NWPP 10-Q Quarterly Report Sept. 30, 2025 | Alphaminr
NEW PEOPLES BANKSHARES INC

NWPP 10-Q Quarter ended Sept. 30, 2025

NEW PEOPLES BANKSHARES INC
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CIK: 1163389
Filing Type: 10-Q/A
Report Date: 2025-09-30
Download URL: https://www.sec.gov/Archives/edgar/data/1163389/000190359625000542/nwpp_10q.htm
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TABLE OF CONTENTS
Part I Financial InformationItem 1financial StatementsNote 1 Nature Of OperationsNote 2 Summary Of Significant Accounting PoliciesNote 3 Earnings Per ShareNote 4 CapitalNote 5 Investment SecuritiesNote 6 LoansNote 7 Allowance For Credit Losses For Loans ( Acll )Note 8 Modifications Made To Borrowers Experiencing Financial DifficultyNote 9 Credit Allowance For Unfunded CommitmentsNote 10 Other Real Estate OwnedNote 11 Fair ValuesNote 12 Leasing ActivitiesNote 13 Borrowed FundsNote 14 Revenue From Contracts with CustomersNote 15 Noninterest ExpensesNote 16 Recent Accounting DevelopmentsItem 2. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 3. Quantitative and Qualitative Disclosures About Market RiskItem 4. Controls and ProceduresPart II Other InformationItem 1. Legal ProceedingsItem 1A. Risk FactorsItem 2. Unregistered Sales Of Equity Securities and Use Of ProceedsItem 3. Defaults Upon Senior SecuritiesItem 4. Mine Safety DisclosuresItem 5. Other InformationItem 6. Exhibits

Exhibits

3.1 Amended Articles of Incorporation of New Peoples Bankshares, Inc. (incorporated by reference to Exhibit 3.1 to Form 10-Q for the quarterly period ended June 30, 2008 filed on August 11, 2008). 3.2 Bylaws of New Peoples Bankshares, Inc. (incorporated by reference to Exhibit 3.2 to Form 8-K filed on August 26, 2020). 4.1 Specimen Common Stock Certificate of New Peoples Bankshares, Inc. (incorporated by reference to Exhibit 4.1 to Form 10-Q for the quarterly period ended June 30, 2012 filed on August 14, 2012). 4.2 Description of New Peoples Bankshares, Inc.s Securities (incorporated by reference to Exhibit 4.2 to Form 10-K for the year ended December 31, 2024, filed on March 31, 2025). 10.1* Employment Agreement dated June 25, 2025 between New Peoples Bankshares, Inc., New Peoples Bank, Inc. and James W. Kiser (incorporated by reference to Form 8-K filed June 30, 2025) 31.1 Certification by Chief Executive Officer pursuant to Rule 13a-14(a) of the Securities Exchange Act. 31.2 Certification by Chief Financial Officer pursuant to Rule 13a-14(a) of the Securities Exchange Act. 32 Certification by Chief Executive Officer and Chief Financial Officer, as required by Section 906 of the Sarbanes-Oxley Act of 2002.