionDomesticMember 2025-05-01 2025-07-31 0000912615 urbn:SubscriptionOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2025-01-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:OtherMember urbn:RetailOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:SubscriptionOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2024-07-31 0000912615 us-gaap:CommonStockMember 2024-04-30 0000912615 us-gaap:AdditionalPaidInCapitalMember 2024-05-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember 2023-02-10 2023-02-10 0000912615 urbn:ApparelMember urbn:WholesaleOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:RestrictedStockUnitsRSUMember 2025-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-05-01 2025-07-31 0000912615 us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:RetailOperationsMember urbn:ApparelMember 2024-05-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 us-gaap:EmployeeStockOptionMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2025-07-31 0000912615 urbn:SubscriptionOperationsMember 2025-01-31 0000912615 urbn:MargaretAHayneMember 2025-05-01 2025-07-31 0000912615 us-gaap:FairValueInputsLevel2Member urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:SubscriptionOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2024-01-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:OtherMember urbn:RetailOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2024-04-30 0000912615 urbn:ShortTermMarketableInvestmentsMember us-gaap:CommercialPaperMember 2024-07-31 0000912615 us-gaap:RepurchaseAgreementsMember 2024-05-01 2024-07-31 0000912615 urbn:SubscriptionOperationsMember 2024-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:SubscriptionOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:USTreasurySecuritiesMember urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2025-07-31 0000912615 urbn:AccessoriesMember urbn:RetailOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:CommonStockMember 2024-02-01 2024-07-31 0000912615 us-gaap:RetainedEarningsMember 2025-05-01 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2025-05-01 2025-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2024-07-31 0000912615 urbn:SubscriptionOperationsMember 2024-05-01 2024-07-31 0000912615 urbn:OtherMember urbn:RetailOperationsMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2025-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2025-01-31 0000912615 urbn:ApparelMember urbn:WholesaleOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:CommonStockMember 2024-07-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 us-gaap:CommonStockMember 2025-07-31 0000912615 us-gaap:RetainedEarningsMember 2024-07-31 0000912615 us-gaap:CertificatesOfDepositMember urbn:LongTermMarketableInvestmentsMember 2025-01-31 0000912615 urbn:HomeMember urbn:RetailOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:WholesaleOperationsMember 2025-05-01 2025-07-31 0000912615 us-gaap:RetainedEarningsMember 2025-02-01 2025-07-31 0000912615 us-gaap:AccumulatedTranslationAdjustmentMember 2024-05-01 2024-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-02-01 2025-07-31 0000912615 us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:AdditionalPaidInCapitalMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember 2024-02-01 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 us-gaap:OperatingSegmentsMember 2024-02-01 2024-07-31 0000912615 2024-04-30 0000912615 urbn:ApparelMember urbn:WholesaleOperationsMember 2025-02-01 2025-07-31 0000912615 us-gaap:RepurchaseAgreementsMember 2025-02-01 2025-07-31 0000912615 us-gaap:USTreasurySecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 urbn:WholesaleOperationsMember 2024-02-01 2024-07-31 0000912615 urbn:FederalGovernmentAgenciesMember urbn:ShortTermMarketableInvestmentsMember 2024-07-31 0000912615 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2024-07-31 0000912615 us-gaap:MutualFundMember urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 urbn:ImpairmentMember 2024-04-30 0000912615 us-gaap:CommercialPaperMember us-gaap:FairValueMeasurementsRecurringMember 2024-07-31 0000912615 us-gaap:PerformanceSharesMember 2025-02-01 2025-07-31 0000912615 us-gaap:GeographicDistributionForeignMember 2024-05-01 2024-07-31 0000912615 us-gaap:RetainedEarningsMember 2024-04-30 0000912615 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 0000912615 urbn:ShortTermMarketableInvestmentsMember us-gaap:CommercialPaperMember 2025-01-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:CertificatesOfDepositMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 urbn:MunicipalAndPreRefundedMunicipalBondsMember us-gaap:FairValueMeasurementsRecurringMember 2025-01-31 0000912615 us-gaap:CommonStockMember 2025-05-01 2025-07-31 0000912615 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-05-01 2024-07-31 0000912615 us-gaap:RevolvingCreditFacilityMember srt:MinimumMember urbn:JpmorganChaseBankNAMember urbn:ThirdAmendedCreditAgreementMember urbn:AdjustedBounceRateMember 2023-02-10 2023-02-10 0000912615 us-gaap:USTreasurySecuritiesMember urbn:LongTermMarketableInvestmentsMember 2025-07-31 0000912615 us-gaap:USTreasurySecuritiesMember urbn:ShortTermMarketableInvestmentsMember 2025-07-31 0000912615 urbn:RetailOperationsMember urbn:ApparelMember 2025-02-01 2025-07-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2025-05-01 2025-07-31 0000912615 urbn:RichardAHayneMember 2025-05-01 2025-07-31 0000912615 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MutualFundMember 2024-07-31 0000912615 2025-01-31 0000912615 urbn:TaxCreditInvestmentEntityMember 2024-05-01 2024-07-31 0000912615 us-gaap:OperatingSegmentsMember urbn:WholesaleOperationsMember 2024-05-01 2024-07-31 0000912615 us-gaap:RestrictedStockUnitsRSUMember 2025-05-01 2025-07-31 0000912615 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-02-01 2024-07-31 0000912615 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2025-07-31 xbrli:pure xbrli:shares iso4217:USD xbrli:shares urbn:Segment urbn:Customer iso4217:USD

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Quarterly Period Ended July 31, 2025

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission File No. 000-22754

Urban Outfitters, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Pennsylvania

23-2003332

(State or Other Jurisdiction of

Incorporation or Organization)

(I.R.S. Employer

Identification No.)

5000 South Broad Street , Philadelphia , PA

19112-1495

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code: ( 215 ) 454-5500

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Shares, par value $.0001 per share

URBN

NASDAQ Global Select Market

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes No

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

Common shares, $0.0001 par value— 89,697,915 shares outstanding on September 3, 2025.


TABLE OF CONTENTS

PART I

FINANCIAL INFORMATION

Item 1.

Financial Statements (unaudited)

Condensed Consolidated Balance Sheets as of July 31, 2025, January 31, 2025 and July 31, 2024

1

Condensed Consolidated Statements of Income for the three and six months ended July 31, 2025 and 2024

2

Condensed Consolidated Statements of Comprehensive Income for the three and six months ended July 31, 2025 and 2024

3

Condensed Consolidated Statements of Shareholders’ Equity for the three and six months ended July 31, 2025 and 2024

4

Condensed Consolidated Statements of Cash Flows for the six months ended July 31, 2025 and 2024

6

Notes to Condensed Consolidated Financial Statements

7

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

21

Item 3.

Quantitative and Qualitative Disclosures about Market Risk

30

Item 4.

Controls and Procedures

30

PART II

OTHER INFORMATION

Item 1.

Legal Proceedings

31

Item 1A.

Risk Factors

31

Item 5.

Other Information

31

Item 6.

Exhibits

32

Signatures

33


PART I

FINANCIAL I NFORMATION

Item 1. Financi al Statements

URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDA TED BALANCE SHEETS

(amounts in thousands, except share data)

(unaudited)

July 31,

January 31,

July 31,

2025

2025

2024

ASSETS

Current assets:

Cash and cash equivalents

$

332,171

$

290,481

$

209,129

Marketable securities

290,664

319,949

352,360

Accounts receivable, net of allowance for doubtful accounts of
$
2,388 , $ 1,384 and $ 1,429 , respectively

86,922

74,014

78,749

Inventory

696,199

621,146

604,667

Prepaid expenses and other current assets

213,356

187,206

228,966

Total current assets

1,619,312

1,492,796

1,473,871

Property and equipment, net

1,376,811

1,331,077

1,314,923

Operating lease right-of-use assets

1,011,840

942,666

941,404

Marketable securities

366,336

410,208

209,469

Other assets

336,494

342,733

319,156

Total Assets

$

4,710,793

$

4,519,480

$

4,258,823

LIABILITIES AND SHAREHOLDERS’ EQUITY

Current liabilities:

Accounts payable

$

335,985

$

295,767

$

299,351

Current portion of operating lease liabilities

227,105

227,149

227,987

Accrued expenses, accrued compensation and other current liabilities

533,058

552,763

483,080

Total current liabilities

1,096,148

1,075,679

1,010,418

Non-current portion of operating lease liabilities

953,025

871,209

875,174

Other non-current liabilities

81,228

101,088

131,798

Total Liabilities

2,130,401

2,047,976

2,017,390

Commitments and contingencies (see Note 11)

Shareholders’ equity:

Preferred shares; $ .0001 par value, 10,000,000 shares authorized,
none issued

Common shares; $ .0001 par value, 200,000,000 shares authorized,
89,696,293 , 92,281,748 and 92,260,283 shares issued and
outstanding, respectively

9

9

9

Additional paid-in-capital

7,277

15,067

Retained earnings

2,604,741

2,503,068

2,279,856

Accumulated other comprehensive loss

( 31,635

)

( 46,640

)

( 38,432

)

Total Shareholders’ Equity

2,580,392

2,471,504

2,241,433

Total Liabilities and Shareholders’ Equity

$

4,710,793

$

4,519,480

$

4,258,823

The accompanying notes are an integral part of these condensed consolidated financial statements.

1


URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF INCOME

(amounts in thousands, except share and per share data)

(unaudited)

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Net sales

$

1,504,755

$

1,351,959

$

2,834,256

$

2,552,691

Cost of sales (excluding store impairment and lease abandonment charges)

938,594

858,674

1,779,031

1,646,420

Store impairment and lease abandonment charges

4,601

Gross profit

566,161

493,285

1,055,225

901,670

Selling, general and administrative expenses

391,774

348,150

752,611

681,911

Income from operations

174,387

145,135

302,614

219,759

Other income, net

8,886

7,429

18,532

13,675

Income before income taxes

183,273

152,564

321,146

233,434

Income tax expense

39,408

35,079

68,934

54,184

Net income

$

143,865

$

117,485

$

252,212

$

179,250

Net income per common share:

Basic

$

1.60

$

1.26

$

2.78

$

1.93

Diluted

$

1.58

$

1.24

$

2.73

$

1.89

Weighted-average common shares outstanding:

Basic

89,667,451

93,071,401

90,692,646

93,097,694

Diluted

91,167,981

94,684,003

92,304,624

94,842,065

The accompanying notes are an integral part of these condensed consolidated financial statements.

2


URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDATED STATEME NTS OF COMPREHENSIVE INCOME

(amounts in thousands)

(unaudited)

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Net income

$

143,865

$

117,485

$

252,212

$

179,250

Other comprehensive (loss) income:

Foreign currency translation

( 1,310

)

3,760

14,754

462

Change in unrealized (losses) gains on marketable securities, net of tax

( 1,247

)

2,555

251

253

Total other comprehensive (loss) income

( 2,557

)

6,315

15,005

715

Comprehensive income

$

141,308

$

123,800

$

267,217

$

179,965

The accompanying notes are an integral part of these condensed consolidated financial statements.

3


URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY

(amounts in thousands, except share data)

(unaudited)

Accumulated

Common Shares

Additional

Other

Number of

Par

Paid-in

Retained

Comprehensive

Shares

Value

Capital

Earnings

Loss

Total

Balances as of April 30, 2025

89,614,734

$

9

$

$

2,460,876

$

( 29,078

)

$

2,431,807

Comprehensive income

143,865

( 2,557

)

141,308

Share-based compensation

7,193

7,193

Share-based awards

94,439

928

928

Share repurchases, inclusive of excise tax

( 12,880

)

( 844

)

( 844

)

Balances as of July 31, 2025

89,696,293

$

9

$

7,277

$

2,604,741

$

( 31,635

)

$

2,580,392

Accumulated

Common Shares

Additional

Other

Number of

Par

Paid-in

Retained

Comprehensive

Shares

Value

Capital

Earnings

Loss

Total

Balances as of April 30, 2024

93,379,211

$

9

$

31,572

$

2,175,500

$

( 44,747

)

$

2,162,334

Comprehensive income

117,485

6,315

123,800

Share-based compensation

7,957

7,957

Share-based awards

93,666

376

376

Share repurchases, inclusive of excise tax

( 1,212,594

)

( 39,905

)

( 13,129

)

( 53,034

)

Balances as of July 31, 2024

92,260,283

$

9

$

$

2,279,856

$

( 38,432

)

$

2,241,433

The accompanying notes are an integral part of these condensed consolidated financial statements.

4


URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY

(amounts in thousands, except share data)

(unaudited)

Accumulated

Common Shares

Additional

Other

Number of

Par

Paid-in

Retained

Comprehensive

Shares

Value

Capital

Earnings

Loss

Total

Balances as of January 31, 2025

92,281,748

$

9

$

15,067

$

2,503,068

$

( 46,640

)

$

2,471,504

Comprehensive income

252,212

15,005

267,217

Share-based compensation

14,956

14,956

Share-based awards

1,080,968

928

928

Share repurchases, inclusive of excise tax

( 3,666,423

)

( 23,674

)

( 150,539

)

( 174,213

)

Balances as of July 31, 2025

89,696,293

$

9

$

7,277

$

2,604,741

$

( 31,635

)

$

2,580,392

Accumulated

Common Shares

Additional

Other

Number of

Par

Paid-in

Retained

Comprehensive

Shares

Value

Capital

Earnings

Loss

Total

Balances as of January 31, 2024

92,787,522

$

9

$

37,943

$

2,113,735

$

( 39,147

)

$

2,112,540

Comprehensive income

179,250

715

179,965

Share-based compensation

15,556

15,556

Share-based awards

1,028,200

851

851

Share repurchases, inclusive of excise tax

( 1,555,439

)

( 54,350

)

( 13,129

)

( 67,479

)

Balances as of July 31, 2024

92,260,283

$

9

$

$

2,279,856

$

( 38,432

)

$

2,241,433


The accompanying notes are an integral part of these condensed consolidated financial statements.

5


URBAN OUTFITTERS, INC.

CONDENSED CONSOLIDATED S TATEMENTS OF CASH FLOWS

(amounts in thousands)

(unaudited)

Six Months Ended

July 31,

2025

2024

Cash flows from operating activities:

Net income

$

252,212

$

179,250

Adjustments to reconcile net income to net cash provided by operating activities:

Depreciation and amortization

61,400

56,552

Non-cash lease expense

106,546

103,146

Provision for deferred income taxes

11,608

9,208

Share-based compensation expense

14,956

15,556

Amortization of tax credit investment

8,587

8,760

Store impairment and lease abandonment charges

4,601

Loss on disposition of property and equipment, net

262

420

Changes in assets and liabilities:

Receivables

( 12,025

)

( 11,606

)

Inventory

( 70,611

)

( 54,050

)

Prepaid expenses and other assets

( 25,095

)

( 48,318

)

Payables, accrued expenses and other liabilities

23,336

16,858

Operating lease liabilities

( 120,130

)

( 116,563

)

Net cash provided by operating activities

251,046

163,814

Cash flows from investing activities:

Cash paid for property and equipment

( 107,549

)

( 98,854

)

Cash paid for marketable securities

( 220,293

)

( 166,428

)

Sales and maturities of marketable securities

295,861

204,145

Net cash used in investing activities

( 31,981

)

( 61,137

)

Cash flows from financing activities:

Proceeds from the exercise of stock options

928

851

Share repurchases related to share repurchase program

( 151,935

)

( 52,262

)

Share repurchases related to taxes for share-based awards

( 21,144

)

( 14,977

)

Tax credit investment liability payments

( 8,437

)

( 2,713

)

Net cash used in financing activities

( 180,588

)

( 69,101

)

Effect of exchange rate changes on cash and cash equivalents

3,213

( 2,768

)

Increase in cash and cash equivalents

41,690

30,808

Cash and cash equivalents at beginning of period

290,481

178,321

Cash and cash equivalents at end of period

$

332,171

$

209,129

Supplemental cash flow information:

Cash paid during the year for income taxes

$

71,789

$

39,763

Non-cash investing activities—Accrued capital expenditures

$

11,340

$

17,641

Right-of-use assets obtained in exchange for operating lease liabilities

$

185,592

$

148,099

The accompanying notes are an integral part of these condensed consolidated financial statements.

6


URBAN OUTFITTERS, INC.

NOTES TO CONDENSED CONSOLID ATED FINANCIAL STATEMENTS

(dollars in thousands, except share and per share data)

(unaudited)

1. Basis of Presentation

The accompanying unaudited Condensed Consolidated Financial Statements have been prepared in accordance with generally accepted accounting principles in the United States (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. These condensed financial statements should be read in conjunction with Urban Outfitters, Inc.’s (the “Company’s”) Annual Report on Form 10-K for the fiscal year ended January 31, 2025, filed with the United States Securities and Exchange Commission on April 1, 2025.

The Company’s business experiences seasonal fluctuations in net sales and net income, with a more significant portion of net sales typically realized in the second half of each year predominantly due to the year-end holiday period. Historically, and consistent with the retail industry, this seasonality also impacts our working capital requirements, particularly with regard to inventory. Accordingly, the results of operations for the three and six months ended July 31, 2025 are not necessarily indicative of the results to be expected for the full year.

The Company’s fiscal year ends on January 31. All references in these notes to the Company’s fiscal years refer to the fiscal years ended on January 31 in those years. For example, the Company’s fiscal year 2026 will end on January 31, 2026.

Recent Accounting Pronouncements

In November 2024, the Financial Accounting Standards Board ("FASB") issued an accounting standards update which requires disaggregated disclosure of certain costs and expenses including purchases of inventory, employee compensation, depreciation, amortization and other costs within relevant income statement captions. The update will be effective for the Company in its annual consolidated financial statements for the fiscal year ending January 31, 2028, and interim periods thereafter. The Company is currently assessing this update and the additional disclosures that will be required within the notes to its consolidated financial statements.

In December 2023, the FASB issued an accounting standards update which includes amendments that further enhance income tax disclosures. The update requires disaggregated information about an entity's effective tax rate reconciliation and income taxes paid by jurisdiction, among other changes. The update will be effective for the Company in its annual consolidated financial statements for the fiscal year ending January 31, 2026, and can be applied prospectively or retrospectively. The Company is currently assessing this update and the additional disclosures that will be required within the notes to its consolidated financial statements.

2. Revenue from Contracts with Customers

Contract receivables occur when the Company satisfies all of its performance obligations under a contract and recognizes revenue prior to billing or receiving consideration from a customer for which it has an unconditional right to payment. Contract receivables arise from credit card and other electronic payment transactions and sales to the Company's wholesale segment customers and franchisees. For the six month period ended July 31, 2025, the opening and closing balances of contract receivables, net of allowance for doubtful accounts, were $ 74,014 and $ 86,922 , respectively. For the six month period ended July 31, 2024, the opening and closing balances of contract receivables, net of allowance for doubtful accounts, were $ 67,008 and $ 78,749 , respectively. Contract receivables are included in “Accounts receivable, net of allowance for doubtful accounts” in the Condensed Consolidated Balance Sheets.

Contract liabilities represent unearned revenue and result from the Company receiving consideration in a contract with a customer for which it has not satisfied all of its performance obligations. The Company’s contract liabilities result from the issuance of gift cards, deferred subscription fee revenue, customer deposits and customer loyalty programs. Gift cards are expected to be redeemed within two years of issuance, with the majority of redemptions occurring in the first year. For the six month period ended July 31, 2025, the opening and closing balances

7


of contract liabilities were $ 101,866 and $ 98,714 , respectively. For the six month period ended July 31, 2024, the opening and closing balances of contract liabilities were $ 91,408 and $ 86,160 , respectively. Contract liabilities are included in “Accrued expenses, accrued compensation and other current liabilities” in the Condensed Consolidated Balance Sheets. During the six month period ended July 31, 2025, the Company recognized $ 50,047 of revenue that was included in the contract liability balance at the beginning of the period. During the six month period ended July 31, 2024, the Company recognized $ 37,981 of revenue that was included in the contract liability balance at the beginning of the period.

3. Marketable Securities

During all periods shown, marketable securities are classified as available-for-sale. The amortized cost, gross unrealized gains (losses) and fair value of available-for-sale securities by major security type and class of security as of July 31, 2025, January 31, 2025 and July 31, 2024 were as follows:

Amortized

Unrealized

Unrealized

Fair

Cost

Gains

(Losses)

Value

As of July 31, 2025

Short-term Investments:

Corporate bonds

$

190,228

$

59

$

( 244

)

$

190,043

US Treasury securities

12,724

19

( 2

)

12,741

Federal government agencies

30,609

11

( 7

)

30,613

Municipal and pre-refunded municipal bonds

48,111

12

( 33

)

48,090

Commercial paper

7,928

7,928

Certificates of deposit

1,249

1,249

290,849

101

( 286

)

290,664

Long-term Investments:

Corporate bonds

216,635

469

( 336

)

216,768

US Treasury securities

84,454

351

( 26

)

84,779

Federal government agencies

39,635

3

( 172

)

39,466

Municipal and pre-refunded municipal bonds

4,940

10

( 3

)

4,947

Mutual funds, held in rabbi trust

20,115

297

( 36

)

20,376

365,779

1,130

( 573

)

366,336

$

656,628

$

1,231

$

( 859

)

$

657,000

8


Amortized

Unrealized

Unrealized

Fair

Cost

Gains

(Losses)

Value

As of January 31, 2025

Short-term Investments:

Corporate bonds

$

186,732

$

103

$

( 114

)

$

186,721

US Treasury securities

5,415

( 5

)

5,410

Federal government agencies

53,663

55

( 7

)

53,711

Municipal and pre-refunded municipal bonds

53,772

70

( 8

)

53,834

Commercial paper

9,774

9,774

Certificates of deposit

10,499

10,499

319,855

228

( 134

)

319,949

Long-term Investments:

Corporate bonds

233,418

298

( 500

)

233,216

US Treasury securities

92,852

226

( 90

)

92,988

Federal government agencies

50,579

16

( 292

)

50,303

Municipal and pre-refunded municipal bonds

14,770

35

( 8

)

14,797

Mutual funds, held in rabbi trust

15,673

2,246

( 15

)

17,904

Certificates of deposit

1,000

1,000

408,292

2,821

( 905

)

410,208

$

728,147

$

3,049

$

( 1,039

)

$

730,157

Amortized

Unrealized

Unrealized

Fair

Cost

Gains

(Losses)

Value

As of July 31, 2024

Short-term Investments:

Corporate bonds

$

179,538

$

26

$

( 567

)

$

178,997

US Treasury securities

29,150

( 59

)

29,091

Federal government agencies

73,850

7

( 115

)

73,742

Municipal and pre-refunded municipal bonds

47,174

17

( 65

)

47,126

Commercial paper

2,905

2,905

Certificates of deposit

20,499

20,499

353,116

50

( 806

)

352,360

Long-term Investments:

Corporate bonds

79,873

147

( 87

)

79,933

US Treasury securities

49,951

200

( 45

)

50,106

Federal government agencies

35,635

7

( 105

)

35,537

Municipal and pre-refunded municipal bonds

25,250

19

( 69

)

25,200

Mutual funds, held in rabbi trust

16,011

1,682

17,693

Certificates of deposit

1,000

1,000

207,720

2,055

( 306

)

209,469

$

560,836

$

2,105

$

( 1,112

)

$

561,829

Proceeds from the sales and maturities of available-for-sale securities were $ 295,861 and $ 204,145 for the six months ended July 31, 2025, and 2024, respectively. The Company included in “Other income, net,” in the Condensed Consolidated Statements of Income, a net realized gain of $ 7 and $ 273 for the three and six months ended July 31, 2025, respectively, and a net realized loss of $ 56 and $ 79 for the three and six months ended July 31, 2024, respectively. Amortization of discounts and premiums, net, included in "Other income, net" in the Condensed Consolidated Statements of Income, resulted in a benefit of $ 1,163 and $ 2,706 for the three and six months ended July 31, 2025, respectively, and a benefit of $ 2,066 and $ 4,221 for the three and six months ended July 31, 2024, respectively. Mutual funds represent assets held in an irrevocable rabbi trust for the Company’s Non-qualified Deferred Compensation Plan (“NQDC”). These assets are a source of funds to match the funding obligations to participants in the NQDC but are subject to the Company’s general creditors. The Company elected the fair value option for financial assets for the mutual funds held in the rabbi trust resulting in all unrealized gains and losses being recorded in “Other income, net” in the Condensed Consolidated Statements of Income.

9


4. Fair Value

The Company utilizes a hierarchy that prioritizes fair value measurements based on the types of inputs used for the various valuation techniques (market approach, income approach and cost approach that relate to its financial assets and financial liabilities). The levels of the hierarchy are described as follows:

Level 1: Observable inputs such as quoted prices in active markets for identical assets or liabilities.
Level 2: Inputs other than quoted prices that are observable for the asset or liability, either directly or indirectly; these include quoted prices for similar assets or liabilities in active markets and quoted prices for identical or similar assets or liabilities in markets that are not active.
Level 3: Unobservable inputs that reflect the Company’s own assumptions.

Management’s assessment of the significance of a particular input to the fair value measurement requires judgment and may affect the valuation of financial assets and liabilities and their placement within the fair value hierarchy. The Company’s financial assets that are accounted for at fair value on a recurring basis are presented in the tables below:

Marketable Securities Fair Value as of

July 31, 2025

Level 1

Level 2

Level 3

Total

Assets:

Corporate bonds

$

$

406,811

$

$

406,811

US Treasury securities

97,520

97,520

Federal government agencies

70,079

70,079

Municipal and pre-refunded municipal bonds

53,037

53,037

Mutual funds, held in rabbi trust

20,376

20,376

Commercial paper

7,928

7,928

Certificates of deposit

1,249

1,249

$

20,376

$

636,624

$

$

657,000

Marketable Securities Fair Value as of

January 31, 2025

Level 1

Level 2

Level 3

Total

Assets:

Corporate bonds

$

$

419,937

$

$

419,937

US Treasury securities

98,398

98,398

Federal government agencies

104,014

104,014

Municipal and pre-refunded municipal bonds

68,631

68,631

Mutual funds, held in rabbi trust

17,904

17,904

Commercial paper

9,774

9,774

Certificates of deposit

11,499

11,499

$

17,904

$

712,253

$

$

730,157

Marketable Securities Fair Value as of

July 31, 2024

Level 1

Level 2

Level 3

Total

Assets:

Corporate bonds

$

$

258,930

$

$

258,930

US Treasury securities

79,197

79,197

Federal government agencies

109,279

109,279

Municipal and pre-refunded municipal bonds

72,326

72,326

Mutual funds, held in rabbi trust

17,693

17,693

Commercial paper

2,905

2,905

Certificates of deposit

21,499

21,499

$

17,693

$

544,136

$

$

561,829

10


Financial assets

Level 1 assets consist of financial instruments whose value has been based on inputs that use, as their basis, readily observable market data that are actively quoted and are validated through external sources, including third-party pricing services and brokers.

Level 2 assets consist of financial instruments whose value has been based on quoted prices for similar assets and liabilities in active markets as well as quoted prices for identical or similar assets or liabilities in markets that are not active.

Level 3 assets consist of financial instruments where there has been no active market. The Company held no Level 3 financial instruments as of July 31, 2025, January 31, 2025 and July 31, 2024.

The fair value of cash and cash equivalents (Level 1) approximates carrying value since cash and cash equivalents consist of short-term highly liquid investments with maturities of less than three months at the time of purchase. As of July 31, 2025, January 31, 2025 and July 31, 2024, cash and cash equivalents included cash on hand, cash in banks, money market accounts and marketable securities with maturities of less than three months at the time of purchase.

Non-financial assets

The Company’s non-financial assets, primarily consisting of property and equipment and lease-related right-of-use assets, are tested for impairment whenever events or changes in circumstances indicate that the carrying value may not be recoverable.

The fair value of property and equipment was determined using a discounted cash-flow model that utilized Level 3 inputs. The Company’s retail locations are reviewed for impairment at the retail location level, which is the lowest level at which individual cash flows can be identified. In calculating future cash flows, the Company makes estimates regarding future operating results based on its experience and knowledge of market factors in its retail locations. Right-of-use assets are tested for impairment in the same manner as property and equipment. For lease right-of-use assets, the Company determines the estimated fair value of the assets by comparing the discounted contractual rent payments to estimated market rent using an acceptable valuation methodology. During the three and six months ended July 31, 2025, impairment charges were zero . During the three months ended July 31, 2024, impairment charges were zero . During the six months ended July 31, 2024, the Company determined that certain long-lived assets at the Company's retail locations were unable to recover their carrying values and were written down to their fair values resulting in impairment charges of $ 815 for one retail location, with a carrying value after impairment of $ 1,500 related to the right-of-use asset. Additionally, during the fourth quarter of fiscal 2024, the Company committed to a cease-use date of February 29, 2024 at one retail location for which the lease was not terminated, resulting in lease abandonment charges of $ 3,786 during the six months ended July 31, 2024.

11


5. Debt

On February 10, 2023, the Company and certain of its subsidiaries entered into the fourth amendment (the “Fourth Amendment”) to the Company’s amended and restated credit agreement (the “Amended Credit Agreement”), amending the Company’s asset-based revolving credit facility with its lenders, including JPMorgan Chase Bank, N.A., as administrative agent, joint lead arranger and co-book managers along with Wells Fargo Bank, National Association (the "Amended Credit Facility"). The Fourth Amendment permits the Company to purchase an equity membership interest in a federal low-income housing tax credit entity. See Note 6, "Tax Credit Investment," for further discussion of the investment.

The Amended Credit Facility provides for loans and letters of credit up to $ 350,000 , subject to a borrowing base that is comprised of the Company’s eligible accounts receivable and inventory and includes a swing-line sub-facility, a multicurrency sub-facility and the option to expand the facility by up to $ 150,000 . Borrowings under the Amended Credit Facility may be used for working capital and other general corporate purposes. The Amended Credit Facility matures in June 2027.

The Amended Credit Facility provides for interest on borrowings, at the Company’s option, at either (i) adjusted SOFR, CDOR, SONIA or EURIBOR plus an applicable margin ranging from 1.125 % to 1.375 %, or (ii) an adjusted ABR plus an applicable margin ranging from 0.125 % to 0.375 %, each such applicable margin depending on the level of availability under the Amended Credit Facility. Depending on the type of borrowing, interest on the Amended Credit Facility is payable monthly, quarterly or at the end of the applicable interest period. A commitment fee of 0.20 % is payable quarterly on the unused portion of the Amended Credit Facility.

All obligations under the Amended Credit Facility are unconditionally guaranteed by the Company and certain of its U.S. subsidiaries. The obligations under the Amended Credit Facility are secured by a first-priority security interest in inventory, accounts receivable and certain other assets of the Company and certain of its U.S. subsidiaries. The obligations of URBN Canada Retail, Inc. are secured by a first-priority security interest in its inventory, accounts receivable and certain other assets. The Amended Credit Agreement contains customary representations and warranties, negative and affirmative covenants and provisions relating to events of default.

As of July 31, 2025, the Company had $ 0 in borrowings under the Amended Credit Facility. As of July 31, 2025, the Company was in compliance with the terms of the Amended Credit Agreement and expects to remain in compliance with all terms, including covenants, of the Amended Credit Agreement. Outstanding stand-by letters of credit, which reduce the funds available under the Amended Credit Facility, were $ 8,904 . Interest expense for the Amended Credit Facility was $ 487 and $ 485 for the six months ended July 31, 2025 and 2024, respectively, which was included in “Other income, net” in the Condensed Consolidated Statements of Income.

12


6. Tax Credit Investment

The Company holds an equity membership interest in a federal low-income housing tax credit entity. Refer to Note 10, "Income Taxes," in the Notes to the Consolidated Financial Statements on Form 10-K for the fiscal year ended January 31, 2025, for additional information on the tax credit investment.

The Company included in "Other income, net" in the Condensed Consolidated Statements of Income, interest expense related to the accretion of the liability of $ 960 and $ 2,012 for the three and six months ended July 31, 2025, respectively, and $ 1,256 and $ 2,542 for the three and six months ended July 31, 2024, respectively. Included in "Income tax expense" in the Condensed Consolidated Statements of Income was amortization of the investment of $ 4,294 and $ 8,587 for the three and six months ended July 31, 2025, respectively, and $ 4,380 and $ 8,760 for the three and six months ended July 31, 2024, respectively. Also included in "Income tax expense" in the Condensed Consolidated Statements of Income were income tax credits and other income tax benefits of $ 5,947 and $ 11,914 for the three and six months ended July 31, 2025, respectively, and $ 6,122 and $ 12,250 for the three and six months ended July 31, 2024, respectively. The carrying value of the investment is recorded in "Other assets" in the Condensed Consolidated Balance Sheets. The liabilities for the present value of the estimated future capital contributions are recorded in "Accrued expenses, accrued compensation and other current liabilities" and "Other non-current liabilities" in the Condensed Consolidated Balance Sheets. The following table summarizes the balances related to the investment at July 31, 2025, January 31, 2025 and July 31, 2024:

July 31,

January 31,

July 31,

2025

2025

2024

Other assets

$

40,197

$

48,784

$

57,454

Accrued expenses, accrued compensation and other current liabilities

15,938

16,571

16,231

Other non-current liabilities

22,919

30,722

38,857

7. Share-Based Compensation

The Company maintains stock incentive plans pursuant to which it can grant restricted shares, unrestricted shares, incentive stock options, non-qualified stock options, restricted stock units (“RSUs”), performance stock units (“PSUs”) or stock appreciation rights. The fair value of PSUs and RSUs is equal to the stock price on the date of the grant. Share-based compensation expense included in “Selling, general and administrative expenses” in the Condensed Consolidated Statements of Income, for the three and six months ended July 31, 2025 and 2024, was as follows:

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Performance Stock Units

$

1,148

$

1,186

$

2,353

$

2,423

Restricted Stock Units

6,045

6,771

12,603

13,133

Total

$

7,193

$

7,957

$

14,956

$

15,556

Share-based awards granted and the weighted-average fair value of such awards for the six months ended July 31, 2025 was as follows:

Six Months Ended

July 31, 2025

Weighted-

Awards

Average Fair

Granted

Value

Performance Stock Units

84,051

$

56.77

Restricted Stock Units

521,035

$

57.38

Total

605,086

13


During the six months ended July 31, 2025, 40,000 stock options were exercised, 180,713 PSUs vested and 872,839 RSUs vested.

The total unrecognized compensation cost related to outstanding share-based awards and the weighted-average period in which the cost is expected to be recognized as of July 31, 2025 was as follows:

July 31, 2025

Unrecognized

Weighted-

Compensation

Average

Cost

Years

Performance Stock Units

$

7,392

2.2

Restricted Stock Units

43,956

2.2

Total

$

51,348

8 . Shareholders’ Equity

Share repurchase activity under the Company's share repurchase program was as follows:

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Number of common shares repurchased and subsequently retired

1,200,000

3,274,260

1,200,000

Total cost (1)

$

$

52,262

$

151,935

$

52,262

Average cost per share, including commissions

$

$

43.55

$

46.40

$

43.55

(1)
Under the Inflation Reduction Act, the Company's share repurchases, net of issuances, are subject to a 1 % excise tax. The total cost of share repurchases during the six months ended July 31, 2025, excludes excise tax incurred of $ 1,134 . The total cost of share repurchases during the three and six months ended July 31, 2024, excludes excise tax incurred of $ 240 .

On June 4, 2019, the Company’s Board of Directors authorized the repurchase of 20,000,000 common shares under a share repurchase program. As of July 31, 2025, 14,682,130 common shares were remaining under the program.

During the six months ended July 31, 2025, the Company acquired and subsequently retired 392,163 common shares at a total cost of $ 21,144 from employees to meet payroll tax withholding requirements on vested share-based awards. During the six months ended July 31, 2024, the Company acquired and subsequently retired 355,439 common shares at a total cost of $ 14,977 from employees to meet payroll tax withholding requirements on vested share-based awards.

14


9 . Other Comprehensive Income (Loss) and Accumulated Other Comprehensive Loss

The following tables present the changes in “Accumulated other comprehensive loss,” by component, net of tax, for the three and six months ended July 31, 2025 and 2024:

Three Months Ended July 31, 2025

Six Months Ended July 31, 2025

Unrealized Gains

Unrealized Gains

Foreign

and (Losses) on

Foreign

and (Losses) on

Currency

Available-for-

Currency

Available-for-

Translation

Sale Securities

Total

Translation

Sale Securities

Total

Balance at beginning of period

$

( 30,410

)

$

1,332

$

( 29,078

)

$

( 46,474

)

$

( 166

)

$

( 46,640

)

Other comprehensive
(loss) income before
reclassifications

( 1,310

)

( 1,254

)

( 2,564

)

14,754

( 22

)

14,732

Amounts reclassified
from accumulated other
comprehensive loss

7

7

273

273

Net current-period other
comprehensive (loss) income

( 1,310

)

( 1,247

)

( 2,557

)

14,754

251

15,005

Balance at end of period

$

( 31,720

)

$

85

$

( 31,635

)

$

( 31,720

)

$

85

$

( 31,635

)

Three Months Ended July 31, 2024

Six Months Ended July 31, 2024

Unrealized Gains

Unrealized Gains

Foreign

and (Losses) on

Foreign

and (Losses) on

Currency

Available-for-

Currency

Available-for-

Translation

Sale Securities

Total

Translation

Sale Securities

Total

Balance at beginning of period

$

( 41,674

)

$

( 3,073

)

$

( 44,747

)

$

( 38,376

)

$

( 771

)

$

( 39,147

)

Other comprehensive
income before
reclassifications

3,760

2,611

6,371

462

332

794

Amounts reclassified
from accumulated other
comprehensive loss

( 56

)

( 56

)

( 79

)

( 79

)

Net current-period other
comprehensive income

3,760

2,555

6,315

462

253

715

Balance at end of period

$

( 37,914

)

$

( 518

)

$

( 38,432

)

$

( 37,914

)

$

( 518

)

$

( 38,432

)

All unrealized gains and losses on available-for-sale securities reclassified from accumulated other comprehensive loss were recorded in “Other income, net” in the Condensed Consolidated Statements of Income.

15


10. Net Income per Common Share

Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding. Diluted net income per common share is calculated by dividing net income by the weighted-average number of common shares and potentially dilutive securities outstanding during the period using the treasury stock method for the Company's stock options, performance stock units and restricted stock units. The following is a reconciliation of the weighted-average common shares outstanding and calculation of basic and diluted net income per common share:

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Net income

$

143,865

$

117,485

$

252,212

$

179,250

Basic weighted-average common shares
outstanding

89,667,451

93,071,401

90,692,646

93,097,694

Effect of dilutive options, performance stock units
and restricted stock units

1,500,530

1,612,602

1,611,978

1,744,371

Diluted weighted-average shares outstanding

91,167,981

94,684,003

92,304,624

94,842,065

Net income per common share:

Basic

$

1.60

$

1.26

$

2.78

$

1.93

Diluted

$

1.58

$

1.24

$

2.73

$

1.89

For the three and six months ended July 31, 2025, there were no awards to purchase common shares that were excluded from the calculation of diluted net income per common share for which the impact would be anti-dilutive. For the three and six months ended July 31, 2024, awards to purchase 40,000 common shares at a price of $ 46.42 were excluded from the calculation of diluted net income per common share because the impact would be anti-dilutive.

Excluded from the calculation of diluted net income per common share as of July 31, 2025, and July 31, 2024, were 209,248 and 270,441 performance-based equity awards, respectively, because they did not meet the required performance criteria.

11. Commitments and Contingencies

The Company is party to various legal proceedings arising from normal business activities. Management believes that the ultimate resolution of these matters will not have a material adverse effect on the Company’s financial position, results of operations or cash flows.

16


12. Segment Reporting

The Company offers lifestyle-oriented general merchandise and products and services through a portfolio of global consumer brands. The Company operates three reportable segments – “Retail,” “Subscription” and “Wholesale.”

The Company’s Retail segment includes Anthropologie (which includes the Anthropologie and Terrain brands), Free People (which includes the Free People and FP Movement brands), Urban Outfitters and Menus & Venues. The Company has aggregated its brands into the Retail segment based upon their shared management, customer base and economic characteristics. Reporting in this format provides management with the financial information necessary to evaluate the success of the segments and the overall business. The Company’s Retail segment omni-channel strategy enhances its customers’ brand experience by providing a seamless approach to the customer shopping experience. All Company-owned Retail segment shopping channels are closely integrated, including retail locations, websites, mobile applications, social media and third-party platforms, catalogs and customer contact centers.

The Company's Subscription segment includes the Nuuly brand, which offers customers a more sustainable way to explore fashion primarily through a monthly women’s apparel subscription rental service.

The Company’s Wholesale segment includes the Free People, FP Movement and Urban Outfitters brands. The Wholesale segment sells through department and specialty stores worldwide, third-party digital businesses and the Company's Retail segment.

The Company's chief operating decision maker is the chief executive officer ("CEO"). The CEO regularly reviews net sales, gross profit and income from operations (excluding intercompany charges) when evaluating the performance of each segment and considers actual-to-budget variances for both profit measures when assessing segment performance and making decisions about the allocation of operating and capital resources to each segment. The CEO uses net sales, gross profit and income from operations when evaluating each segment during the budget and forecasting processes. The Company accounts for intersegment sales and transfers as if the sales and transfers were made to third parties making similar volume purchases. General corporate expenses include expenses incurred and directed by the corporate office that are not allocated to segments. The principal identifiable assets for the Retail and Wholesale segments are inventory and property and equipment. The principal identifiable assets for the Subscription segment are rental product and property and equipment.

The accounting policies of the reportable segments are the same as the policies described in Note 2, “Summary of Significant Accounting Policies,” in the Notes to Consolidated Financial Statements included in the Company’s Annual Report on Form 10-K for the fiscal year ended January 31, 2025. All of the Company’s segments are highly diversified. No one customer constitutes more than 10% of the Company’s total consolidated net sales. A summary of the information about the Company’s operations by segment is as follows:

Three Months Ended July 31, 2025:

Retail Operations

Subscription Operations

Wholesale Operations

Total Company

Net sales (1)

$

1,289,269

$

138,932

$

76,554

$

1,504,755

Cost of sales (2)

787,686

99,283

51,625

938,594

Segment gross profit

501,583

39,649

24,929

566,161

Segment selling, general and administrative expenses

342,276

27,102

9,246

378,624

Segment income from operations

$

159,307

$

12,547

$

15,683

$

187,537

Less general corporate expenses

13,150

Income from operations

$

174,387

Other income, net

8,886

Income before income taxes

$

183,273

17


Six Months Ended July 31, 2025:

Retail Operations

Subscription Operations

Wholesale Operations

Total Company

Net sales (1)

$

2,419,779

$

263,286

$

151,191

$

2,834,256

Cost of sales (2)

1,489,445

189,069

100,517

1,779,031

Segment gross profit

930,334

74,217

50,674

1,055,225

Segment selling, general and administrative expenses

648,397

54,654

17,958

721,009

Segment income from operations

$

281,937

$

19,563

$

32,716

$

334,216

Less general corporate expenses

31,602

Income from operations

$

302,614

Other income, net

18,532

Income before income taxes

$

321,146

Three Months Ended July 31, 2024:

Retail Operations

Subscription Operations

Wholesale Operations

Total Company

Net sales (1)

$

1,196,456

$

90,696

$

64,807

$

1,351,959

Cost of sales (2)

751,230

65,142

42,302

858,674

Segment gross profit

445,226

25,554

22,505

493,285

Segment selling, general and administrative expenses

306,027

20,234

9,067

335,328

Segment income from operations

$

139,199

$

5,320

$

13,438

$

157,957

Less general corporate expenses

12,822

Income from operations

$

145,135

Other income, net

7,429

Income before income taxes

$

152,564

Six Months Ended July 31, 2024:

Retail Operations

Subscription Operations

Wholesale Operations

Total Company

Net sales (1)

$

2,259,141

$

168,638

$

124,912

$

2,552,691

Cost of sales (excluding store impairment and lease abandonment charges) (2)

1,437,570

125,165

83,685

1,646,420

Store impairment and lease abandonment charges

4,601

4,601

Segment gross profit

816,970

43,473

41,227

901,670

Segment selling, general and administrative expenses

589,884

39,379

16,533

645,796

Segment income from operations

$

227,086

$

4,094

$

24,694

$

255,874

Less general corporate expenses

36,115

Income from operations

$

219,759

Other income, net

13,675

Income before income taxes

$

233,434

(1)
Eliminated from Wholesale segment net sales were intercompany sales of $ 1,686 and $ 4,478 for the three and six months ended July 31, 2025, respectively, and $ 1,962 and $ 5,109 for the three and six months ended July 31, 2024, respectively.
(2)
Eliminated from Wholesale segment cost of sales were intercompany charges of $ 1,740 and $ 4,558 for the three and six months ended July 31, 2025, respectively, and $ 1,956 and $ 5,051 for the three and six months ended July 31, 2024, respectively.

18


July 31,

January 31,

July 31,

2025

2025

2024

Inventory

Retail operations

$

635,294

$

556,522

$

552,345

Wholesale operations

60,905

64,624

52,322

Total inventory

$

696,199

$

621,146

$

604,667

Rental product, net (1)

Subscription operations

$

230,091

$

216,126

$

193,115

(1)
Rental product, net is included in "Other assets" in the Condensed Consolidated Balance Sheets.

Property and equipment, net

Retail operations

$

1,235,930

$

1,197,157

$

1,185,279

Subscription operations

137,838

130,715

126,544

Wholesale operations

3,043

3,205

3,100

Total property and equipment, net

$

1,376,811

$

1,331,077

$

1,314,923

The following tables summarize net sales and percentage of net sales from contracts with customers by merchandise category and by segment:

Three Months Ended

July 31,

2025

2024

Net sales

Apparel

$

898,361

70

%

$

832,428

70

%

Home

165,011

13

%

162,258

14

%

Accessories

163,450

13

%

148,845

12

%

Other

62,447

4

%

52,925

4

%

Retail operations

1,289,269

100

%

1,196,456

100

%

Subscription operations

138,932

90,696

Apparel

72,629

95

%

60,502

94

%

Accessories

3,628

5

%

4,042

6

%

Other

297

0

%

263

0

%

Wholesale operations (1)

76,554

100

%

64,807

100

%

Total net sales

$

1,504,755

$

1,351,959

19


Six Months Ended

July 31,

2025

2024

Net sales

Apparel

$

1,681,366

69

%

$

1,575,383

70

%

Home

312,698

13

%

304,357

13

%

Accessories

310,139

13

%

278,109

12

%

Other

115,576

5

%

101,292

5

%

Retail operations

2,419,779

100

%

2,259,141

100

%

Subscription operations

263,286

168,638

Apparel

140,244

93

%

117,043

94

%

Accessories

10,400

7

%

7,390

6

%

Other

547

0

%

479

0

%

Wholesale operations (1)

151,191

100

%

124,912

100

%

Total net sales

$

2,834,256

$

2,552,691

(1)
Net of intersegment elimination.

The Apparel category includes intimates and activewear. The Home category includes home furnishings, electronics, gifts and decorative items. The Accessories category includes footwear, jewelry and handbags. The Other category includes beauty and shipping and handling revenue.

The Company has foreign operations primarily in Europe and Canada. Revenues and long-lived assets, based upon the Company’s domestic and foreign operations, are as follows:

July 31,

January 31,

July 31,

2025

2025

2024

Property and equipment, net

Domestic operations

$

1,223,526

$

1,188,769

$

1,162,995

Foreign operations

153,285

142,308

151,928

Total property and equipment, net

$

1,376,811

$

1,331,077

$

1,314,923

Three Months Ended

Six Months Ended

July 31,

July 31,

2025

2024

2025

2024

Net Sales

Domestic operations

$

1,304,771

$

1,175,450

$

2,476,921

$

2,234,373

Foreign operations

199,984

176,509

357,335

318,318

Total net sales

$

1,504,755

$

1,351,959

$

2,834,256

$

2,552,691

20


Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

Certain matters contained in this filing with the United States Securities and Exchange Commission (“SEC”) may contain forward-looking statements and are being made pursuant to the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. When used in this Quarterly Report on Form 10-Q, the words “project,” “believe,” “plan,” “will,” “anticipate,” “expect” and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. Any one, or all, of the following factors could cause actual financial results to differ materially from those financial results mentioned in the forward-looking statements: overall economic and market conditions (including current levels of inflation) and worldwide political events and the resultant impact on consumer spending patterns and our pricing power, the difficulty in predicting and responding to shifts in fashion trends, changes in the level of competitive pricing and promotional activity and other industry factors, the effects of the implementation of the United Kingdom's withdrawal from membership in the European Union (commonly referred to as “Brexit”), including currency fluctuations, economic conditions and legal or regulatory changes, any effects of war, including geopolitical instability, impacts of the conflict in the Middle East and impacts of the war between Russia and Ukraine and from related sanctions imposed by the United States, European Union, United Kingdom and others, terrorism and civil unrest, natural disasters, severe or unseasonable weather conditions (including as a result of climate change) or public health crises (such as the coronavirus (COVID-19)), labor shortages and increases in labor costs, raw material costs and transportation costs, availability of suitable retail space for expansion, timing of store openings, risks associated with international expansion, seasonal fluctuations in gross sales, response to new concepts, our ability to integrate acquisitions, risks associated with digital sales, our ability to maintain and expand our digital sales channels, any material disruptions or security breaches with respect to our technology systems, our effective utilization of technological advancements, including in artificial intelligence, the departure of one or more key senior executives, import risks (including any shortage of transportation capacities or delays at ports), changes to U.S. and foreign trade policies (including the enactment of tariffs such as retaliatory tariffs), border adjustment taxes or increases in duties or quotas, the unexpected closing or disruption of, or any damage to, any of our distribution centers, our ability to protect our intellectual property rights, failure of our manufacturers and third-party vendors to comply with our social compliance program, risks related to environmental, social and governance activities, changes in our effective income tax rate, changes in accounting standards and subjective assumptions, regulatory changes and legal matters and other risks identified in our filings with the SEC, including those set forth in Item 1A of our Annual Report on Form 10-K for the fiscal year ended January 31, 2025, filed on April 1, 2025. We disclaim any intent or obligation to update forward-looking statements even if experience or future changes make it clear that actual results may differ materially from any projected results expressed or implied therein.

Unless the context otherwise requires, all references to the “Company,” “we,” “us” or “our” refer to Urban Outfitters, Inc., together with its subsidiaries.

Overview

We operate under three reportable segments – Retail, Subscription and Wholesale. Our Retail segment primarily includes our Anthropologie, Free People, FP Movement and Urban Outfitters brands. Our Retail segment products and services are sold directly to our customers through our retail locations, websites, mobile applications, social media and third-party digital platforms, catalogs and customer contact centers and franchisee-owned stores. Our Subscription segment includes the Nuuly brand, which offers customers a more sustainable way to explore fashion primarily through a monthly women’s apparel subscription rental service. Our Wholesale segment includes our Free People, FP Movement and Urban Outfitters brands that sell through department and specialty stores worldwide, digital businesses and our Retail segment. Our Wholesale segment primarily designs, develops and markets apparel, intimates, activewear and shoes.

Our fiscal year ends on January 31. All references to our fiscal years refer to the fiscal years ended on January 31 in those years. For example, our fiscal year 2026 will end on January 31, 2026, and our fiscal year 2025 ended on January 31, 2025.

As used in this document, unless otherwise defined, "Anthropologie" refers to our Anthropologie and Terrain brands and "Free People" refers to our Free People and FP Movement brands.

21


Macroeconomic Environment and Other Recent Developments

During 2025, the U.S. government enacted significant changes to its tariff regime that increased rates on virtually all imports. Certain foreign jurisdictions have responded with reciprocal tariffs which resulted in corresponding actions by the U.S. government. Certain of these tariffs have been paused or modified from time to time and the uncertainty of tariff rates among multiple jurisdictions is contributing to overall macroeconomic volatility and increasing recessionary concerns. The potential for additional tariff increases may continue to result in increased reciprocal tariffs or other restrictive trade measures by the U.S. or foreign jurisdictions. These factors may continue to contribute to uncertain global economic conditions (including inflationary costs, consumer spending patterns and volatility in foreign currencies), which may impact our operations.

We have been and continue to regularly evaluate global trade policies and take appropriate actions when necessary to mitigate the risks associated with tariffs. These actions include:

Negotiating better terms with our vendors;
Shifting our countries of origin where enabled by dual sourcing most of our own branded products (we currently have no single country that represents the majority of our production);
Shifting our mode of transportation from air to ocean; and
Gently raising prices in a strategic fashion where we believe we could without affecting the overall customer experience.

We currently believe that tariffs could have a negative impact on our financial results.

On July 4, 2025, the United States enacted legislation commonly referred to as the One Big Beautiful Bill Act which includes various tax provisions, such as the permanent extension of certain expiring provisions of the Tax Cuts and Jobs Act, modifications to the international tax framework, and the restoration of favorable tax treatment for certain business provisions like bonus depreciation. The legislation has multiple effective dates, with certain provisions effective in 2025 and others implemented through 2027. This legislation, enacted during the second quarter of fiscal 2026, did not have a material impact on the Company's interim period income tax provision. The Company continues to assess the impact of the legislation on our consolidated financial statements. We do not expect a material impact to our financial statements for the fiscal year ending January 31, 2026, however, additional guidance from the Internal Revenue Service and U.S. Treasury may affect the interpretation and application of certain provisions.

Retail Segment

Our Retail segment omni-channel strategy enhances our customers’ brand experience by providing a seamless approach to the customer shopping experience. All Company-owned Retail segment shopping channels are closely integrated, including retail locations, websites, mobile applications, social media and third-party platforms, catalogs and customer contact centers. Our investments in areas such as marketing campaigns and technology advancements are designed to generate demand for the Retail segment omni-channel and not the separate store or digital channels. We manage and analyze our performance based on a single Retail segment omni-channel rather than separate channels and believe that the Retail segment omni-channel results present the most meaningful and appropriate measure of our performance.

Our comparable Retail segment net sales data is equal to the sum of our comparable store and comparable digital channel net sales. A store is considered to be comparable if it has been open at least 12 full months, unless it was materially expanded or remodeled within that year or was not otherwise operating at its full capacity within that year due to store specific closures from events such as damage from fire, flood and natural weather events. A digital channel is considered to be comparable if it has been operational for at least 12 full months. Sales from stores and digital channels that do not fall within the definition of comparable store or digital channel are considered to be non-comparable. Franchise net sales and the effects of foreign currency translation are also considered non-comparable.

We monitor Retail segment metrics including customer traffic, conversion rates and average units per transaction at our stores and on our websites and mobile applications. We also monitor average unit selling price and transactions at our stores and average order value on our websites and mobile applications. We believe that changes in any of these metrics may be caused by a response to our brands’ fashion offerings, our marketing campaigns, circulation of our catalogs and an overall growth in brand recognition.

22


Net sales from the Retail segment accounted for approximately 85.4% of consolidated net sales for the six months ended July 31, 2025, compared to 88.5% for the comparable period in fiscal 2025.

The Anthropologie brand tailors its merchandise and inviting store environment to sophisticated and contemporary women aged 28 to 45. The internally designed and third-party brand product assortment includes women’s apparel, accessories, intimates, shoes, furniture, home decor and beauty and wellness. The brand also has a bridal collection consisting of wedding, bridesmaid and party dresses, accessories and decor. The Terrain brand is designed to appeal to women and men interested in a creative and sophisticated outdoor living and gardening experience. Merchandise includes lifestyle home, garden and outdoor living products, antiques, live plants, flowers, wellness products and accessories. Anthropologie stores are located in specialty centers, upscale street locations and enclosed malls. Anthropologie operates websites and mobile applications that capture the spirit of its brands by offering a similar yet broader selection of merchandise as found in its stores, offers catalogs in North America that markets select merchandise, most of which is also available in Anthropologie brand stores and sells merchandise through franchisee-owned stores in the Middle East. Anthropologie's North American Retail segment net sales accounted for approximately 46.8% of total Retail segment net sales for the six months ended July 31, 2025, compared to approximately 46.7% for the comparable period in fiscal 2025. European Retail segment net sales accounted for approximately 1.8% of total Retail segment net sales for both the six months ended July 31, 2025, and the comparable period in fiscal 2025.

The Free People brand focuses its product offering on private label merchandise targeted to young contemporary women aged 25 to 30 and provides a unique merchandise mix of casual women’s apparel, intimates, activewear, shoes, accessories, home products, gifts and beauty and wellness. The FP Movement brand offers performance-ready activewear, beyond-the-gym staples and wellness essentials. Free People stores are located in enclosed malls, upscale street locations and specialty centers. Free People operates websites and mobile applications that capture the spirit of its brands by offering a similar yet broader selection of merchandise as found in its stores, as well as substantially all of the Free People and FP Movement brands’ wholesale offerings. Free People also offers catalogs that market select merchandise, most of which is also available in our Free People stores. Free People's North American Retail segment net sales accounted for approximately 24.4% of total Retail segment net sales for the six months ended July 31, 2025, compared to approximately 23.9% for the comparable period in fiscal 2025. European Retail segment net sales accounted for approximately 1.4% of total Retail segment net sales for the six months ended July 31, 2025, compared to approximately 1.3% for the comparable period in fiscal 2025.

Urban Outfitters targets young adults aged 18 to 28 through a unique merchandise mix, compelling store environment, social media and third-party digital platforms, websites and mobile applications and a product offering that includes women’s and men’s fashion apparel, activewear, intimates, footwear, accessories, home goods, electronics and beauty. A large portion of our merchandise is exclusive to Urban Outfitters, consisting of an assortment of products designed internally or designed in collaboration with third-party brands. Urban Outfitters stores are located in street locations in large metropolitan areas and select university communities, specialty centers and enclosed malls that accommodate our customers’ propensity not only to shop, but also to congregate with their peers. Urban Outfitters operates websites and mobile applications that capture the spirit of the brand by offering a similar yet broader selection of merchandise as found in its stores and sells merchandise through franchisee-owned stores in the Middle East. Urban Outfitters’ North American Retail segment net sales accounted for approximately 15.2% of total Retail segment net sales for the six months ended July 31, 2025, compared to approximately 16.8% for the comparable period in fiscal 2025. European Retail segment net sales accounted for approximately 9.6% of total Retail segment net sales for the six months ended July 31, 2025, compared to approximately 8.8% for the comparable period in fiscal 2025.

Menus & Venues focuses on a dining and event experience that provides excellence in food, beverage and service. Menus & Venues net sales accounted for less than 1.0% of total Retail segment net sales for both the six months ended July 31, 2025, and the comparable period in fiscal 2025.

23


Store data for the six months ended July 31, 2025 was as follows:

January 31,

Stores

Stores

July 31,

2025

Opened

Closed

2025

Urban Outfitters

North America

187

1

(2

)

186

Europe

68

3

71

Urban Outfitters Global Total

255

4

(2

)

257

Anthropologie

North America

222

4

226

Europe

17

17

Anthropologie Global Total

239

4

243

Free People

Free People Brand

North America

156

7

(2

)

161

Europe

11

2

13

Free People Brand Global Total

167

9

(2

)

174

FP Movement Brand (1)

63

10

73

Free People Global Total

230

19

(2

)

247

Menus & Venues (2)

9

9

Total Company-Owned Stores

733

27

(4

)

756

Franchisee-Owned Stores (3)

9

9

Total URBN

742

27

(4

)

765

(1)
FP Movement brand stores are all located in North America.
(2)
Menus & Venues includes various casual restaurants and event venues, all of which are located in North America.
(3)
Franchisee-owned stores are located in the Middle East.

Selling square footage by brand as of July 31, 2025 and 2024 was as follows:

July 31,

July 31,

2025

2024

Change

Selling square footage (in thousands):

Urban Outfitters

2,172

2,249

-3.4

%

Anthropologie

1,805

1,812

-0.4

%

Free People Brand

391

365

7.1

%

FP Movement Brand

108

63

71.4

%

Total URBN (1)

4,476

4,489

-0.3

%

(1)
Menus & Venues locations and franchisee-owned stores are not included in selling square footage.

We plan for future store growth for our brands to come from expansion domestically and internationally, which may include opening stores in new and existing markets or entering into additional franchise or joint venture agreements. We plan for future digital channel growth to come from expansion domestically and internationally.

24


Projected store openings and closings for fiscal 2026 are as follows:

January 31,

Projected

Projected

January 31,

2025

Openings

Closings

2026

Urban Outfitters

255

10

(10

)

255

Anthropologie

239

16

(3

)

252

Free People Brand

167

18

(4

)

181

FP Movement Brand

63

25

88

Menus & Venues

9

9

Total Company-Owned Stores

733

69

(17

)

785

Franchisee-Owned Stores

9

9

Total URBN

742

69

(17

)

794

Subscription Segment

Our Subscription segment includes the Nuuly brand, which is primarily a monthly women’s apparel subscription rental service. For a monthly fee, Nuuly subscribers can rent product from a wide selection of the Company’s own brands, third-party brands and one-of-a-kind vintage pieces via a custom-built digital platform. Subscribers select their products each month, wear them as often as they like and then swap into new products the following month. Subscribers are also able to purchase rental product. Our Subscription segment net sales accounted for approximately 9.3% of consolidated net sales for the six months ended July 31, 2025, compared to approximately 6.6% for the comparable period in fiscal 2025.

Wholesale Segment

Our Wholesale segment includes the Free People, FP Movement and Urban Outfitters brands that sell through department and specialty stores worldwide, third-party digital businesses and our Retail segment. The Wholesale segment primarily designs, develops and markets young women’s contemporary casual apparel, intimates, FP Movement activewear and shoes under the Free People and FP Movement brands and the BDG and “iets frans” apparel collections under the Urban Outfitters brand. Our Wholesale segment net sales accounted for approximately 5.3% of consolidated net sales for the six months ended July 31, 2025, compared to 4.9% for the comparable period in fiscal 2025.

Critical Accounting Policies and Estimates

Our Condensed Consolidated Financial Statements have been prepared in accordance with generally accepted accounting principles in the United States. These generally accepted accounting principles require management to make estimates and assumptions that affect the reported amounts of assets, liabilities, net sales and expenses during the reporting period.

Our significant accounting policies are described in Note 2, “Summary of Significant Accounting Policies,” in the Notes to our Consolidated Financial Statements for the fiscal year ended January 31, 2025, which are included in our Annual Report on Form 10-K filed with the SEC on April 1, 2025. Critical accounting policies are those that are most important to the portrayal of our financial condition, results of operations and cash flows and require management’s most difficult, subjective and complex judgments, often as a result of the need to make estimates about the effect of matters that are inherently uncertain. If actual results were to differ significantly from estimates made, the reported results could be materially affected. We are not currently aware of any reasonably likely events or circumstances that would cause our actual results to be materially different from our estimates. There have been no significant changes to our critical accounting policies during the six months ended July 31, 2025.

25


Results of Operations

As a Percentage of Net Sales

The tables below set forth, for the periods indicated, certain income statement data and the percentage of our net sales represented by such data. The tables should be read in conjunction with the discussion that follows.

Three Months Ended July 31, 2025 (Fiscal 2026) Compared To

Three Months Ended July 31, 2024 (Fiscal 2025)

(amounts in millions)

Three Months Ended

July 31,

2025

2024

Net sales

$

1,504.8

100.0

%

$

1,352.0

100.0

%

Cost of sales

938.6

62.4

858.7

63.5

Gross profit

566.2

37.6

493.3

36.5

Selling, general and administrative expenses

391.8

26.0

348.2

25.8

Income from operations

174.4

11.6

145.1

10.7

Other income, net

8.9

0.6

7.5

0.6

Income before income taxes

183.3

12.2

152.6

11.3

Income tax expense

39.4

2.6

35.1

2.6

Net income

$

143.9

9.6

%

$

117.5

8.7

%

Net sales for the second quarter of fiscal 2026 were $1.50 billion, compared to $1.35 billion in the second quarter of fiscal 2025. The $152.8 million increase was attributable to a $92.8 million, or 7.8%, increase in Retail segment net sales, a $48.2 million, or 53.2%, increase in Subscription segment net sales and an $11.8 million, or 18.1%, increase in Wholesale segment net sales.

The increase in our Retail segment net sales during the second quarter of fiscal 2026 was due to an increase of $65.0 million, or 5.6%, in Retail segment comparable net sales and an increase of $27.8 million in non-comparable net sales. Retail segment comparable net sales increased 6.7% at Free People, 5.7% at Anthropologie and 4.2% at Urban Outfitters. Retail segment comparable net sales increased in both North America and Europe. The overall increase in Retail segment comparable net sales was driven by mid single-digit positive growth in both retail store net sales and digital channel net sales. Comparable store net sales increased as a result of higher store traffic, transactions, average unit retail and conversion rate, while units per transaction decreased. The digital channel comparable net sales increase was driven by increases in sessions and units per transaction, while conversion rate was flat and average order value decreased. The increase in non-comparable net sales during the second quarter of fiscal 2026 was primarily due to the impact of the 46 net new Company-owned stores opened since the prior comparable period.

The increase in Subscription segment net sales was primarily driven by a 48.1% increase in the average number of active subscribers in the second quarter of fiscal 2026 as compared to the second quarter of fiscal 2025. The increase in Wholesale segment net sales in the second quarter of fiscal 2026 was driven by an $11.8 million, or 19.5%, increase in Free People wholesale net sales as compared to the second quarter of fiscal 2025, primarily due to an increase in net sales to specialty customers.

Gross profit percentage for the second quarter of fiscal 2026 increased by 113 basis points to 37.6% of net sales compared to 36.5% of net sales in the second quarter of fiscal 2025. Gross profit increased to $566.2 million in the second quarter of fiscal 2026 from $493.3 million in the second quarter of fiscal 2025. The increase in gross profit rate was primarily due to improved Retail segment markdowns, largely driven by lower markdowns at the Urban Outfitters brand, and leverage in occupancy costs due to the increase in comparable Retail segment and Subscription segment net sales. The increase in gross profit dollars was due to higher net sales and the improved gross profit rate.

Total inventory at July 31, 2025, as compared to July 31, 2024, increased by $91.5 million, or 15.1%, to $696.2 million. Total Retail segment inventory increased by 15.0% and Retail segment comparable inventory increased by

26


11.3%. Wholesale segment inventory increased by 16.4%. The increase in inventory for both segments was due to increased net sales and planned early receipts of merchandise.

Selling, general and administrative expenses increased by $43.6 million, or 12.5%, in the second quarter of fiscal 2026, compared to the second quarter of fiscal 2025. Selling, general and administrative expenses as a percentage of net sales increased in the second quarter of fiscal 2026 to 26.0% of net sales, compared to 25.8% of net sales in the second quarter of fiscal 2025. The deleverage in selling, general and administrative expenses as a percentage of net sales was primarily related to increased marketing expenses to support customer growth and increased sales in the Retail and Subscription segments. The dollar growth in selling, general and administrative expenses was primarily related to increased marketing expenses to support customer growth and increased sales in the Retail and Subscription segments, as well as increased store payroll expenses to support the Retail segment stores net sales growth.

Income from operations was 11.6% of net sales, or $174.4 million, for the second quarter of fiscal 2026 compared to 10.7% of net sales, or $145.1 million, for the second quarter of fiscal 2025. The increase in operating income dollars was driven by the increase in gross profit dollars. The increase in operating income rate was driven by the improved gross profit rate.

Our effective tax rate for the second quarter of fiscal 2026 was 21.5%, compared to 23.0% in the second quarter of fiscal 2025. The decrease in the effective tax rate for the three months ended July 31, 2025, was primarily attributable to the ratio of foreign taxable earnings to global taxable earnings and the release of certain state and local valuation allowances.

Six Months Ended July 31, 2025 (Fiscal 2026) Compared To

Six Months Ended July 31, 2024 (Fiscal 2025)

(amounts in millions)

Six Months Ended

July 31,

2025

2024

Net sales

$

2,834.3

100.0

%

$

2,552.7

100.0

%

Cost of sales (excluding store impairment and lease abandonment charges)

1,779.1

62.8

1,646.4

64.5

Store impairment and lease abandonment charges

4.6

0.2

Gross profit

1,055.2

37.2

901.7

35.3

Selling, general and administrative expenses

752.6

26.5

681.9

26.7

Income from operations

302.6

10.7

219.8

8.6

Other income, net

18.5

0.6

13.6

0.5

Income before income taxes

321.1

11.3

233.4

9.1

Income tax expense

68.9

2.4

54.1

2.1

Net income

$

252.2

8.9

%

$

179.3

7.0

%

Net sales for the six months ended July 31, 2025 were $2.83 billion, compared to $2.55 billion in the comparable period of fiscal 2025. The $281.6 million increase was attributable to a $160.7 million, or 7.1%, increase in Retail segment net sales, a $94.6 million, or 56.1%, increase in Subscription segment net sales and a $26.3 million, or 21.0%, increase in Wholesale segment net sales.

The increase in our Retail segment net sales during the first six months of fiscal 2026 was due to an increase of $114.0 million, or 5.2%, in Retail segment comparable net sales and an increase of $46.7 million in non-comparable net sales. Retail segment comparable net sales increased 6.3% at Anthropologie, 5.0% at Free People and 3.2% at Urban Outfitters. Retail segment comparable net sales increased in both North America and Europe. The overall increase in Retail segment comparable net sales was driven by mid single-digit positive growth in both retail store net sales and digital channel net sales. Comparable store net sales increased as a result of higher store traffic, transactions and conversion rate, while average unit retail and units per transaction decreased. The digital channel comparable net sales increase was driven by increases in sessions and units per transaction, while conversion rate was flat and average

27


order value decreased. The increase in non-comparable net sales during the first six months of fiscal 2026 was primarily due to the impact of the 50 net new Company-owned stores opened since the prior comparable period.

The increase in Subscription segment net sales was primarily driven by a 50.3% increase in the average number of active subscribers in the first six months of fiscal 2026 as compared to the comparable period of fiscal 2025. The increase in Wholesale segment net sales in the first six months of fiscal 2026 was driven by a $26.1 million, or 22.4%, increase in Free People wholesale net sales as compared to the first six months of fiscal 2025, primarily due to an increase in net sales to specialty customers.

Gross profit percentage for the first six months of fiscal 2026 increased by 191 basis points to 37.2% of net sales compared to 35.3% of net sales in the comparable period of fiscal 2025. Gross profit increased to $1.06 billion in the first six months of fiscal 2026 from $901.7 million in the comparable period of fiscal 2025. The gross profit rate benefited from a non-recurring gain of $4.8 million, or 17 basis points, recorded in the first quarter of fiscal 2026 and store impairment and lease abandonment charges of $4.6 million, or 18 basis points, recorded in the first quarter of fiscal 2025 and not repeated in the current year period. The remaining 156 basis point increase in gross profit rate was primarily due to improved Retail segment markdowns, largely driven by lower markdowns at the Urban Outfitters brand, and leverage in occupancy costs due to the increase in comparable Retail segment and Subscription segment net sales. The increase in gross profit dollars was due to higher net sales and the improved gross profit rate.

Selling, general and administrative expenses increased by $70.7 million, or 10.4%, in the first six months of fiscal 2026, compared to the comparable period of fiscal 2025. Selling, general and administrative expenses as a percentage of net sales decreased in the first six months of fiscal 2026 to 26.5% of net sales, compared to 26.7% of net sales in the comparable period of fiscal 2025. The leverage in selling, general and administrative expenses as a percentage of net sales was primarily related to lower litigation expenses in the current year period as compared to the prior year period. The dollar growth in selling, general and administrative expenses was primarily related to increased marketing expenses to support customer growth and increased sales in the Retail and Subscription segments, as well as increased store payroll expenses to support the Retail segment stores net sales growth.

Income from operations was 10.7% of net sales, or $302.6 million, for the first six months of fiscal 2026 compared to 8.6% of net sales, or $219.8 million, for the comparable period of fiscal 2025. The increase in operating income dollars was primarily driven by the increase in gross profit dollars. The increase in operating income rate was primarily driven by the improved gross profit rate.

Our effective tax rate for the first six months of fiscal 2026 was 21.5%, compared to 23.2% in the first six months of fiscal 2025. The decrease in the effective tax rate for the six months ended July 31, 2025, was primarily attributable to the ratio of foreign taxable earnings to global taxable earnings and the release of certain state and local valuation allowances.

Liquidity and Capital Resources

The following tables set forth certain balance sheet and cash flow data for the periods indicated. These tables should be read in conjunction with the discussion that follows:

(amounts in millions)

July 31,

January 31,

July 31,

2025

2025

2024

Cash, cash equivalents and marketable securities

$

989.2

$

1,020.6

$

771.0

Working capital

523.2

417.1

463.5

28


Six Months Ended

July 31,

2025

2024

Net cash provided by operating activities

$

251.0

$

163.8

Net cash used in investing activities

(32.0

)

(61.1

)

Net cash used in financing activities

(180.6

)

(69.1

)

The increase in working capital as of July 31, 2025, as compared to January 31, 2025, was primarily due to an increase in inventory. The increase in working capital as of July 31, 2025, as compared to July 31, 2024, was primarily due to an increase in inventory and the increase in cash, cash equivalents and current marketable securities, partially offset by the timing of disbursements.

During the last two years, we have satisfied our cash requirements primarily through our cash flow from operating activities and through the sales and maturities of marketable securities. Our primary uses of cash have been to fund business operations, purchase inventory and rental product, repurchase our common shares, open new stores and expand and improve our distribution network.

Cash Flows from Operating Activities

Our major source of cash from operations was merchandise sales and our primary outflow of cash from operations was for the payment of operational costs. The increase in cash provided by operating activities in the first six months of fiscal 2026 compared to the first six months of fiscal 2025 was primarily due to higher net income in the first six months of fiscal 2026 compared to the first six months of fiscal 2025.

Cash Flows from Investing Activities

Cash used in investing activities in the first six months of fiscal 2026 and fiscal 2025 primarily related to the purchases of marketable securities and property and equipment, partially offset by the sales and maturities of marketable securities. Cash paid for property and equipment in the first six months of fiscal 2026 and 2025 was $107.5 million and $98.9 million, respectively, which was primarily used to expand our store base and distribution network in both periods.

Cash Flows from Financing Activities

Cash used in financing activities in the first six months of fiscal 2026 and the first six months of fiscal 2025 primarily related to repurchases of our common shares under our share repurchase program and from employees to meet payroll tax withholding requirements on vested share-based awards.

Credit Facilities

See Note 5, “Debt,” of the Notes to our Condensed Consolidated Financial Statements included in this Quarterly Report on Form 10-Q for additional information regarding the Company’s debt.

Capital and Operating Expenditures

During fiscal 2026, we plan to open approximately 69 new Company-owned retail locations, expand or relocate certain existing retail locations, expand our home office to support our growing business, invest in our distribution network, invest in new products, markets and brands, purchase inventory and rental product for our operating segments at levels appropriate to maintain our planned sales volumes, upgrade our systems, improve and expand our digital capabilities, invest in omni-channel marketing when appropriate and repurchase our common shares. We believe that our new brand initiatives, new store openings, merchandise expansion programs, international growth opportunities and our marketing, social media, website and mobile initiatives are significant contributors to our sales growth and plan to continue our investment in these initiatives for all brands. We anticipate our capital expenditures during fiscal 2026 will be approximately $270 million primarily related to retail store expansion and support, technology and distribution network investments and home office expansion to support our growing business. All fiscal 2026 capital

29


expenditures are expected to be financed by cash flow from operating activities and existing cash and cash equivalents. We believe that our new store investments generally have the potential to generate positive cash flow within a year. We may also enter into one or more acquisitions or transactions related to the expansion of our brand offerings, including additional franchise and joint venture agreements. We believe that our existing cash and cash equivalents, availability under our current credit facilities and future cash flows provided by operations will be sufficient to fund these initiatives.

Share Repurchases

See Note 8, “Shareholders’ Equity,” of the Notes to our Condensed Consolidated Financial Statements included in this Quarterly Report on Form 10-Q for additional information regarding the Company’s share repurchases.

Other Matters

See Note 1, “Basis of Presentation,” Recent Accounting Pronouncements , of the Notes to our Condensed Consolidated Financial Statements included in this Quarterly Report on Form 10-Q for a description of recent accounting pronouncements.

Item 3. Quantitative and Qualitat ive Disclosures About Market Risk

There have been no material changes to our quantitative or qualitative disclosures found in Item 7A, “Quantitative and Qualitative Disclosures About Market Risk,” in the Company’s Annual Report on Form 10-K for the fiscal year ended January 31, 2025.

Item 4. Controls and Procedures

We maintain disclosure controls and procedures designed to ensure that information required to be disclosed by us in our Securities Exchange Act of 1934 reports is recorded, processed, summarized and reported on a timely basis and that such information is accumulated and communicated to management, including the Principal Executive Officer and the Principal Financial Officer, as appropriate, to allow timely decisions regarding the required disclosure. As of the end of the period covered by this Quarterly Report on Form 10-Q, an evaluation was performed under the supervision and with the participation of our management, including the Principal Executive Officer and the Principal Financial Officer, of the effectiveness of the design and operation of these disclosure controls and procedures. Based on that evaluation, the Principal Executive Officer and the Principal Financial Officer concluded that our disclosure controls and procedures were effective.

There have been no changes in our internal controls over financial reporting during the three months ended July 31, 2025 that have materially affected, or are reasonably likely to materially affect, our internal controls over financial reporting.

30


PART II

OTHER INFORMATION

We are party to various legal proceedings arising from normal business activities. Management believes that the ultimate resolution of these matters will not have a material adverse effect on our financial position, results of operations or cash flows.

Item 1A. Ri sk Factors

There have been no material changes in our risk factors since January 31, 2025. Please refer to our Annual Report on Form 10-K for the fiscal year ended January 31, 2025, filed with the SEC on April 1, 2025, for our risk factors.

Item 5. Other Information

On July 10, 2025 , Richard A. Hayne , Chief Executive Officer and Chairman of the Board of Directors , adopted a Rule 10b5-1 trading arrangement for the sale of up to 800,000 common shares of the Company commencing October 10, 2025 and continuing through October 9, 2026 that was intended to satisfy the affirmative defense of Rule 10b5-1(c). Mr. Hayne established the plan for personal estate planning purposes.

On July 10, 2025 , a trust of which Margaret A. Hayne , Co-President and Chief Creative Officer, and a director of the Company, is one of three trustees, adopted a Rule 10b5-1 trading arrangement for the sale of up to 700,000 common shares of the Company commencing October 10, 2025 and continuing through October 9, 2026 that was intended to satisfy the affirmative defense of Rule 10b5-1(c). The trust is for the benefit of one of Mr. and Ms. Haynes’ children.

Investors should anticipate regular filings of Form 4s by Mr. Hayne and by Ms. Hayne throughout the duration of the plan, reflecting these pre-scheduled transactions.

On July 10, 2025 , Harry S. Cherken, Jr ., a director of the Company, adopted a Rule 10b5-1 trading arrangement, for the sale of up to 33,820 common shares of the Company commencing October 9, 2025 and continuing through February 27, 2026, that was intended to satisfy the affirmative defense of Rule 10b5-1(c). On August 26, 2025 , Mr. Cherken terminated that trading arrangement.

31


Item 6. E xhibits

Exhibit

Number

Description

3.1

Amended and Restated Articles of Incorporation are incorporated by reference to Exhibit 3.1 of the Company’s Quarterly Report on Form 10-Q (file no. 000-22754) filed on September 9, 2004.

3.2

Amendment No. 1 to Amended and Restated Articles of Incorporation is incorporated by reference to Exhibit 3.2 of the Company’s Quarterly Report on Form 10-Q (file no. 000-22754) filed on September 9, 2004.

3.3

Amendment No. 2 to Amended and Restated Articles of Incorporation is incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K (file no 000-22754) filed on May 31, 2013.

3.4

Amended and Restated By-laws are incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K (file no 000-22754) filed on March 30, 2020.

31.1*

Rule 13a-14(a)/15d-14(a) Certification of the Principal Executive Officer.

31.2*

Rule 13a-14(a)/15d-14(a) Certification of the Principal Financial Officer.

32.1**

Section 1350 Certification of the Principal Executive Officer.

32.2**

Section 1350 Certification of the Principal Financial Officer.

101.INS*

Inline XBRL Instance Document.

101.SCH*

Inline XBRL Taxonomy Extension Schema with Embedded Linkbase Documents

104

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

* Filed herewith

** Furnished herewith

Attached as Exhibits 101 to this report are the following financial statements from the Company’s Quarterly Report on Form 10-Q for the three and six months ended July 31, 2025, filed with the Securities and Exchange Commission on September 9, 2025, formatted in inline XBRL (eXtensible Business Reporting Language): (i) the Condensed Consolidated Balance Sheets; (ii) the Condensed Consolidated Statements of Income; (iii) the Condensed Consolidated Statements of Comprehensive Income; (iv) the Condensed Consolidated Statements of Shareholders’ Equity; (v) the Condensed Consolidated Statements of Cash Flows and (vi) the Notes to Condensed Consolidated Financial Statements.

32


SIGNAT URES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

URBAN OUTFITTERS, INC.

Date: September 9, 2025

By:

/s/ R ICHARD A. H AYNE

Richard A. Hayne

Chief Executive Officer

URBAN OUTFITTERS, INC.

Date: September 9, 2025

By:

/s/ M ELANIE M AREIN -E FRON

Melanie Marein-Efron

Chief Financial Officer

33


TABLE OF CONTENTS
Part IItem 1. Financial StatementsItem 1. FinanciItem 2. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 2. Management S Discussion and Analysis OfItem 3. Quantitative and Qualitative Disclosures About Market RiskItem 3. Quantitative and QualitatItem 4. Controls and ProceduresItem 4. ControlsPart IIItem 1. Legal ProceedingsItem 1. LegalItem 1A. Risk FactorsItem 1A. RiItem 5. Other InformationItem 6. Exhibits

Exhibits

3.1 Amended and Restated Articles of Incorporation are incorporated by reference to Exhibit 3.1 of the Companys Quarterly Report on Form 10-Q (file no. 000-22754) filed on September 9, 2004. 3.2 Amendment No. 1 to Amended and Restated Articles of Incorporation is incorporated by reference to Exhibit 3.2 of the Companys Quarterly Report on Form 10-Q (file no. 000-22754) filed on September 9, 2004. 3.3 Amendment No. 2 to Amended and Restated Articles of Incorporation is incorporated by reference to Exhibit 3.1 of the Companys Current Report on Form 8-K (file no 000-22754) filed on May 31, 2013. 3.4 Amended and Restated By-laws are incorporated by reference to Exhibit 3.1 of the Companys Current Report on Form 8-K (file no 000-22754) filed on March 30, 2020. 31.1* Rule 13a-14(a)/15d-14(a) Certification of the Principal Executive Officer. 31.2* Rule 13a-14(a)/15d-14(a) Certification of the Principal Financial Officer. 32.1** Section 1350 Certification of the Principal Executive Officer. 32.2** Section 1350 Certification of the Principal Financial Officer.