RJF 10-K Annual Report Sept. 30, 2024 | Alphaminr
RAYMOND JAMES FINANCIAL INC

RJF 10-K Fiscal year ended Sept. 30, 2024

RAYMOND JAMES FINANCIAL INC
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TABLE OF CONTENTS
Part IItem 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 1C. CybersecurityItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Mine Safety DisclosuresPart IIItem 5. Market For Registrant S Common Equity, Related Shareholder Matters and Issuer Purchases Of Equity SecuritiesItem 6. ReservedItem 7. Management S Discussion and Analysis Of Financial Condition and Results Of OperationsItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataNote 1 Organization and Basis Of PresentationNote 2 - Summary Of Significant Accounting PoliciesNote 3 AcquisitionsNote 4 Fair ValueNote 5 Available-for-sale SecuritiesNote 6 Derivative Assets and Derivative LiabilitiesNote 7 Collateralized Agreements and FinancingsNote 8 Bank Loans, NetNote 9 Loans To Financial Advisors, NetNote 10 Variable Interest EntitiesNote 11 - Goodwill and Identifiable Intangible Assets, NetNote 12 - Other AssetsNote 13 - Property and Equipment, NetNote 14 - LeasesNote 15 Bank DepositsNote 16 Other BorrowingsNote 17 Senior Notes PayableNote 18 Income TaxesNote 19 Commitments, Contingencies and GuaranteesNote 20 Shareholders EquityNote 21 - RevenuesNote 22 Interest Income and Interest ExpenseNote 23 - Share-based and Other CompensationNote 24 Regulatory Capital RequirementsNote 25 Earnings Per ShareNote 26 Segment InformationNote 27 Condensed Financial Information (parent Company Only)Item 9. Changes in and Disagreements with Accountants on Accounting and Financial DisclosureItem 9A. Controls and ProceduresItem 9B. Other InformationItem 9C. Disclosure Regarding Foreign Jurisdictions That Prevent InspectionsPart IIIItem 10. Directors, Executive Officers and Corporate GovernancePart IVItem 15. Exhibits and Financial Statement SchedulesItem 16. Form 10-k Summary

Exhibits

10.1.16 * Form of Restricted Stock Unit Award Notice and Agreement for Special Retention Award (time-based vesting) for Mr. Paul C. Reilly under the Amended and Restated 2012 Stock Incentive Plan, incorporated by reference to Exhibit 10.2 to the Companys Current Report on Form 8-K, filed with the Securities and Exchange Commission on December 19, 2022. 10.2 * Amended and Restated Raymond James Financial Long-Term Incentive Plan, effective August 22, 2018, incorporated by reference to Exhibit 10.9 to the Companys Annual Report on Form 10-K, filed with the Securities Exchange Commission on November 21, 2018. 10.3 * Raymond James Financial, Inc. Amended and Restated Voluntary Deferred Compensation Plan, effective May 17, 2017, incorporated by reference to Exhibit 10.12 to the Companys Annual Report on Form 10-K, filed with the Securities Exchange Commission on November 21, 2018. 10.5 * Amended and Restated Form of Director and Officer Indemnification Agreement, incorporated by reference to Exhibit 10.1 to the Companys Current Report on Form 8-K, filed with the Securities and Exchange Commission on March 6, 2019. 10.6 Amended and Restated Credit Agreement, dated as of April 6, 2023, among Raymond James Financial, Inc., Raymond James & Associates, Inc., the Lenders party thereto and Bank of America, N.A, incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K, filed with the Securities and Exchange Commission on April 12, 2023. 19 Raymond James Financial, Inc. Insider Trading Policy with Respect to Company Securities. 21 List of Subsidiaries. 23 Consent of Independent Registered Public Accounting Firm. 31.1 Certification of Paul C. Reilly pursuant to Rule 13a-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 31.2 Certification ofJonathanW.Oorlog, Jr.pursuant to Rule 13a-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 32 Certification of Paul C. Reilly andJonathanW.Oorlog, Jr.pursuant to Rule 13a-14(b) and 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 97.1 Raymond James Financial, Inc. Dodd-Frank Clawback Policy. 97.2 Raymond James Financial, Inc. Compensation Recoupment Policy.