V 10-K Annual Report Sept. 30, 2017 | Alphaminr

V 10-K Fiscal year ended Sept. 30, 2017

VISA INC.
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TABLE OF CONTENTS
Part IItem 1. BusinessItem 7 Management's Discussion and Analysis Of Financial Condition and Results Of OperationsNote 12 Enterprise-wide Disclosures and Concentration Of BusinessItem 8 Financial Statements and Supplementary DataItem 1A. Risk FactorsItem 1. Business Government RegulationNote 18 Income TaxesNote 19 Legal MattersNote 3 U.s. and Europe Retrospective Responsibility PlansNote 10 Settlement Guarantee ManagementItem 1 Business Government RegulationsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases Of Equity SecuritiesNote 15 Share-based CompensationItem 6. Selected Financial DataNote 8 DebtItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsNote 13 Stockholders' EquityNote 2 Visa EuropeNote 4 Fair Value Measurements and InvestmentsNote 11 Derivative and Non-derivative Financial InstrumentsNote 1 Summary Of Significant Accounting PoliciesNote 9 Pension, Postretirement and Other BenefitsNote 6 Intangible Assets and GoodwillNote 16 Commitments and ContingenciesItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataNote 5 Property, Equipment and Technology, NetNote 14 Earnings Per ShareNote 7 Accrued and Other LiabilitiesNote 17 Related PartiesItem 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosuresItem 9A. Controls and ProceduresItem 1A Risk FactorsItem 9B. Other InformationPart IIIItem 10. Directors, Executive Officers and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners and Management and Related Stockholder MattersItem 13. Certain Relationships and Related Transactions, and Director IndependenceItem 14. Principal Accountant Fees and ServicesPart IVItem 15. Exhibits and Financial Statement Schedules

Exhibits

2.1 Amended and Restated Transaction Agreement, dated as of May 10, 2016, between Visa Inc. and Visa Europe Limited # 8-K 001-33977 2.1 5/10/2016 3.1 Sixth Amended and Restated Certificate of Incorporation of Visa Inc. 8-K 001-33977 3.2 1/29/2015 3.2 Certificate of Correction of the Certificate of Incorporation of Visa Inc. 8-K 001-33977 3.1 2/27/2015 3.3 Amended and Restated Bylaws of Visa Inc. 10-K 001-33977 3.3 11/20/2015 4.1 Form of stock certificate of Visa Inc. S-4/A 333-143966 4.1 9/13/2007 4.2 Form of specimen certificate for class B common stock of Visa Inc. 8-A 000-53572 4.1 1/28/2009 4.3 Form of specimen certificate for class C common stock of Visa Inc. 8-A 000-53572 4.2 1/28/2009 4.5 Indenture dated December 14, 2015 between Visa Inc. and U.S. Bank National Association 8-K 001-33977 4.1 12/14/2015 4.6 Form of 2.200% Senior Note due 2020 8-K 001-33977 4.3 12/14/2015 4.7 Form of 2.150% Senior Note due 2022 8-K 001-33977 4.1 9/11/2017 4.8 Form of 2.800% Senior Note due 2022 8-K 001-33977 4.4 12/14/2015 4.9 Form of 3.150% Senior Note due 2025 8-K 001-33977 4.5 12/14/2015 4.1 Form of 2.750% Senior Note due 2027 8-K 001-33977 4.2 9/11/2017 4.11 Form of 4.150% Senior Note due 2035 8-K 001-33977 4.6 12/14/2015 4.12 Form of 4.300% Senior Note due 2045 8-K 001-33977 4.7 12/14/2015 4.13 Form of 3.650% Senior Note due 2047 8-K 001-33977 4.3 9/11/2017 4.14 Certificate of Designations of Series A Convertible Participating Preferred Stock of Visa Inc. 8-K 001-33977 3.1 6/21/2016 4.15 Certificate of Designations of Series B Convertible Participating Preferred Stock of Visa Inc. 8-K 001-33977 3.2 6/21/2016 4.16 Certificate of Designations of Series C Convertible Participating Preferred Stock of Visa Inc. 8-K 001-33977 3.3 6/21/2016 10.1 Form of Indemnity Agreement 8-K 001-33977 10.1 10/25/2012 10.3 Form of Escrow Agreement by and among Visa Inc., Visa U.S.A. Inc. and the escrow agent S-4 333-143966 10.15 6/22/2007 10.4 Form of Framework Agreement by and among Visa Inc., Visa Europe Limited, Inovant LLC, Visa International Services Association and Visa U.S.A. Inc. S-4/A 333-143966 10.17 7/24/2007 10.5 Five Year Revolving Credit Agreement, amended and restated as of January 27, 2017, by and among Visa Inc., Visa International Service Association, Visa U.S.A. Inc., as borrowers, Bank of America, N.A., as administrative agent, JPMorgan Chase Bank N.A., as syndication agent, and the lenders referred to therein # 10-Q 001-33977 10.1 4/21/2017 10.6 Form of Interchange Judgment Sharing Agreement by and among Visa International Service Association and Visa U.S.A. Inc., and the other parties thereto S-4/A 333-143966 10.13 7/24/2007 10.7 Interchange Judgment Sharing Agreement Schedule 8-K 001-33977 10.2 2/8/2011 10.8 Amendment of Interchange Judgment Sharing Agreement 10-K 001-33977 10.10 11/20/2015 10.9 Form of Loss Sharing Agreement by and among Visa U.S.A. Inc., Visa International Service Association, Visa Inc. and various financial institutions S-4/A 333-143966 10.14 7/24/2007 10.10 Loss Sharing Agreement Schedule 8-K 001-33977 10.1 2/8/2011 10.11 Amendment of Loss Sharing Agreement 10-K 001-33977 10.13 11/20/2015 10.12 Form of Litigation Management Agreement by and among Visa Inc., Visa International Service Association, Visa U.S.A. Inc. and the other parties thereto S-4/A 333-143966 10.18 8/22/2007 10.13 Omnibus Agreement, dated February 7, 2011, regarding Interchange Litigation Judgment Sharing and Settlement Sharing by and among Visa Inc., Visa U.S.A. Inc., Visa International Service Association, MasterCard Incorporated, MasterCard International Incorporated and the parties thereto 8-K 001-33977 10.2 7/16/2012 10.14 Amendment, dated August 26, 2014, to the Omnibus Agreement regarding Interchange Litigation Judgment Sharing and Settlement Sharing by and among Visa Inc., Visa U.S.A. Inc., Visa International Service Association, MasterCard Incorporated, MasterCard International Incorporated and the parties thereto 10-K 001-33977 10.14 11/21/2014 10.15 Second Amendment, dated October 22, 2015, to Omnibus Agreement regarding Interchange Litigation Judgment Sharing and Settlement Sharing 10-K 001-33977 10.17 11/20/2015 10.16 Settlement Agreement, dated October 19, 2012, by and among Visa Inc., Visa U.S.A. Inc., Visa International Service Association, MasterCard Incorporated, MasterCard International Incorporated, various U.S. financial institution defendants, and the class plaintiffs to resolve the class plaintiffs' claims in the matter styled In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, No. 05-MD-1720 10-Q 001-33977 10.3 2/6/2013 10.17 Loss Sharing Agreement, dated as of November 2, 2015, among the UK Members listed on Schedule 1 thereto, Visa Inc. and Visa Europe Limited 8-K 001-33977 10.1 11/2/2015 10.18 Litigation Management Deed, dated as of June 21, 2016, by and among the VE Member Representative, Visa Inc., the LMC Appointing Members, the UK&I DCC Appointing Members, the Europe DCC Appointing Members and the UK&I DCC Interested Members 8-K 001-33977 10.1 6/21/2016 10.19* Visa 2005 Deferred Compensation Plan, effective as of August 12, 2015 10-K 001-33977 10.21 11/20/2015 10.20* Visa Directors Deferred Compensation Plan, as amended and restated as of July 22, 2014 10-K 001-33977 10.17 11/21/2014 10.21* Visa Inc. 2007 Equity Incentive Compensation Plan, as amended and restated as of February 3, 2016 DEFA 14A 001-33977 Annex A 1/12/2016 10.22* Visa Inc. Incentive Plan, as amended and restated as of February 3, 2016 DEF 14A 001-33977 Annex B 12/11/2015 10.23* Visa Excess Thrift Plan, as amended and restated as of January 1, 2008 10-K 001-33977 10.31 11/21/2008 10.24* Visa Excess Retirement Benefit Plan, as amended and restated as of January 1, 2008 10-K 001-33977 10.32 11/21/2008 10.25* First Amendment, effective January 1, 2011, of the Visa Excess Retirement Benefit Plan, as amended and restated as of January 1, 2008 10-K 001-33977 10.34 11/18/2011 10.26* Visa Inc. Executive Severance Plan, effective as of November 3, 2010 8-K 001-33977 10.1 11/9/2010 10.27* Visa Inc. 2015 Employee Stock Purchase Plan DEF 14A 001-33977 Appendix B 12/12/2014 10.28* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.1 1/30/2014 10.29* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.2 1/30/2014 10.30* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.3 1/30/2014 10.31* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.4 1/30/2014 10.32* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.5 1/30/2014 10.33* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.6 1/30/2014 10.34* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.7 1/30/2014 10.35* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Director Restricted Stock Unit Award Agreement for awards granted after November 18, 2013 10-Q 001-33977 10.8 1/30/2014 10.36* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Director Restricted Stock Unit Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.40 11/21/2014 10.37* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.41 11/21/2014 10.38* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.42 11/21/2014 10.39* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.43 11/21/2014 10.40* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.44 11/21/2014 10.41* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.45 11/21/2014 10.42* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.46 11/21/2014 10.43* Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for awards granted after November 1, 2014 10-K 001-33977 10.47 11/21/2014 10.44* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after November 1, 2015 10-Q 001-33977 10.1 1/28/2016 10.45* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for awards granted after November 1, 2015 10-Q 001-33977 10.2 1/28/2016 10.46* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement for awards granted after November 1, 2015 10-Q 001-33977 10.3 1/28/2016 10.47* Form of Visa Inc. 2007 Equity Incentive Compensation Plan Restricted Stock Unit Award Agreement for the CEO, for the Make-Whole Award. 10-K 001-33977 10.52 11/15/2016 10.48* Form of Letter Agreement relating to Visa Inc. Executive Severance Plan 8-K 001-33977 10.2 11/9/2010 10.49* Aircraft Time Sharing Agreement, dated November 7, 2012, between Visa Inc. and Charles W. Scharf 8-K 001-33977 10.1 11/9/2012 10.50* Amendment No. 1 to the Aircraft Time Sharing Agreement, effective December 13, 2013, between Visa Inc. and Charles W. Scharf 10-K 001-33977 10.51 11/21/2014 10.51* Offer Letter, dated October 17, 2016, between Visa Inc. and Alfred F. Kelly, Jr. 8-K 001-33977 99.1 10/21/2016 10.52* Aircraft Time Sharing Agreement, dated November 9, 2016, between Visa Inc. and Alfred F. Kelly, Jr. 10-K 001-33977 10.59 11/15/2016 10.53* Offer Letter and One-Time Cash AwardAgreement, dated January 27, 2015, betweenVisa Inc. and Vasant M. Prabhu 8-K 001-33977 99.2 2/2/2015 12.1+ Statement of Computation of Ratio of Earnings to Fixed Charges 21.1+ List of Significant Subsidiaries of Visa Inc. 23.1+ Consent of KPMG LLP, Independent Registered Public Accounting Firm 31.1+ Certification of the Chief Executive Officer pursuant to Exchange Act Rules 13a-14(a) and 15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 31.2+ Certification of the Chief Financial Officer pursuant to Exchange Act Rules 13a-14(a) and 15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 32.1+ Certification of the Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 32.2+ Certification of the Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002